PENSIONS AND RETIREMENT FREQUENTLY ASKED QUESTIONS

I want to combine or transfer my pension pots - do I need advice?

We can advise you on whether combining or consolidating your pension pots would be in your best interest. To do this we will review your current pension charges, past performance and risk profile to make an assessment.

If you have a defined benefit pension you can transfer to a defined contribution pension. However, any defined benefit pensions with a cash equivalent transfer value of £30,000 or more are required by law to seek financial advice. 

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