I want to combine or transfer my pension pots - do I need advice?

We can advise you on whether combining or consolidating your pension pots would be in your best interest. To do this we will review your current pension charges, past performance and risk profile to make an assessment.

You can transfer your defined benefit pension to a defined contribution pension but new regulations mean you must receive financial advice before scheme administrators will allow you to transfer any defined benefit pensions with a cash equivalent transfer value of £30,000 or more, and will require confirmation from a financial adviser that advice has been given before transferring any funds.