Life insurance can provide money when it's needed most, but choosing the right amount can be difficult.
You could be taking Life Insurance for a number of reasons, such as providing for your family or paying off a mortgage. Affordability is a factor as well when considering how much cover to take. Ultimately, you'll be thinking how to provide for people that rely on you financially after you're gone, adding it up and choosing the right cover.
If you don't have anyone relying financially on you, you may want to consider different ways to protect yourself, such as in the event of a critical illness and/or loss of income due to accident or sickness.
Everyone's circumstances are different so if you're unsure how much you need you should speak to a financial adviser.