With-Profits Investment information

All-In-1 Investment Bond and Guaranteed Capital Bond fund management and performance

Report overview

Before we get started...

  • This information does not constitute investment advice and we recommend that you speak to a suitably qualified financial adviser before making any investment decision based upon this, or any other information.

Unit price and performance of each fund option available

Your individual statement will show you the number of units, the unit price, the value of your bond and the fund option in which you are invested at your bond’s last anniversary. Find the current unit price of your bond. This information should be read alongside your Policy Conditions and Key Features document. You need to be aware that in each fund option your investment can go down as well as up. The higher the amount invested in equities, the more frequently this will happen and the more significant the changes in value are likely to be.

Cautious fund

This fund option is designed to provide modest growth with a lower chance of losing money than the Balanced and Growth fund options. It invests mostly in fixed interest investments with the balance in property and equities. This is the lowest risk fund option under this bond and therefore offers the lowest growth potential.

Unit Price Date Unit Price*  Growth (%) for the 12 months to the date shown  Total percentage growth from 4 November 2005 (launch) to 31 December 2020
31 December 2020 225.1p 4.0%  
125.1%
31 December 2019 216.5p 8.1%
31 December 2018 200.3p  1.9%
31 December 2017 196.5p  1.5%
31 December 2016 193.6p 9.4%
31 December 2015 176.9p  7.3%
31 December 2014 164.9p  7.4%
31 December 2013 153.6p  1.5%
Unit Price Date Unit Price*  Growth (%) for the 12 months to the date shown  Total percentage growth from 4 November 2005 (launch) to 31 December 2020
31 December 2020 225.1p 4.0%  
125.1%
31 December 2019 216.5p 8.1%
31 December 2018 200.3p  1.9%
31 December 2017 196.5p  1.5%
31 December 2016 193.6p 9.4%
31 December 2015 176.9p  7.3%
31 December 2014 164.9p  7.4%
31 December 2013 153.6p  1.5%

Balanced fund

This fund option is designed to provide the potential for modest growth without exposure to undue risk. It invests broadly in equal amounts of equities, fixed interest investments and property. This is the middle risk fund option and is higher risk than the Cautious fund option and lower risk than the Growth fund option.

Unit Price Date Unit Price*  Growth (%) for the 12 months to the date shown  Total percentage growth from 4 November 2005 (launch) to 31 December 2020
31 December 2020 253.1p -1.9%  
31 December 2019 257.9p 2.1%  
153.1%
31 December 2018 252.5p  3.9%
31 December 2017 243.1p  6.9%
31 December 2016 227.4p 9.3%
31 December 2015 208.1p  13.7%
31 December 2014 183.0p  12.8%
31 December 2013 162.3p  11.0%
Unit Price Date Unit Price*  Growth (%) for the 12 months to the date shown  Total percentage growth from 4 November 2005 (launch) to 31 December 2020
31 December 2020 253.1p -1.9%  
31 December 2019 257.9p 2.1%  
153.1%
31 December 2018 252.5p  3.9%
31 December 2017 243.1p  6.9%
31 December 2016 227.4p 9.3%
31 December 2015 208.1p  13.7%
31 December 2014 183.0p  12.8%
31 December 2013 162.3p  11.0%

Growth fund

This fund option is designed to provide the potential for the highest level of capital growth of the three fund options but with an increased risk to capital. This fund option invests mostly in equities with the balance invested in property and fixed interest investments. This is the highest risk fund option and offers the highest growth potential.

Unit Price Date Unit Price*  Growth (%) for the 12 months to the date shown  Total percentage growth from 4 November 2005 (launch) to 31 December 2020
31 December 2020 294.7p 4.6%  
31 December 2019 281.7p 4.8%  
31 December 2018 268.7p  3.7% 194.7%
31 December 2017 259.0p  12.4%
31 December 2016 230.4p 12.4%
31 December 2015 205.0p  8.0%
31 December 2014 189.9p  8.3%
31 December 2013 175.3p  18.8%
Unit Price Date Unit Price*  Growth (%) for the 12 months to the date shown  Total percentage growth from 4 November 2005 (launch) to 31 December 2020
31 December 2020 294.7p 4.6%  
31 December 2019 281.7p 4.8%  
31 December 2018 268.7p  3.7% 194.7%
31 December 2017 259.0p  12.4%
31 December 2016 230.4p 12.4%
31 December 2015 205.0p  8.0%
31 December 2014 189.9p  8.3%
31 December 2013 175.3p  18.8%

Columbia Threadneedle Investments

  • Since 1 November 2011 the asset management of our funds has been undertaken on our behalf by Columbia Threadneedle Investments. Columbia Threadneedle is responsible for the day to day management of the assets within investment guidelines set by LV=.
  • Columbia Threadneedle is a leading international investment manager that manages £385bn of assets (as at 30 June 2020), investing on behalf of individuals, pension funds, insurers and corporations. Columbia Threadneedle is the global asset management group of Ameriprise Financial, a leading US-based financial services provider. Columbia Threadneedle’s website address is columbiathreadneedle.co.uk.