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ISA Asset allocation

Asset allocation (spread of investment)

We want to make it transparent to our policyholders where their money is being invested. This page looks at the target asset mix and the permitted (benchmark) range for each asset type within the ISA fund. 

Benchmark spread of investments for the LV= ISA as of 30th June 2021

Assets Cautious Balanced Growth 
UK Equities
6.0% 10.0% 11.0%
US Equities
6.0% 10.0% 13.0%
European Equities
2.0% 4.0% 6.5%
Asia Equity ex Japan
2.5% 4.0% 6.5%
Japan Equity 2.0% 4.0% 3.5%
Emerging Market Equities 2.5% 4.0% 6.5%
Property
3.0% 5.0% 7.0%
UK Gilts
14.0% 10.0% 6.5%
US Treasuries
12.0% 5.0% 3.5%
UK Corporate Bonds
18.0% 13.0% 9.0%
Overseas Corporate Bonds
18.0% 13.0% 9.0%
High Yield Corporate Bonds 5.0% 5.0% 3.0%
UK Sustainable 1.0% 2.0% 3.0%
Global sustainable  1.0% 2.0% 3.0%
Cash
2.0% 2.0% 2.0%
Dynamic Real Return
5.0% 8.0% 7.0%
Total Equities and Property 28.5% 48.0% 63.5%
Assets Cautious Balanced Growth 
UK Equities
6.0% 10.0% 11.0%
US Equities
6.0% 10.0% 13.0%
European Equities
2.0% 4.0% 6.5%
Asia Equity ex Japan
2.5% 4.0% 6.5%
Japan Equity 2.0% 4.0% 3.5%
Emerging Market Equities 2.5% 4.0% 6.5%
Property
3.0% 5.0% 7.0%
UK Gilts
14.0% 10.0% 6.5%
US Treasuries
12.0% 5.0% 3.5%
UK Corporate Bonds
18.0% 13.0% 9.0%
Overseas Corporate Bonds
18.0% 13.0% 9.0%
High Yield Corporate Bonds 5.0% 5.0% 3.0%
UK Sustainable 1.0% 2.0% 3.0%
Global sustainable  1.0% 2.0% 3.0%
Cash
2.0% 2.0% 2.0%
Dynamic Real Return
5.0% 8.0% 7.0%
Total Equities and Property 28.5% 48.0% 63.5%