For many of us, we’ve been home-schooling since the beginning of January and spending most of our time within our own four walls, and claims data revealed by LV= General Insurance (LV= GI) certainly reflects that.
Accidental damage claims in January represented nearly 50 per cent (48%) of all new claims, the third highest peak seen since April (51%) and May (50%) last year, when the country was in the first national lockdown. The change in lifestyle is evident, with around 30% of all claims relating to accidental damage in pre-covid times.
Additionally, in January, accidental damage claims where spillage was the cause reached a record high of 22%. Within this figure, more than two in five (44%) accidental damage claims related to computer and office equipment – the highest peak since April last year when it reached 46%. In pre-covid times, around 30% of all spillage claims accounted for this type of equipment.
“With most of the country working from home and children being home-schooled, accidental damage to computers, laptops, and other technology equipment is inevitable. From our data, we can see that many of us are making a drink, putting it to the side of our technology while we work and home-school, and accidentally knocking it over.
“Accidental damage insurance is there for you when these incidents happen. It’s always worth checking the limit of your accidental damage policy, especially at the moment if the whole family is spending more time at home.”
Tips to avoid accidents at home:
1 LV= General Insurance Accidental Damage claims data from January 2020 - January 2021.