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Asset Allocation - Unit linked fund

Asset allocation of the Teachers Unit Linked Funds

We want to make it transparent to our policyholders about where their money is being invested. This section looks at the spread of investment and breakdown of the Teachers unit-linked funds.

Capital Investment Bond, Investment Bond and Flexible Savings Plan

The spread of investments in the Teachers Managed Fund, the Teachers Gilt and Fixed Interested Fund and the Teachers Cash Fund.The tables below show the asset mixes of the Teachers unit linked funds as at 31 March 2019.
Asset Type Teachers Managed Fund Teachers Gilt and Fixed Interest Fund Teachers Cash Fund
UK Equities
38.5%

Overseas Equities
35.1%
 
UK government interest-bearing securities 10.0% 93.0%
Other interest-bearing securities 13.5% 6.0%
Deposits and cash 3.0% 1.0% 100.0%
Total 100.0% 100.0% 100.0%

Asset Type Teachers Managed Fund Teachers Gilt and Fixed Interest Fund Teachers Cash Fund
UK Equities
38.5%

Overseas Equities
35.1%
 
UK government interest-bearing securities 10.0% 93.0%
Other interest-bearing securities 13.5% 6.0%
Deposits and cash 3.0% 1.0% 100.0%
Total 100.0% 100.0% 100.0%

The table below shows the target asset mix and the permitted range for each asset type. 
Fund Teachers Managed Fund Teachers Gilt and Fixed Interest Fund Teachers Cash Fund 
Asset Type Target Asset Mix Permitted Range  Target Asset Mix Permitted Range Target Asset Mix Permitted Range 
UK Equities
38.00% 33%-43% 
     
Overseas Equities
32.00% 27%-37%        
UK government interest-bearing securities 12.00% 7%-17% 94.0% 84%-99%    
Other interest-bearing securities 13.00% 8%-18% 5.0% 0%-10%    
Deposits and cash 5.00% 0%-10% 1.0% 0%-6% 100.0% 100.0% 
Total 100.0%   100.0%   100.0%  

Fund Teachers Managed Fund Teachers Gilt and Fixed Interest Fund Teachers Cash Fund 
Asset Type Target Asset Mix Permitted Range  Target Asset Mix Permitted Range Target Asset Mix Permitted Range 
UK Equities
38.00% 33%-43% 
     
Overseas Equities
32.00% 27%-37%        
UK government interest-bearing securities 12.00% 7%-17% 94.0% 84%-99%    
Other interest-bearing securities 13.00% 8%-18% 5.0% 0%-10%    
Deposits and cash 5.00% 0%-10% 1.0% 0%-6% 100.0% 100.0% 
Total 100.0%   100.0%   100.0%  

Personal Pension Plan and the Free Standing Additional Voluntary Contribution (FSAVC)

The spread of investments in the Teachers Pensions Managed Fund and the Teachers Pensions Cash FundThe tables below show the asset mixes of the Teachers unit linked funds as at 31 March 2019.
Asset Type Teachers Pensions Managed Fund Teachers Pensions Cash Fund
UK Equities
38.4%
Overseas Equities
35.1%
UK government interest-bearing securities 9.9%
Other interest-bearing securities 13.5%
Deposits and cash 3.1% 100.0%
Total 100.0% 100.0%

Asset Type Teachers Pensions Managed Fund Teachers Pensions Cash Fund
UK Equities
38.4%
Overseas Equities
35.1%
UK government interest-bearing securities 9.9%
Other interest-bearing securities 13.5%
Deposits and cash 3.1% 100.0%
Total 100.0% 100.0%

The table below shows the target asset mix and the permitted range for each asset type.
Fund Teachers Pensions Managed Fund Teachers Pensions Cash Fund
Asset Type Target Asset Mix Permitted Range  Target Asset Mix Permitted Range
UK Equities
38.00% 33%-43% 
 
Overseas Equities
32.00% 27%-37%    
UK government interest-bearing securities 12.00% 7%-17%

Other interest-bearing securities 13.00% 8%-18%

Deposits and cash 5.00% 0%-10% 100.0% 100.0%
Total 100.0%   100.0%  

Fund Teachers Pensions Managed Fund Teachers Pensions Cash Fund
Asset Type Target Asset Mix Permitted Range  Target Asset Mix Permitted Range
UK Equities
38.00% 33%-43% 
 
Overseas Equities
32.00% 27%-37%    
UK government interest-bearing securities 12.00% 7%-17%

Other interest-bearing securities 13.00% 8%-18%

Deposits and cash 5.00% 0%-10% 100.0% 100.0%
Total 100.0%   100.0%  

Stakeholder Pension

The spread of investments in the Teachers Stakeholder Managed Fund,  the Teachers Stakeholder Fixed Interest Fund and the Teachers Stakeholder Cash FundThe tables below show the asset mixes of the Teachers unit linked funds as at 31 March 2019.
Asset Type Teachers Stakeholder Managed Fund Teachers Stakeholder Fixed Interest Fund Teachers Stakeholder Cash Fund
UK Equities
38.4%

Overseas Equities
35.0%
 
UK government interest-bearing securities 9.9% 74.0%
Other interest-bearing securities 13.5% 21.0%
Deposits and cash 3.2% 5.0% 100.0%
Total 100.0% 100.0% 100.0%

Asset Type Teachers Stakeholder Managed Fund Teachers Stakeholder Fixed Interest Fund Teachers Stakeholder Cash Fund
UK Equities
38.4%

Overseas Equities
35.0%
 
UK government interest-bearing securities 9.9% 74.0%
Other interest-bearing securities 13.5% 21.0%
Deposits and cash 3.2% 5.0% 100.0%
Total 100.0% 100.0% 100.0%

View the target asset mix and the permitted range for each asset type in the three fund options
Fund Teachers Stakeholders Managed Fund Teachers Stakeholders Fixed Interest Fund Teachers Stakeholder Cash Fund 
Asset Type Target Asset Mix Permitted Range  Target Asset Mix Permitted Range Target Asset Mix Permitted Range 
UK Equities
38.00% 33%-43% 
     
Overseas Equities
32.00% 27%-37%        
UK government interest-bearing securities 12.00% 7%-17% 75.0% 70%-80%    
Other interest-bearing securities 13.00% 8%-18% 20.0% 15%-25%    
Deposits and cash 5.00% 0%-10% 5.0% 0%-10% 100.0% 100.0% 
Total 100.0%   100.0%   100.0%  

Fund Teachers Stakeholders Managed Fund Teachers Stakeholders Fixed Interest Fund Teachers Stakeholder Cash Fund 
Asset Type Target Asset Mix Permitted Range  Target Asset Mix Permitted Range Target Asset Mix Permitted Range 
UK Equities
38.00% 33%-43% 
     
Overseas Equities
32.00% 27%-37%        
UK government interest-bearing securities 12.00% 7%-17% 75.0% 70%-80%    
Other interest-bearing securities 13.00% 8%-18% 20.0% 15%-25%    
Deposits and cash 5.00% 0%-10% 5.0% 0%-10% 100.0% 100.0% 
Total 100.0%   100.0%   100.0%