Teachers

Investment advice solutions

Smoothed Managed Funds Bond Series 1

Overview

So, here's what you need to know about our investment bond

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You can apply if you're a UK resident and between the ages of 17 and 89.
This is a stock market related investment, not a savings account.
You aren’t certain to make a profit, and the value of your bond can go down as well as up.
If your bond is cashed in, in part or in full at any time other than at the end of your selected guarantee term, you may get back less than you invested.
If withdrawals paid out are more than the growth on your bond, this will eat into your original investment.

bond features

Caught your interest? Here's some highlights...

Invest from £5,000 to £1,000,000.
Invest for at least five years, ideally longer.
Have the potential for your investment to grow through the performance of UK and overseas stocks and shares.
Buy an optional guarantee to cover the value of your bond on the day the guarantee is purchased (only available on the Smoothed Managed Cautious Fund).

We know that it’s vital to feel comfortable and reassured with your investment choice. That’s why we offer the option of buying an investment guarantee.

When you buy a guarantee, we promise that at the end of the guarantee term, your bond will be worth at least the amount of the investment at the time you bought the guarantee, less any withdrawals paid out. Naturally, if your bond is worth more than the guaranteed amount you’ll get the extra as well.

You can buy a guarantee when you start your bond or upon expiry of an existing guarantee, subject to availability, if you're worried about market downturns.

Fund options

Here's a breakdown of the fund options available

Click to find out more about each one

Smoothed Managed Extra Cautious

Designed to provide long term steady growth together with a low level of investment risk.
Invests, either directly or indirectly, in a diversified portfolio of fixed interest securities, equities, property, cash and other related instruments.
Aims to avoid sharp rises and falls by averaging the investment return over a rolling 26 week period.

Smoothed Managed Cautious

Smoothed Managed Cautious:

Is designed to provide long term steady growth together with a low level of investment risk.
Invests, either directly or indirectly, in a diversified portfolio of fixed interest securities, equities, property, cash and other related instruments.
Aims to avoid sharp rises and falls by averaging the investment return over a rolling 26 week period.

Smoothed Managed Balanced

The Smoothed Managed Balanced:

Is designed to provide long term moderate growth together with a low to medium level of investment risk.
Invests, either directly or indirectly, in a diversified portfolio of fixed interest securities, equities, property, cash and other related instruments.
Aims to avoid sharp rises and falls by averaging the investment return over a rolling 26 week period.

Smoothed Managed Growth

The Smoothed Managed Growth fund:

Is designed to provide the long term growth together with a medium level of investment risk.
Invests, either directly or indirectly, in a diversified portfolio of fixed interest securities, equities, property, cash and other related instruments.
Aims to avoid sharp rises and falls by averaging the investment return over a rolling 26 week period.

Smoothed Managed Growth Plus

Designed to provide long term steady and sustainable growth together with a medium level of investment risk. Within this objective we aim to invest in more sustainable assets in this fund.
Invests, either directly or indirectly, in a diversified portfolio of fixed interest securities, equities, property, cash and other related instruments.
Aims to avoid sharp rises and falls by averaging the investment return over a rolling 26 week period.

important information

Don't miss this important information about our advice service

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LV= Teachers Advice Service provides convenient online and telephone advice, however if you require face to face advice we suggest you contact www.unbiased.co.uk.
There's a fee for receiving advice on your pension and investments which can be taken from the pension or investment so you don't have to pay from other sources such as your bank or savings.
Our advice is regulated by the Financial Conduct Authority (FCA) so you'll receive the highest level of protection under their rules. If you don't choose LV= for financial advice ensure you receive advice from a FCA regulated adviser.
We offer a range of the pension and investment products from the Liverpool Victoria group of companies. We also offer investment products from a limited number of other companies, and annuity products from the whole of the market.

Speak to an adviser

Let's talk

We can help you understand you options

0800 032 8875

9am - 5.30pm Monday to Thursday

9am - 5pm on Friday

TextDirect: 18001 0800 032 8875

We may record and / or monitor calls for training and audit purposes.

If you have a question about your final salary pension contact Teachers Pensions using your members login or call

0345 6066166

8.30am – 6pm Monday to Friday

Request a call back from an adviser