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Investment advice solutions

  • Choose between 3 options
  • You can switch between funds
  • Protect your investment with an optional capital guarantee

Chat to our specialists

0800 032 8875

Lines open: 9am - 5.30pm Monday-Thursday & 9:00am - 5.00pm on Friday. Your call may be recorded and/or monitored for training and audit purposes.

Flexible Guarantee Bond Series 3

With a choice of three fund options, the Flexible Guarantee Bond Series 3 allows you to decide how much risk you want to take. You can switch from one fund option to another, make regular or occasional withdrawals, and even buy an optional capital guarantee to protect your investment.

Bond features

  • Invest from £5,000 to £1,000,000
  • Invest for at least five years and ideally longer
  • Have the potential for your investment to grow through the performance of UK and overseas stocks and shares
  • Buy a guarantee - this covers the value of the bond on the date that the guarantee was purchased, meaning you'll get at least the value of the bond on the guarantee purchase date (less any withdrawals paid out) at the end of your selected guarantee term.

Things to consider

  • You can apply if you're a UK resident and between the ages of 17 and 89.
  • This is a stock market related investment, not a savings account
  • You aren’t certain to make a profit, and the value of your bond can go down as well as up
  • If your bond is cashed in, in part or in full at any time other than at the end of your selected guarantee term, you may get back less than you invested
  • If withdrawals paid out are more than the growth on your bond, this will eat into your original investment

Here are breakdowns of the different options available with our Flexible Guarantee Bond Series 3.

Cautious Series 2

  • This fund option is designed to provide long term steady growth together with a low level of investment risk.
  • The Fund invests, either directly or indirectly, in a diversified portfolio of fixed interest securities, equities, property, cash and other related instruments.
  • The fund aims to avoid sharp rises and falls by averaging the investment return over your holding period.

Balanced Series 2

  • This fund option is designed to provide long term moderate growth together with a low to medium level of investment risk.
  • The Fund invests, either directly or indirectly, in a diversified portfolio of fixed interest securities, equities, property, cash and other related instruments.
  • The fund aims to avoid sharp rises and falls by averaging the investment return over your holding period.

Managed Growth

  1. This fund option is designed to provide the long term growth together with a medium level of investment risk.
  2. The Fund invests, either directly or indirectly, in a diversified portfolio of fixed interest securities, equities, property, cash and other related instruments.
  3. The fund aims to avoid sharp rises and falls by averaging the investment return over your holding period.

Optional guarantee

We know that it’s vital to feel comfortable and reassured with your investment choice. That’s why we offer the option of buying an investment guarantee.

When you buy a guarantee, we promise that at the end of the guarantee term, your bond will be worth at least the amount of the investment at the time you bought the guarantee, less any withdrawals paid out. Naturally, if your bond is worth more than the guaranteed amount you’ll get the extra as well.

  • You can buy a guarantee when you start your bond or at any time afterwards.
  • You can also replace an existing guarantee at any time. This means you can lock in any gains your investment has made if you're worried about market downturn.
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Retirement seminars

Attend one of our free seminars to help you decide where to invest your pension lump sum.

Get professional advice

0800 032 8875

TextDirect: 18001 0800 032 8875

9am - 5.30pm Mon to Thurs
9am - 5pm on Friday

We may record and / or monitor calls for training and audit purposes.

Looking for more general information?

Teachers Pension

Got a question about your final salary pension? Contact Teachers Pensions using your members login or call 0345 6066166 (8.30am – 6pm Monday to Friday).

Existing policyholders

If you're an existing Teachers Assurance customer, you can find contact details for life and home policies here.