Man and woman pushing bikes with child in green field

Financial Advice

Dave’s Insurance Story

meet dave

Who is Dave?

Dave is a 34 year old single dad; he’s self-employed and worried about what would happen if he were unable to work.

Dave’s insurance story

  • Dave currently works as a chief mechanic at the garage he owns. He’s self-employed, so he chooses hours that suit him and fit around seeing his 11-year-old son Alex.
  • He’s quite well off as business at the garage is booming, however, that’s dependent on him working hard and putting in the hours. 
  • He recently had a bout of sickness where he was unable to work for just under two weeks, and his income suffered for that month, meaning he was unable to go out and treat Alex as he normally would.
  • Although it was only a stomach bug, it’s made him worry that anything more serious resulting in time away from work could have serious financial implications.

So, what's Dave's situation...

  • Currently, Dave would receive no income if he was off sick, meaning he would not be able to pay for basic household expenses.
  • With no monthly income, Dave would struggle to afford to see his son; the travel costs alone mount up on a weekly basis.
  • He would also struggle to pay his mortgage.
 

Dave's decision...

  • Dave was unsure of which protection product would best suit his needs, as he had a few different considerations to take into account.
  • He decided to speak to a LifeSearch adviser, who after running through his circumstances was able to make a recommendation on the product best suited to meet his needs.
Financial Advice

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