You're covered if you die or are diagnosed with a terminal illness before the end date of your plan and we will pay a lump sum to your estate unless you've made other arrangements. The terminal illness must meet our policy definition and you can't claim within the last 12 months of the plan.
On its own, it does not pay on the diagnosis of a critical illness or provide a continuing income. If you're looking for more cover, you can include Critical Illness
or take an Income Protection