When using Life Insurance to cover a mortgage, the term should match the remaining length of the mortgage.
For family protection, this can often depend on the children you'd like to support to independence. Considering University, this could take them up to age 25, but the choice is yours.
If you are unsure on how long you need the cover for you should speak to a financial adviser. We've teamed up with Life Search to offer respected, honest advice on protection products from the whole of the market. They can also help guide you to find the right product for your personal circumstances.