Life Insurance FAQ's

Do you pay out my Life Insurance policy if I have a terminal illness?

Within our life insurance there is a cover for the diagnosis of a terminal illness which means we will pay your claim early, if your doctor has diagnosed that you have less than 12 months to live.

Our definition of a terminal Illness means "an incurable illness where, in the opinion of an attending consultant and our Chief Medical Officer, you would not be expected to live for more than 12 months."

The payment is paid early to help you out at an incredibly difficult time for whatever you need. This might be to set your affairs in order before you're gone and help you spend quality time with your loved ones.

If you have a policy with us, you and your immediate family will have access to our free Health and Wellbeing Line, part of our Member Care Line. It includes a counsellor service for advice, guidance or even just a sympathetic ear.

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