Once your Life Insurance policy starts we'll only cancel it if:
- you’ve died as a result of taking your own life within 12 months of the start date of your policy, in this case we would refund any premiums paid.
- you act fraudulently, or deliberately provide untrue, inaccurate or misleading information when you apply for the plan,or when making a claim.
- you stop paying premiums for your cover as and when they are due.
- we identify your involvement or association with financial crime, we can cancel your policy and pass details to crime prevention and law enforcement agencies.
If you stop paying your premiums, your cover will stop and you won’t get anything back. However, we’ll give you 60 days from the due date for you to pay your missed premium before this happens.
If we cancel your policy, except for where you've died as a result of taking your own life within the first 12 months of the policy, you won’t be entitled to any refund of premiums or payment from it.