If you are not employed when you fall ill we may still be able to consider a claim but we would do so against an alternative definition in your policy. Please read your own policy to get the exact wording or you can ring us for advice.
However for some of our newer policies (taken out after January 2017) if you've been made involuntarily unemployed you may be able to claim for up to six months premiums to be paid by us. Please check your policy conditions for details.