Travel insurance for Iceland

Interesting facts and features of this magical travel destination

3 minute read

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You may already be familiar with Iceland as a Nordic island nation, defined by its dramatic landscape and volcanoes, geysers and hot springs. Did you know that Iceland was one of the last places on earth to be settled by humans?

  • Currency: Icelandic króna (ISK)
  • National Language: Icelandic
  • Time difference: Iceland is typically 1 hour behind the UK 
    Iceland doesn't observe BST
  • Flight time: The average flight time from London to Iceland is 3h 5mins

Did you know?

Iceland is a mosquito free zone

Ever been bothered by annoying flying insects when on holiday?

Well there's no need to pack mosquito repellent when visiting Iceland as you'll be pleased to learn that mosquitoes don't exist on the island.

In fact it's not just a lack of mosquitoes, there's very few insects of any kind that'll do much to bother you.

It is however home to the Arctic Fox, the only mammal native to Iceland.


Volcanic eruptions every few years

The eruptions of Eyjafjallajökull in April 2010 might be familiar to many UK travellers, as although classed as relatively small for volcanic eruptions, it led to tens of thousands of cancelled flights across western and northern Europe.

Even though most eruptions cause very little disruption and are magnificent to look at from afar, check that your travel insurance covers you for delays and cancellations caused by volcanic ash.

All this volcanic activity has created an environmentally friendly way to generate heat and electricity - this mostly comes from hydroelectric power and geothermal water reserves.

Our Defaqto 5 Star Rated Premier Travel insurance covers you for for delays and cancellations after 24 hours if you experience  bad weather, terrorism, drones, ash clouds or strikes – all the things we can’t control.


Thorsson, son of Thors

There are strict laws on what names are allowed in Iceland, and Icelanders don't have traditional surnames.

First names are almost always used when addressing someone, no matter how formal the meeting. Even the phone book lists subscribers by their first name.


The Aurora Borealis

Icelanders - a warm and friendly population

Visitors to Iceland often recall the warm and friendly service received, the magnificent scenery and unpredictable weather (best to pack warm clothes and footwear suitable for different types of terrain).

Some might be surprised at how technologically connected the island is with roughly 97 per cent of the population having internet connection. You're often able to complete a contactless payment not just with shops and restaurants but with many street vendors too.

One word of warning is that Iceland is not known as a budget destination, food and drink can seem expensive relative to UK prices. Traditional Icelandic food consists largely of seafood and lamb (as well as some more unusual local delicacies) but you’ll also find burgers, pizza, pasta and salads on most menus.

Whilst Icelandic is the national language and it’s always a good idea to learn a few words of the native language wherever you travel, most people you encounter will speak excellent English.

Whilst Iceland is widely acclaimed for its low rates of crime and no particular security concerns, as a responsible travel insurer we always recommend you check for the latest Foreign, Commonwealth & Development Office advice before visiting any country. Read the latest FCDO advice for Iceland.

What travel insurance do I need in Iceland?

Standard travel insurance should be enough when visiting Iceland.

Our travel insurance for Iceland offers:
• Up to £10 million of emergency medical cover
• Compensation of up to £10,000 if you have to cancel your trip
• Cover for groups of up to 10 people on one policy
• Cover for travellers over the age of 65.

If you’re a frequent traveller, you may want to think about multi-trip cover. 

Optional extras can be added to protect you against theft of bags and their contents, valuables and money. If you’ve got an action-packed trip planned, check the activities covered in our policies to make sure yours are included.

Just be mindful if you’re looking to get a job during your trip to Iceland that work-related incidents are not covered.

Have we got you thinking about a trip to Iceland? Get a travel quote today...

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