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<div id="" data-propsId="614654feeaa748388a0db6d0ef0a304c" class="react-component" data-name="HeaderBanner"><div id="react_0HNM28TT6UNP0"><div class="headerBanner headerBanner--hasSecNav headerBanner--alignLeft headerBanner--clover headerBanner--overlay theme--text-white headerBanner--alt headerBanner--headlineOnly visible"><div class="headerBanner__image"><div class=""><picture class="bg-image"></picture><div class="mask"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1400 150" width="1400" height="150" preserveAspectRatio="xMinYMax"><defs><linearGradient id="headermask-gradbg"><stop offset="0%" stop-color="#ffffff"></stop><stop offset="100%" stop-color="#ffffff"></stop></linearGradient></defs><path d="M1400,151H0V133s135,23,383,13C618,136,892,120,1400,0" fill="url(#headermask-gradbg)"></path></svg></div></div></div><div class="container"><div class="headerBanner__body"><div class="headerheadline"><span class="headerBanner__category">Media centre archive</span><h1 class="headerBanner__body__headline">Browse through our archive of press releases and media statements</h1></div></div></div></div></div></div>
<script>LVConfigs.components.data.push({"propsId":"614654feeaa748388a0db6d0ef0a304c","componentName":"headerbanner","reactComponentName":"HeaderBanner","propsJson":"{\u0022height\u0022:\u0022mini\u0022,\u0022isAltHeader\u0022:true,\u0022isLeftAligned\u0022:true,\u0022isMobileContentUnderBanner\u0022:false,\u0022desktopImage\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022mobImage\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022headline\u0022:\u0022Browse through our archive of press releases and media statements\u0022,\u0022subheading\u0022:\u0022\u0022,\u0022label\u0022:\u0022Media centre archive\u0022,\u0022labelLink\u0022:\u0022\u0022,\u0022colourOverlay\u0022:null,\u0022theme\u0022:{\u0022themeAfterMobile\u0022:null,\u0022mobileTextColour\u0022:null,\u0022mobileSubHeadingTextColour\u0022:null,\u0022textColour\u0022:\u0022white\u0022,\u0022subHeadingTextColour\u0022:null,\u0022themeName\u0022:\u0022clover\u0022,\u0022themeBefore\u0022:null,\u0022themeAfter\u0022:null,\u0022bottomCurveBefore\u0022:null,\u0022topCurveAfter\u0022:null,\u0022isFirstOnPage\u0022:true},\u0022hasSecNav\u0022:true}"});</script><div id="Copy-{4C395DF0-AAFA-4721-ABDF-288F7309E3CE}" data-propsId="6b36bb8612414ccbaab4cc6e32ea1c8e" class="react-component" data-name="BodyCopy"><div id="Copy-{4C395DF0-AAFA-4721-ABDF-288F7309E3CE}"><div><section class="module bodyCopy   module-noCurveTop module-noCurveBottom     bodyCopy--mini bodyCopy--alt-headings  "><div class="wrapper"><div class="container bodyCopy__container"><div class="editablediv"><p>Our media centre archive is designed to provide journalists and commentators a look back at previous news and comment from LV=. Members and customers should not rely on the information within these pages to form the basis of investment or other financial decisions. If you're a member or customer looking for information on our products, services and advice please visit our <a href="/life" title="LV.com/life">main website</a>. Check out our <a href="/about-us/press" target="_self" title="latest press releases and media statements">latest press releases and media statements</a>.</p></div></div></div></section></div></div></div>
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<script>LVConfigs.components.data.push({"propsId":"36f8d68fe2b04719afacb0fcc94dcef5","componentName":"inpagenav","reactComponentName":"InPageNav","propsJson":"{\u0022items\u0022:[{\u0022categoryCode\u0022:\u0022\u0022,\u0022label\u0022:\u0022All news\u0022,\u0022link\u0022:{\u0022id\u0022:\u00228E4CDA6BF6AC476486FE422ACECA8C35-9BDC73AA67B74520A38D05DCBF9EF5BF\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022?filter=\u0022,\u0022label\u0022:\u0022All news\u0022,\u0022html\u0022:\u0022\u003ca id=\\\u00228E4CDA6BF6AC476486FE422ACECA8C35-9BDC73AA67B74520A38D05DCBF9EF5BF\\\u0022 href=\\\u0022?filter=\\\u0022\u003eAll news\u003c/a\u003e\u0022},\u0022selected\u0022:true},{\u0022categoryCode\u0022:\u0022life\u0022,\u0022label\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u00228E4CDA6BF6AC476486FE422ACECA8C35-BDFD4DCF95D14A14905894CBF9D03114\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022?filter=life\u0022,\u0022label\u0022:\u0022Life and Pensions\u0022,\u0022html\u0022:\u0022\u003ca id=\\\u00228E4CDA6BF6AC476486FE422ACECA8C35-BDFD4DCF95D14A14905894CBF9D03114\\\u0022 href=\\\u0022?filter=life\\\u0022\u003eLife and Pensions\u003c/a\u003e\u0022},\u0022selected\u0022:false},{\u0022categoryCode\u0022:\u0022fc\u0022,\u0022label\u0022:\u0022Financial and Corporate\u0022,\u0022link\u0022:{\u0022id\u0022:\u00228E4CDA6BF6AC476486FE422ACECA8C35-564FE047B4364D44A977B3791625ECA7\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022?filter=fc\u0022,\u0022label\u0022:\u0022Financial and Corporate\u0022,\u0022html\u0022:\u0022\u003ca id=\\\u00228E4CDA6BF6AC476486FE422ACECA8C35-564FE047B4364D44A977B3791625ECA7\\\u0022 href=\\\u0022?filter=fc\\\u0022\u003eFinancial and Corporate\u003c/a\u003e\u0022},\u0022selected\u0022:false}],\u0022containerId\u0022:\u0022PressFilterNav-{8E4CDA6B-F6AC-4764-86FE-422ACECA8C35}\u0022,\u0022mobileLabel\u0022:\u0022\u0022,\u0022hasMarker\u0022:false,\u0022cssClass\u0022:\u0022articleHubNav\u0022,\u0022theme\u0022:null}"});</script><div id="" data-propsId="d0c583b7c5ed473cb7ace07b306ce784" class="react-component" data-name="Archive"><div id="react_0HNM28TT6UNP1"><div><section class="module archive  module--product module-noCurveTop module-noCurveBottom       "><div class="wrapper"><div class="container archive__container"><div class="archive__section"><h2 class="archive__title">May 2024</h2><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="A3DBA1391B4F4B08BBCC459E7ECC965B{A3DBA139-1B4F-4B08-BBCC-459E7ECC965B}" href="/essaroil/sitecore/content/lv/home/about-us/press/lv-appoints-protection-proposition-director" rel="">LV= appoints Protection Proposition Director</a></h3><div class="article__content">Investment, protection, retirement and in-house advice specialist LV=, has appointed Gary Beyer as its new Protection Proposition Director.
Gary will join LV= in July and has nearly 25 years of experience in the financial services industry. This includes senior positions at Royal London, Scottish Widows…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2024-05-28 10:49" class="article__date date"><span class="editable"><b>28 May</b> 2024</span></time></footer></div></div></article></div><div class="archive__section"><h2 class="archive__title">April 2024</h2><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="6E711B17AE6E4ACDA3446C254F8B7AB6{6E711B17-AE6E-4ACD-A344-6C254F8B7AB6}" href="/essaroil/sitecore/content/lv/home/about-us/press/lv-protection-claim-payouts-hit-135m-in-2023" rel="">LV= protection claim payouts hit £135 million in 2023</a></h3><div class="article__content">Leading life and pensions mutual insurer LV= paid individual protection claims totalling &pound;135m during 2023, up 6% since 2022. LV= supported more than 8,000 claimants and their families paying 94% of all individual protection claims including life, critical illness and income protection.

About…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2024-04-24 13:25" class="article__date date"><span class="editable"><b>24 April</b> 2024</span></time></footer></div></div></article><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="A9B7665557F54C82ACEB0DD2C84BB365{A9B76655-57F5-4C82-ACEB-0DD2C84BB365}" href="/essaroil/sitecore/content/lv/home/about-us/press/lv-completes-its-transition-to-blackrock-as-primary-asset-manager" rel="">LV= completes its transition to BlackRock as primary asset manager</a></h3><div class="article__content">Investment, protection and retirement specialist LV= has completed its transition of asset management services to BlackRock.
Last year, following a competitive and robust tender process, BlackRock was announced as LV&rsquo;s new primary asset manager.
This milestone means BlackRock has now taken responsibility…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2024-04-23 08:00" class="article__date date"><span class="editable"><b>23 April</b> 2024</span></time></footer></div></div></article></div><div class="archive__section"><h2 class="archive__title">March 2024</h2><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="654474927A8E48BFA07EC48F805C470D{65447492-7A8E-48BF-A07E-C48F805C470D}" href="/essaroil/sitecore/content/lv/home/about-us/press/lv-announces-2023-financial-results" rel="">LV= announces 2023 financial results</a></h3><div class="article__content">Resilient business model and focused strategy deliver positive value for members&nbsp;

Investment, protection and retirement specialist LV= announces its financial results for the year to 31 December 2023 and publishes its Annual Report (LV.com/annual-report).

Key financial and operational highlights:

…</div></div><div class="article__category">Financial and Corporate</div><footer class="article__footer"><time dateTime="2024-03-22 06:59" class="article__date date"><span class="editable"><b>22 March</b> 2024</span></time></footer></div></div></article></div><div class="archive__section"><h2 class="archive__title">February 2024</h2><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="F8A43703216F45099B7B5FBD03B1F22F{F8A43703-216F-4509-9B7B-5FBD03B1F22F}" href="/essaroil/sitecore/content/lv/home/about-us/press/uk-adults-are-feeling-more-financially-comfortable-compared-to-a-year-ago" rel="">UK adults are feeling more financially comfortable compared to a year ago</a></h3><div class="article__content">About LV=
LV= is one of the leading life and pensions mutual insurers, serving over 1million members and customers across the UK. As an investment, protection and retirement specialist, LV= offers a range of products, services and advice to help members and customers protect their income while they&rsquo;re…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2024-02-15 14:50" class="article__date date"><span class="editable"><b>15 February</b> 2024</span></time></footer></div></div></article><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="90517FE49E96479A9344BBD73D5BF5C6{90517FE4-9E96-479A-9344-BBD73D5BF5C6}" href="/essaroil/sitecore/content/lv/home/about-us/press/8m-uk-adults-are-at-least-20000-in-debt-with-parents-feeling-money-pressures-most" rel="">8.5m UK adults are at least £20,000 in debt with parents feeling money pressures most  </a></h3><div class="article__content">About LV=

LV= is one of the leading life and pensions mutual insurers, serving over 1 million members and customers across the UK. As an investment, protection and retirement specialist, LV= offers a range of products, services and advice to help members and customers protect their income while they&rsquo;re…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2024-02-2 08:55" class="article__date date"><span class="editable"><b>2 February</b> 2024</span></time></footer></div></div></article></div><div class="archive__section"><h2 class="archive__title">January 2024</h2><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="7CD8474584194546B8458C718E3F5DC6{7CD84745-8419-4546-B845-8C718E3F5DC6}" href="/essaroil/sitecore/content/lv/home/about-us/press/lv-appoints-chief-commercial-officer" rel="">LV= appoints Chief Commercial Officer</a></h3><div class="article__content">
Investment, protection and retirement specialist LV= has appointed Katherine Carnegie as Chief Commercial Officer, subject to regulatory approval.&nbsp;

Katherine joined LV= in 2012 and has extensive experience of developing distribution strategies and a track record of driving innovation and growth.…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2024-01-18 08:49" class="article__date date"><span class="editable"><b>18 January</b> 2024</span></time></footer></div></div></article></div><div class="archive__section"><h2 class="archive__title">December 2023</h2><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="C8A3E34A8296423093A74036EFBC21A6{C8A3E34A-8296-4230-93A7-4036EFBC21A6}" href="/essaroil/sitecore/content/lv/home/about-us/press/proposed-substitution-of-lv-bonds-plc-as-issuer-of-certain-securities" rel="">Proposed substitution of LV Bonds Plc as issuer of certain securities</a></h3><div class="article__content">PROPOSED ISSUER SUBSTITUTION OF CERTAIN SECURITIES


Liverpool Victoria Financial Services Limited (trading as LV=)
LV Bonds Plc


18 December 2023

Proposed substitution of LV Bonds Plc as issuer of certain securities

With effect from 18 December 2023 (the &ldquo;Substitution Date&rdquo;), subject…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2023-12-18 11:58" class="article__date date"><span class="editable"><b>18 December</b> 2023</span></time></footer></div></div></article><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="F173BA7F66D246A9BCED829D6C327929{F173BA7F-66D2-46A9-BCED-829D6C327929}" href="/essaroil/sitecore/content/lv/home/about-us/press/lv-completes-next-phase-of-asset-management-transition-to-blackrock" rel="">LV= completes next phase of asset management transition to BlackRock </a></h3><div class="article__content">Investment, protection and retirement specialist LV= has completed the next stage of the transition of assets to BlackRock.
In April 2023, BlackRock was appointed as LV&rsquo;s primary asset manager to replace Columbia Threadneedle Investments. In this next phase, all existing Smoothed Managed Funds…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2023-12-6 11:13" class="article__date date"><span class="editable"><b>6 December</b> 2023</span></time></footer></div></div></article></div><div class="archive__section"><h2 class="archive__title">November 2023</h2><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="6D02CE745F16443C8CF6D88192750F99{6D02CE74-5F16-443C-8CF6-D88192750F99}" href="/essaroil/sitecore/content/lv/home/about-us/press/42pc-of-uk-adults-continue-to-see-finances-deteriorate-new-lv-research" rel="">42% of UK adults continue to see finances deteriorate – new LV= research</a></h3><div class="article__content">
22 million British adults saw their finances deteriorate in the three months to September despite signs financial resilience is stabilising, according to new research from investment, protection and retirement specialist LV=.
Findings from the Wealth and Wellbeing Research Programme, a survey of 4,000…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2023-11-30 11:13" class="article__date date"><span class="editable"><b>30 November</b> 2023</span></time></footer></div></div></article></div><div class="archive__section"><h2 class="archive__title">October 2023</h2><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="3A4428A0709B480DAF96C0E87A3F73BB{3A4428A0-709B-480D-AF96-C0E87A3F73BB}" href="/essaroil/sitecore/content/lv/home/about-us/press/lv-launches-new-lifestyle-range-of-equity-release-products" rel="">LV= launches new ‘lifestyle’ range of equity release products</a></h3><div class="article__content">Investment, protection and retirement specialist LV= is extending its range of later life mortgages by launching two new equity release products as part of a new funding partnership with Scottish Widows.&nbsp;
Launching on 7 November, the new LV= Lump Sum Lifestyle and Drawdown Lifestyle products will…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2023-10-30 09:05" class="article__date date"><span class="editable"><b>30 October</b> 2023</span></time></footer></div></div></article><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="214F9C9ECA6647309DA73D2C8397117D{214F9C9E-CA66-4730-9DA7-3D2C8397117D}" href="/essaroil/sitecore/content/lv/home/about-us/press/almost-a-quarter-of-people-are-worried-that-they-will-experience-a-mental-health-issue-in-five-years" rel="">Almost a quarter of people are worried that they will experience a mental health issue in five years</a></h3><div class="article__content">Research from investment, protection and retirement specialist LV= reveals that many people are prioritising their mental wellbeing this World Mental Health Day.

The LV= Wealth and Wellbeing Research Programme* - a long-term quarterly survey of 4,000 UK adults &ndash; highlights attitudes towards the…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2023-10-10 11:30" class="article__date date"><span class="editable"><b>10 October</b> 2023</span></time></footer></div></div></article></div><div class="archive__section"><h2 class="archive__title">September 2023</h2><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="E1E20BF3C59348458189E588E36350DE{E1E20BF3-C593-4845-8189-E588E36350DE}" href="/essaroil/sitecore/content/lv/home/about-us/press/new-lv-wellness-tracker-finds-more-than-40pc-of-uk-adults-are-struggling-financially" rel="">New LV= wellness tracker finds more than 40% of UK adults are struggling financially</a></h3><div class="article__content">Twenty two million UK adults are financially struggling today, leaving the nation&rsquo;s financial resilience at an even lower ebb than during the height of the Covid-19 pandemic, according to data from investment, protection and retirement specialist LV=.
According to new research from LV=, over one…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2023-09-21 07:25" class="article__date date"><span class="editable"><b>21 September</b> 2023</span></time></footer></div></div></article><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="3F5F06A68933465ABB42351618E85F7D{3F5F06A6-8933-465A-BB42-351618E85F7D}" href="/essaroil/sitecore/content/lv/home/about-us/press/more-people-need-to-review-protection-cover-after-life-events" rel="">More people need to review their protection cover after life events to adequately protect their income  </a></h3><div class="article__content">
    42% of all protection policyholders have experienced a change in personal circumstances since taking out their cover
    
    Out of those respondents, just 19% made adjustments to their cover
    
    Yet over a third of those had not considered if any changes to their cover were required

Research…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2023-09-20 12:06" class="article__date date"><span class="editable"><b>20 September</b> 2023</span></time></footer></div></div></article></div><div class="archive__section"><h2 class="archive__title">August 2023</h2><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="ADD46F11579B41898C6A64698043517E{ADD46F11-579B-4189-8C6A-64698043517E}" href="/essaroil/sitecore/content/lv/home/about-us/press/third-of-mortgage-holders-unlikely-to-pay-off-mortgage-by-65" rel="">A third of mortgage holders don’t think they will pay off their mortgage by age 65</a></h3><div class="article__content">
    28% of homeowners surveyed would consider a lifetime mortgage
    
    A quarter of those surveyed found fixed early repayment charges reassuring when considering taking out equity release

Research from investment, protection and retirement specialist LV= reveals that growing numbers are expecting…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2023-08-30 10:10" class="article__date date"><span class="editable"><b>30 August</b> 2023</span></time></footer></div></div></article></div><div class="archive__section"><h2 class="archive__title">June 2023</h2><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="49EC6774DC064A8891BC184210800E82{49EC6774-DC06-4A88-91BC-184210800E82}" href="/essaroil/sitecore/content/lv/home/about-us/press/23m-say-they-are-struggling-with-their-finances" rel="">23m say they are struggling with their finances</a></h3><div class="article__content">
    26m remain worried about rising energy bills

Research from investment, protection and retirement specialist LV= shows how millions of people continue to describe their financial situation as struggling.
The LV= Wealth and Wellbeing Research Programme* - a long-term quarterly survey of 4,000 UK…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2023-06-5 09:43" class="article__date date"><span class="editable"><b>5 June</b> 2023</span></time></footer></div></div></article></div><div class="archive__section"><h2 class="archive__title">May 2023</h2><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="D043FE4738424AB78083B561436B35F5{D043FE47-3842-4AB7-8083-B561436B35F5}" href="/essaroil/sitecore/content/lv/home/about-us/press/lv-commences-launch-of-new-investment-platform-services" rel="">LV= commences launch of new investment 'Platform Services'</a></h3><div class="article__content">With the launch of its new &lsquo;Platform Services&rsquo; option for Advisers LV= has completed the next stage of its plan to broaden access to its range of Smoothed Managed Fund (SMF) investments. This will provide access to a wider range of advisers and investors.&nbsp;
The LV= branded service has…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2023-05-30 09:57" class="article__date date"><span class="editable"><b>30 May</b> 2023</span></time></footer></div></div></article><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="336E883200774BD4A7D639FAE68F4FF4{336E8832-0077-4BD4-A7D6-39FAE68F4FF4}" href="/essaroil/sitecore/content/lv/home/about-us/press/lvfs-announces-reset-rate" rel="">LVFS announces the Reset Rate on its £350,000,000 6.50 per cent. Fixed Rate Reset Subordinated Notes callable 2023 due 2043 </a></h3><div class="article__content">Capitalised terms used in this announcement but not defined have the meanings given to them in the terms and conditions applicable to the Notes.


Key points

    In accordance with the terms and conditions of the Notes, the Interest Rate payable on the Notes is subject to a resetting process from time…</div></div><div class="article__category">Financial and Corporate</div><footer class="article__footer"><time dateTime="2023-05-25 06:08" class="article__date date"><span class="editable"><b>25 May</b> 2023</span></time></footer></div></div></article><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="5B9FAD66F0C64E8092202D0C3D707E70{5B9FAD66-F0C6-4E80-9220-2D0C3D707E70}" href="/essaroil/sitecore/content/lv/home/about-us/press/dont-forget-the-benefit-of-bonds" rel="">Don’t forget the benefit of bonds</a></h3><div class="article__content">
    They can be used to reduce inheritance tax and capital gains tax liabilities
    


    Tax changes in last November&rsquo;s Budget make them more attractive to mass affluent investors
    
    

Research from investment, protection and retirement specialist LV= highlights how investors are potentially…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2023-05-23 12:36" class="article__date date"><span class="editable"><b>23 May</b> 2023</span></time></footer></div></div></article><article class="article article--alt articlepreview"><div class="article__wrapper"><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="1DA24D88120F41E2884419A120AE7654{1DA24D88-120F-41E2-8844-19A120AE7654}" href="/essaroil/sitecore/content/lv/home/about-us/press/rising-numbers-think-their-finances-will-improve-over-next-12-months" rel="">Rising numbers think their finances will improve over next 12 months</a></h3><div class="article__content">
    Millions say they are struggling with cost of living but key LV= indicators are showing signs of recovery
    
    Indices measuring financial outlook over next three months are at the best level for a year&nbsp;
    
    

Research from protection, investment and retirement specialist LV= highlights…</div></div><div class="article__category">Life and Pensions</div><footer class="article__footer"><time dateTime="2023-05-16 15:38" class="article__date date"><span class="editable"><b>16 May</b> 2023</span></time></footer></div></div></article></div></div></div></section></div></div></div>
<script>LVConfigs.components.data.push({"propsId":"d0c583b7c5ed473cb7ace07b306ce784","componentName":"archive","reactComponentName":"Archive","propsJson":"{\u0022items\u0022:[{\u0022title\u0022:\u0022May 2024\u0022,\u0022items\u0022:[{\u0022content\u0022:\u0022Investment, protection, retirement and in-house advice specialist LV=, has appointed Gary Beyer as its new Protection Proposition Director.\\nGary will join LV= in July and has nearly 25 years of experience in the financial services industry. This includes senior positions at Royal London, Scottish Widows…\u0022,\u0022title\u0022:\u0022LV= appoints Protection Proposition Director\u0022,\u0022category\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u0022A3DBA1391B4F4B08BBCC459E7ECC965B{A3DBA139-1B4F-4B08-BBCC-459E7ECC965B}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/lv-appoints-protection-proposition-director\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u002228\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022May\u0022,\u0022number\u0022:\u002205\u0022},\u0022year\u0022:\u00222024\u0022,\u0022time\u0022:\u002210:49\u0022}}]},{\u0022title\u0022:\u0022April 2024\u0022,\u0022items\u0022:[{\u0022content\u0022:\u0022Leading life and pensions mutual insurer LV= paid individual protection claims totalling \u0026pound;135m during 2023, up 6% since 2022. LV= supported more than 8,000 claimants and their families paying 94% of all individual protection claims including life, critical illness and income protection.\\n\\nAbout…\u0022,\u0022title\u0022:\u0022LV= protection claim payouts hit £135 million in 2023\u0022,\u0022category\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u00226E711B17AE6E4ACDA3446C254F8B7AB6{6E711B17-AE6E-4ACD-A344-6C254F8B7AB6}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/lv-protection-claim-payouts-hit-135m-in-2023\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u002224\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022April\u0022,\u0022number\u0022:\u002204\u0022},\u0022year\u0022:\u00222024\u0022,\u0022time\u0022:\u002213:25\u0022}},{\u0022content\u0022:\u0022Investment, protection and retirement specialist LV= has completed its transition of asset management services to BlackRock.\\nLast year, following a competitive and robust tender process, BlackRock was announced as LV\u0026rsquo;s new primary asset manager.\\nThis milestone means BlackRock has now taken responsibility…\u0022,\u0022title\u0022:\u0022LV= completes its transition to BlackRock as primary asset manager\u0022,\u0022category\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u0022A9B7665557F54C82ACEB0DD2C84BB365{A9B76655-57F5-4C82-ACEB-0DD2C84BB365}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/lv-completes-its-transition-to-blackrock-as-primary-asset-manager\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u002223\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022April\u0022,\u0022number\u0022:\u002204\u0022},\u0022year\u0022:\u00222024\u0022,\u0022time\u0022:\u002208:00\u0022}}]},{\u0022title\u0022:\u0022March 2024\u0022,\u0022items\u0022:[{\u0022content\u0022:\u0022Resilient business model and focused strategy deliver positive value for members\u0026nbsp;\\n\\nInvestment, protection and retirement specialist LV= announces its financial results for the year to 31 December 2023 and publishes its Annual Report (LV.com/annual-report).\\n\\nKey financial and operational highlights:\\n\\n…\u0022,\u0022title\u0022:\u0022LV= announces 2023 financial results\u0022,\u0022category\u0022:\u0022Financial and Corporate\u0022,\u0022link\u0022:{\u0022id\u0022:\u0022654474927A8E48BFA07EC48F805C470D{65447492-7A8E-48BF-A07E-C48F805C470D}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/lv-announces-2023-financial-results\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u002222\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022March\u0022,\u0022number\u0022:\u002203\u0022},\u0022year\u0022:\u00222024\u0022,\u0022time\u0022:\u002206:59\u0022}}]},{\u0022title\u0022:\u0022February 2024\u0022,\u0022items\u0022:[{\u0022content\u0022:\u0022About LV=\\nLV= is one of the leading life and pensions mutual insurers, serving over 1million members and customers across the UK. As an investment, protection and retirement specialist, LV= offers a range of products, services and advice to help members and customers protect their income while they\u0026rsquo;re…\u0022,\u0022title\u0022:\u0022UK adults are feeling more financially comfortable compared to a year ago\u0022,\u0022category\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u0022F8A43703216F45099B7B5FBD03B1F22F{F8A43703-216F-4509-9B7B-5FBD03B1F22F}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/uk-adults-are-feeling-more-financially-comfortable-compared-to-a-year-ago\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u002215\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022February\u0022,\u0022number\u0022:\u002202\u0022},\u0022year\u0022:\u00222024\u0022,\u0022time\u0022:\u002214:50\u0022}},{\u0022content\u0022:\u0022About LV=\\n\\nLV= is one of the leading life and pensions mutual insurers, serving over 1 million members and customers across the UK. As an investment, protection and retirement specialist, LV= offers a range of products, services and advice to help members and customers protect their income while they\u0026rsquo;re…\u0022,\u0022title\u0022:\u00228.5m UK adults are at least £20,000 in debt with parents feeling money pressures most  \u0022,\u0022category\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u002290517FE49E96479A9344BBD73D5BF5C6{90517FE4-9E96-479A-9344-BBD73D5BF5C6}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/8m-uk-adults-are-at-least-20000-in-debt-with-parents-feeling-money-pressures-most\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u00222\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022February\u0022,\u0022number\u0022:\u002202\u0022},\u0022year\u0022:\u00222024\u0022,\u0022time\u0022:\u002208:55\u0022}}]},{\u0022title\u0022:\u0022January 2024\u0022,\u0022items\u0022:[{\u0022content\u0022:\u0022\\nInvestment, protection and retirement specialist LV= has appointed Katherine Carnegie as Chief Commercial Officer, subject to regulatory approval.\u0026nbsp;\\n\\nKatherine joined LV= in 2012 and has extensive experience of developing distribution strategies and a track record of driving innovation and growth.…\u0022,\u0022title\u0022:\u0022LV= appoints Chief Commercial Officer\u0022,\u0022category\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u00227CD8474584194546B8458C718E3F5DC6{7CD84745-8419-4546-B845-8C718E3F5DC6}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/lv-appoints-chief-commercial-officer\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u002218\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022January\u0022,\u0022number\u0022:\u002201\u0022},\u0022year\u0022:\u00222024\u0022,\u0022time\u0022:\u002208:49\u0022}}]},{\u0022title\u0022:\u0022December 2023\u0022,\u0022items\u0022:[{\u0022content\u0022:\u0022PROPOSED ISSUER SUBSTITUTION OF CERTAIN SECURITIES\\n\\n\\nLiverpool Victoria Financial Services Limited (trading as LV=)\\nLV Bonds Plc\\n\\n\\n18 December 2023\\n\\nProposed substitution of LV Bonds Plc as issuer of certain securities\\n\\nWith effect from 18 December 2023 (the \u0026ldquo;Substitution Date\u0026rdquo;), subject…\u0022,\u0022title\u0022:\u0022Proposed substitution of LV Bonds Plc as issuer of certain securities\u0022,\u0022category\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u0022C8A3E34A8296423093A74036EFBC21A6{C8A3E34A-8296-4230-93A7-4036EFBC21A6}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/proposed-substitution-of-lv-bonds-plc-as-issuer-of-certain-securities\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u002218\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022December\u0022,\u0022number\u0022:\u002212\u0022},\u0022year\u0022:\u00222023\u0022,\u0022time\u0022:\u002211:58\u0022}},{\u0022content\u0022:\u0022Investment, protection and retirement specialist LV= has completed the next stage of the transition of assets to BlackRock.\\nIn April 2023, BlackRock was appointed as LV\u0026rsquo;s primary asset manager to replace Columbia Threadneedle Investments. In this next phase, all existing Smoothed Managed Funds…\u0022,\u0022title\u0022:\u0022LV= completes next phase of asset management transition to BlackRock \u0022,\u0022category\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u0022F173BA7F66D246A9BCED829D6C327929{F173BA7F-66D2-46A9-BCED-829D6C327929}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/lv-completes-next-phase-of-asset-management-transition-to-blackrock\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u00226\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022December\u0022,\u0022number\u0022:\u002212\u0022},\u0022year\u0022:\u00222023\u0022,\u0022time\u0022:\u002211:13\u0022}}]},{\u0022title\u0022:\u0022November 2023\u0022,\u0022items\u0022:[{\u0022content\u0022:\u0022\\n22 million British adults saw their finances deteriorate in the three months to September despite signs financial resilience is stabilising, according to new research from investment, protection and retirement specialist LV=.\\nFindings from the Wealth and Wellbeing Research Programme, a survey of 4,000…\u0022,\u0022title\u0022:\u002242% of UK adults continue to see finances deteriorate – new LV= research\u0022,\u0022category\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u00226D02CE745F16443C8CF6D88192750F99{6D02CE74-5F16-443C-8CF6-D88192750F99}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/42pc-of-uk-adults-continue-to-see-finances-deteriorate-new-lv-research\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u002230\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022November\u0022,\u0022number\u0022:\u002211\u0022},\u0022year\u0022:\u00222023\u0022,\u0022time\u0022:\u002211:13\u0022}}]},{\u0022title\u0022:\u0022October 2023\u0022,\u0022items\u0022:[{\u0022content\u0022:\u0022Investment, protection and retirement specialist LV= is extending its range of later life mortgages by launching two new equity release products as part of a new funding partnership with Scottish Widows.\u0026nbsp;\\nLaunching on 7 November, the new LV= Lump Sum Lifestyle and Drawdown Lifestyle products will…\u0022,\u0022title\u0022:\u0022LV= launches new ‘lifestyle’ range of equity release products\u0022,\u0022category\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u00223A4428A0709B480DAF96C0E87A3F73BB{3A4428A0-709B-480D-AF96-C0E87A3F73BB}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/lv-launches-new-lifestyle-range-of-equity-release-products\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u002230\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022October\u0022,\u0022number\u0022:\u002210\u0022},\u0022year\u0022:\u00222023\u0022,\u0022time\u0022:\u002209:05\u0022}},{\u0022content\u0022:\u0022Research from investment, protection and retirement specialist LV= reveals that many people are prioritising their mental wellbeing this World Mental Health Day.\\n\\nThe LV= Wealth and Wellbeing Research Programme* - a long-term quarterly survey of 4,000 UK adults \u0026ndash; highlights attitudes towards the…\u0022,\u0022title\u0022:\u0022Almost a quarter of people are worried that they will experience a mental health issue in five years\u0022,\u0022category\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u0022214F9C9ECA6647309DA73D2C8397117D{214F9C9E-CA66-4730-9DA7-3D2C8397117D}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/almost-a-quarter-of-people-are-worried-that-they-will-experience-a-mental-health-issue-in-five-years\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u002210\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022October\u0022,\u0022number\u0022:\u002210\u0022},\u0022year\u0022:\u00222023\u0022,\u0022time\u0022:\u002211:30\u0022}}]},{\u0022title\u0022:\u0022September 2023\u0022,\u0022items\u0022:[{\u0022content\u0022:\u0022Twenty two million UK adults are financially struggling today, leaving the nation\u0026rsquo;s financial resilience at an even lower ebb than during the height of the Covid-19 pandemic, according to data from investment, protection and retirement specialist LV=.\\nAccording to new research from LV=, over one…\u0022,\u0022title\u0022:\u0022New LV= wellness tracker finds more than 40% of UK adults are struggling financially\u0022,\u0022category\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u0022E1E20BF3C59348458189E588E36350DE{E1E20BF3-C593-4845-8189-E588E36350DE}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/new-lv-wellness-tracker-finds-more-than-40pc-of-uk-adults-are-struggling-financially\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u002221\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022September\u0022,\u0022number\u0022:\u002209\u0022},\u0022year\u0022:\u00222023\u0022,\u0022time\u0022:\u002207:25\u0022}},{\u0022content\u0022:\u0022\\n    42% of all protection policyholders have experienced a change in personal circumstances since taking out their cover\\n    \\n    Out of those respondents, just 19% made adjustments to their cover\\n    \\n    Yet over a third of those had not considered if any changes to their cover were required\\n\\nResearch…\u0022,\u0022title\u0022:\u0022More people need to review their protection cover after life events to adequately protect their income  \u0022,\u0022category\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u00223F5F06A68933465ABB42351618E85F7D{3F5F06A6-8933-465A-BB42-351618E85F7D}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/more-people-need-to-review-protection-cover-after-life-events\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u002220\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022September\u0022,\u0022number\u0022:\u002209\u0022},\u0022year\u0022:\u00222023\u0022,\u0022time\u0022:\u002212:06\u0022}}]},{\u0022title\u0022:\u0022August 2023\u0022,\u0022items\u0022:[{\u0022content\u0022:\u0022\\n    28% of homeowners surveyed would consider a lifetime mortgage\\n    \\n    A quarter of those surveyed found fixed early repayment charges reassuring when considering taking out equity release\\n\\nResearch from investment, protection and retirement specialist LV= reveals that growing numbers are expecting…\u0022,\u0022title\u0022:\u0022A third of mortgage holders don’t think they will pay off their mortgage by age 65\u0022,\u0022category\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u0022ADD46F11579B41898C6A64698043517E{ADD46F11-579B-4189-8C6A-64698043517E}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/third-of-mortgage-holders-unlikely-to-pay-off-mortgage-by-65\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u002230\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022August\u0022,\u0022number\u0022:\u002208\u0022},\u0022year\u0022:\u00222023\u0022,\u0022time\u0022:\u002210:10\u0022}}]},{\u0022title\u0022:\u0022June 2023\u0022,\u0022items\u0022:[{\u0022content\u0022:\u0022\\n    26m remain worried about rising energy bills\\n\\nResearch from investment, protection and retirement specialist LV= shows how millions of people continue to describe their financial situation as struggling.\\nThe LV= Wealth and Wellbeing Research Programme* - a long-term quarterly survey of 4,000 UK…\u0022,\u0022title\u0022:\u002223m say they are struggling with their finances\u0022,\u0022category\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u002249EC6774DC064A8891BC184210800E82{49EC6774-DC06-4A88-91BC-184210800E82}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/23m-say-they-are-struggling-with-their-finances\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u00225\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022June\u0022,\u0022number\u0022:\u002206\u0022},\u0022year\u0022:\u00222023\u0022,\u0022time\u0022:\u002209:43\u0022}}]},{\u0022title\u0022:\u0022May 2023\u0022,\u0022items\u0022:[{\u0022content\u0022:\u0022With the launch of its new \u0026lsquo;Platform Services\u0026rsquo; option for Advisers LV= has completed the next stage of its plan to broaden access to its range of Smoothed Managed Fund (SMF) investments. This will provide access to a wider range of advisers and investors.\u0026nbsp;\\nThe LV= branded service has…\u0022,\u0022title\u0022:\u0022LV= commences launch of new investment \u0027Platform Services\u0027\u0022,\u0022category\u0022:\u0022Life and Pensions\u0022,\u0022link\u0022:{\u0022id\u0022:\u0022D043FE4738424AB78083B561436B35F5{D043FE47-3842-4AB7-8083-B561436B35F5}\u0022,\u0022rel\u0022:\u0022\u0022,\u0022href\u0022:\u0022/essaroil/sitecore/content/lv/home/about-us/press/lv-commences-launch-of-new-investment-platform-services\u0022,\u0022label\u0022:null,\u0022html\u0022:null},\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022date\u0022:{\u0022day\u0022:\u002230\u0022,\u0022month\u0022:{\u0022label\u0022:\u0022May\u0022,\u0022number\u0022:\u002205\u0022},\u0022year\u0022:\u00222023\u0022,\u0022time\u0022:\u002209:57\u0022}},{\u0022content\u0022:\u0022Capitalised terms used in this announcement but not defined have the meanings given to them in the terms and conditions applicable to the Notes.\\n\\n\\nKey points\\n\\n    In accordance with the terms and conditions of the Notes, the Interest Rate payable on the Notes is subject to a resetting process from time…\u0022,\u0022title\u0022:\u0022LVFS announces the Reset Rate on its £350,000,000 6.50 per cent. 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