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<div id="" data-propsId="d3a3af1dec904daca940779d175aa066" class="react-component" data-name="HeaderBanner"><div id="react_0HNMTO3DPQAVS"><div class="headerBanner headerBanner--hasSecNav headerBanner--alignLeft headerBanner--clover headerBanner--overlay theme--text-white headerBanner--headlineOnly theme-warm-grey visible"><div class="headerBanner__image"><div class=""><picture class="bg-image"></picture><div class="mask"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1400 150" width="1400" height="150" preserveAspectRatio="xMinYMax"><defs><linearGradient id="headermask-gradbg"><stop offset="0%" stop-color="#FCF9F2"></stop><stop offset="100%" stop-color="#FCF9F2"></stop></linearGradient></defs><path d="M1400,151H0V133s135,23,383,13C618,136,892,120,1400,0" fill="url(#headermask-gradbg)"></path></svg></div></div></div><div class="container"><div class="headerBanner__body"><div class="headerheadline"><h1 class="headerBanner__category">Life Insurance FAQ&#39;s</h1><h2 class="headerBanner__body__headline">We&#39;ll answer your Life Insurance questions</h2></div></div></div></div></div></div>
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1439 35.6" preserveAspectRatio="xMinYMin" style="display:block;line-height:0;width:101%;z-index:3;top:0;bottom:auto;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="c1bc3d39-74a7-4eb1-825d-efe1bfb5e1c6-top-gradbg"><stop offset="0%" stop-color="#FCF9F2"></stop><stop offset="100%" stop-color="#FCF9F2"></stop></linearGradient><mask id="c1bc3d39-74a7-4eb1-825d-efe1bfb5e1c6-top-mask"><path d="M0,36S294,0,719.5,0,1439,36,1439,36V0H0Z" fill="#ffffff" style="transform:translateY(-0.3px)"></path></mask></defs><rect mask="url(#c1bc3d39-74a7-4eb1-825d-efe1bfb5e1c6-top-mask)" fill="url(#c1bc3d39-74a7-4eb1-825d-efe1bfb5e1c6-top-gradbg)" style="transform:translateY(-0.3px)" width="1440" height="35.6"></rect></svg></div><div class="wrapper"><div class="container faq-section__container"><div class="columns@md"><div><div><h2 class="faq-section__section-title">Life insurance cover</h2><div class="editablediv"><p>Common questions about our Life Insurance cover.</p></div><ul class="links"><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="EF1BAF3812A749B2836616B7D99BABE4-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/am-i-covered-for-a-critical-illness" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/am-i-covered-for-a-critical-illness">Am I covered for a critical illness on my Life Insurance policy?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="1478B7BE82274461A28EED251E3A9D2E-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/can-you-get-life-insurance-with-cancer-cover" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/can-you-get-life-insurance-with-cancer-cover">Can you get Life Insurance with cancer cover?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="8F78DDE9296B42B59BED22115A185ACC-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-long-do-i-need-cover-for" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-long-do-i-need-cover-for">How long do I need Life Insurance cover for?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="7200A715F25242ECB58FCB23FAD0097F-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-much-life-insurance-cover-do-i-need" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-much-life-insurance-cover-do-i-need">How much Life Insurance cover do I need?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="8C0E20BFFD23414E8680E337BCD9CF30-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-much-life-insurance-cover-should-i-take" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-much-life-insurance-cover-should-i-take">How much Life Insurance cover should I take?</a></span></div></div></li></ul></div></div><div><div><ul class="links"><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="3E52C56916D04C8F936D86783008BC51-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-will-i-know-if-i-have-enough-life-insurance-cover-in-the-future" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-will-i-know-if-i-have-enough-life-insurance-cover-in-the-future">How will I know if I have enough life insurance cover in the future?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="9D4740E9A375443FA98B7D1AB74569DD-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/is-there-anything-im-not-covered-for" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/is-there-anything-im-not-covered-for">Is there anything Life Insurance doesn't cover me for?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="7EFA64082C8A4327B0DA65BF8438161F-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-am-i-covered-for" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-am-i-covered-for">What does Life Insurance cover me for?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="36D097C54C1E4CE78CCE3C48336B285F-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-does-life-insurance-cover" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-does-life-insurance-cover">What does Life Insurance cover?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="4829C811DC254DF78609658D96A41BA9-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/when-am-i-covered-from" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/when-am-i-covered-from">When does my Life Insurance cover start?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="3D0E4DD12A414FF8B08A86FCBE99D007-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/will-my-premiums-change" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/will-my-premiums-change">Will my Life Insurance premiums change?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="1478B7BE82274461A28EED251E3A9D2E-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/can-you-get-life-insurance-with-cancer-cover" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/can-you-get-life-insurance-with-cancer-cover">Can you get Life Insurance with cancer cover?</a></span></div></div></li></ul><div class="imagerenderd editableimage"><span class="image "><img src="/retirement-planning/-/life/media/icons/generic-site-wide/heart-group-40x40.svg?h=40&amp;iar=0&amp;w=40&amp;hash=AFE5F89DB849F6F027E493154094013B" alt="Green hearts" width="40" height="40" /></span></div></div></div></div></div></div><div style="position:absolute;width:100%;top:auto;bottom:0;left:0;pointer-events:none" class="undefined modulecurve"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMax" style="display:block;line-height:0;width:101%;z-index:3;top:auto;bottom:0;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="c1bc3d39-74a7-4eb1-825d-efe1bfb5e1c6-bottom-gradbg"><stop offset="0%" stop-color="#ffffff"></stop><stop offset="100%" stop-color="#ffffff"></stop></linearGradient><mask id="c1bc3d39-74a7-4eb1-825d-efe1bfb5e1c6-bottom-mask"><path d="M0,36S300.6,0,716.6,0V36Z" fill="#ffffff"></path><path d="M1440,36S1136.55,0,716.6,0V36Z" fill="#ffffff"></path></mask></defs><rect mask="url(#c1bc3d39-74a7-4eb1-825d-efe1bfb5e1c6-bottom-mask)" fill="url(#c1bc3d39-74a7-4eb1-825d-efe1bfb5e1c6-bottom-gradbg)" width="1440" height="35.6"></rect></svg></div></section></div></div></div>
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module-curve-before-concave      "><div class="wrapper"><div class="container faq-section__container"><div class="columns@md"><div><div><h2 class="faq-section__section-title">Life insurance options</h2><div class="editablediv"><p>Explore the options available with Life Insurance.</p></div><ul class="links"><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="3AC8C11444C54CC7B20D2504645FB1BA-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/can-i-take-life-insurance-on-anyone" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/can-i-take-life-insurance-on-anyone">Who can I take out a Life Insurance policy on?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="FCAE4BD0CCE946A8A76773EFBEF1D990-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-is-the-difference-between-level-and-decreasing-life-cover" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-is-the-difference-between-level-and-decreasing-life-cover">What's the difference between level and decreasing life cover?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="8666A13E237C4981AFEE09E84C036386-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-types-of-cover-can-i-choose-from" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-types-of-cover-can-i-choose-from">What types of Life Insurance cover can I choose from?</a></span></div></div></li></ul></div></div><div><div><ul class="links"></ul><div class="imagerenderd editableimage"><span class="image "><img src="/retirement-planning/-/life/media/icons/generic-site-wide/heart-group-40x40.svg?h=40&amp;iar=0&amp;w=40&amp;hash=AFE5F89DB849F6F027E493154094013B" alt="Green hearts" width="40" height="40" /></span></div></div></div></div></div></div><div style="position:absolute;width:100%;top:auto;bottom:0;left:0;pointer-events:none" class="undefined modulecurve"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMax" 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<script>LVConfigs.components.data.push({"propsId":"02dc4c6bfddf447eb75be02e6b6816fb","componentName":"faqsection","reactComponentName":"FaqSection","propsJson":"{\u0022id\u0022:\u00220b2b8551-a89b-4611-b6cd-c7daeff63264\u0022,\u0022contentLeft\u0022:{\u0022title\u0022:\u0022Life insurance options\u0022,\u0022content\u0022:\u0022\u003cp\u003eExplore the options available with Life Insurance.\u003c/p\u003e\u0022,\u0022links\u0022:[\u0022\u003ca id=\\\u00223AC8C11444C54CC7B20D2504645FB1BA-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/can-i-take-life-insurance-on-anyone\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/can-i-take-life-insurance-on-anyone\\\u0022\u003eWho can I take out a Life Insurance policy on?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u0022FCAE4BD0CCE946A8A76773EFBEF1D990-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-is-the-difference-between-level-and-decreasing-life-cover\\\u0022 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class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="70A7787C5AF64CEBBC273E56BDC9D1DC-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/do-you-pay-out-if-i-have-a-terminal-illness" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/do-you-pay-out-if-i-have-a-terminal-illness">Do you pay out my Life Insurance policy if I have a terminal illness?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="98A7BD0B772C4AE683F329D8E5B5495A-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-make-a-claim" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-make-a-claim">How do I make a claim on my life insurance policy?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="277FECF7F0D042B6A2E5551DDE2C340B-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-long-does-a-life-insurance-claim-take" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-long-does-a-life-insurance-claim-take">How long does a Life Insurance claim take?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="CE284E1079C644A096DA164C6B4C8206-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-long-does-it-take-for-lv-to-respond-to-questions" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-long-does-it-take-for-lv-to-respond-to-questions">How long does it take for LV= to respond to claims questions?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="8506159B1B594661B80D459A84869867-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-long-does-it-take-to-get-my-money" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-long-does-it-take-to-get-my-money">How long does it take to get my Life Insurance money?</a></span></div></div></li></ul></div></div><div><div><ul class="links"><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="0647AB29FDE34CC4BE517C5F82ECD0B2-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/when-will-lv-pay-a-life-insurance-claim" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/when-will-lv-pay-a-life-insurance-claim">When will LV= pay a Life Insurance claim?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="FDA1D2F4338C44B899D3EA07CD0AF1DC-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/who-will-get-the-money-on-a-life-insurance-claim" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/who-will-get-the-money-on-a-life-insurance-claim">Who will get the money from a Life Insurance claim?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="6C8531785C004DB49A7652637DE94CF6-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/why-have-you-asked-to-see-a-birth-certificate-or-passport" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/why-have-you-asked-to-see-a-birth-certificate-or-passport">Why have you asked to see a birth certificate or passport?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="4179D39CE48844C9AF47DEFA3BD10375-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/why-might-a-claim-not-be-paid" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/why-might-a-claim-not-be-paid">Why might a Life Insurance claim not be paid?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="4773FAC954A444CEB92FB049589B7444-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/will-an-original-death-certificate-have-to-be-sent-in" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/will-an-original-death-certificate-have-to-be-sent-in">Will an original death certificate have to be sent in when I make a Life Insurance claim?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="0095D6B7887F4C479C2C6F8DA333DF76-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/will-you-pay-a-claim" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/will-you-pay-a-claim">Will you pay a Life Insurance claim?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="340E6422076B440BB946D10A848FB4FA-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-if-the-claim-is-fraudulent" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-if-the-claim-is-fraudulent">What happens if a Life Insurance claim is fraudulent?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="1D9446DE426E47D4BC29C171DDA451FE-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-information-will-i-need" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-information-will-i-need">What information will I need to make a Life Insurance claim?</a></span></div></div></li></ul><div class="imagerenderd editableimage"><span class="image "><img src="/retirement-planning/-/life/media/icons/generic-site-wide/heart-group-40x40.svg?h=40&amp;iar=0&amp;w=40&amp;hash=AFE5F89DB849F6F027E493154094013B" alt="Green hearts" width="40" height="40" /></span></div></div></div></div></div></div></section></div></div></div>
<script>LVConfigs.components.data.push({"propsId":"f241584499d240d7ab5d9114b25ef22d","componentName":"faqsection","reactComponentName":"FaqSection","propsJson":"{\u0022id\u0022:\u0022564d05d1-6e21-41d6-bfe3-f6d690dd1729\u0022,\u0022contentLeft\u0022:{\u0022title\u0022:\u0022Life insurance claims\u0022,\u0022content\u0022:\u0022\u003cp\u003eUnderstand more about making a Life Insurance claim.\u003c/p\u003e\u0022,\u0022links\u0022:[\u0022\u003ca id=\\\u002270A7787C5AF64CEBBC273E56BDC9D1DC-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/do-you-pay-out-if-i-have-a-terminal-illness\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/do-you-pay-out-if-i-have-a-terminal-illness\\\u0022\u003eDo you pay out my Life Insurance policy if I have a terminal illness?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u002298A7BD0B772C4AE683F329D8E5B5495A-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-make-a-claim\\\u0022 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xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="ddfa4bcb-cfca-486a-8eb6-80e3e250d019-top-gradbg"><stop offset="0%" stop-color="#FCF9F2"></stop><stop offset="100%" stop-color="#FCF9F2"></stop></linearGradient><mask id="ddfa4bcb-cfca-486a-8eb6-80e3e250d019-top-mask"><path d="M0,36S294,0,719.5,0,1439,36,1439,36V0H0Z" fill="#ffffff" style="transform:translateY(-0.3px)"></path></mask></defs><rect mask="url(#ddfa4bcb-cfca-486a-8eb6-80e3e250d019-top-mask)" fill="url(#ddfa4bcb-cfca-486a-8eb6-80e3e250d019-top-gradbg)" style="transform:translateY(-0.3px)" width="1440" height="35.6"></rect></svg></div><div class="wrapper"><div class="container faq-section__container"><div class="columns@md"><div><div><h2 class="faq-section__section-title">Life insurance policy changes</h2><div class="editablediv"><p>Need to make a change to your Life Insurance policy? Step this way...</p></div><ul class="links"><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="5096A25C1C2E425B934F4CA2CE2EA8BB-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/can-i-change-my-mind" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/can-i-change-my-mind">Can I change my mind about my Life Insurance cover?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="B570711B64E841B8928F81B8B86BA6CD-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-cancel-my-life-insurance" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-cancel-my-life-insurance">How do I cancel my Life Insurance?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="BA1187A364D44A01AD84CFB09F4608A1-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-change-the-address-on-my-life-insurance-policy" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-change-the-address-on-my-life-insurance-policy">How do I change the address on my Life Insurance policy?</a></span></div></div></li></ul></div></div><div><div><ul class="links"><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="00A8B04C10DC4C24B96C5B2EA3699934-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-change-the-direct-debit-on-my-life-insurance-policy" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-change-the-direct-debit-on-my-life-insurance-policy">How do I change the direct debit on my Life Insurance policy?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="F2F9169DD3C545DFBA966B260A04EE27-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-check-my-life-insurance-cover" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-check-my-life-insurance-cover">How do I check my Life Insurance cover?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="F509FF662A904884A3A18D5401408529-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-get-new-policy-documents" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-get-new-policy-documents">How do I get new Life Insurance policy documents?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="1C19884A2D2147CF8256CACA5AFEEA2D-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-update-my-life-insurance-policy" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-update-my-life-insurance-policy">How do I update my Life Insurance policy?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="C5980E53885945F19D55968A36F6C8D5-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-update-my-name" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-update-my-name">How do I update my name on my Life Insurance policy?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="D31047F3D7E14AE6BA0A40CC1F830D5C-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-change-the-collection-date-on-my-life-insurance-policy" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-change-the-collection-date-on-my-life-insurance-policy">How do I change the collection date on my Life Insurance policy?</a></span></div></div></li></ul><div class="imagerenderd editableimage"><span class="image "><img src="/retirement-planning/-/life/media/icons/generic-site-wide/heart-group-40x40.svg?h=40&amp;iar=0&amp;w=40&amp;hash=AFE5F89DB849F6F027E493154094013B" alt="Green hearts" width="40" height="40" /></span></div></div></div></div></div></div><div style="position:absolute;width:100%;top:auto;bottom:0;left:0;pointer-events:none" class="undefined modulecurve"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMax" style="display:block;line-height:0;width:101%;z-index:3;top:auto;bottom:0;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="ddfa4bcb-cfca-486a-8eb6-80e3e250d019-bottom-gradbg"><stop offset="0%" stop-color="#FCF9F2"></stop><stop offset="100%" stop-color="#FCF9F2"></stop></linearGradient><mask id="ddfa4bcb-cfca-486a-8eb6-80e3e250d019-bottom-mask"><path d="M0,36S300.6,0,716.6,0V36Z" fill="#ffffff"></path><path d="M1440,36S1136.55,0,716.6,0V36Z" fill="#ffffff"></path></mask></defs><rect mask="url(#ddfa4bcb-cfca-486a-8eb6-80e3e250d019-bottom-mask)" fill="url(#ddfa4bcb-cfca-486a-8eb6-80e3e250d019-bottom-gradbg)" width="1440" height="35.6"></rect></svg></div></section></div></div></div>
<script>LVConfigs.components.data.push({"propsId":"822f1f13fac24b0285a8bc398a41e69f","componentName":"faqsection","reactComponentName":"FaqSection","propsJson":"{\u0022id\u0022:\u0022ddfa4bcb-cfca-486a-8eb6-80e3e250d019\u0022,\u0022contentLeft\u0022:{\u0022title\u0022:\u0022Life insurance policy changes\u0022,\u0022content\u0022:\u0022\u003cp\u003eNeed to make a change to your Life Insurance policy? Step this way...\u003c/p\u003e\u0022,\u0022links\u0022:[\u0022\u003ca id=\\\u00225096A25C1C2E425B934F4CA2CE2EA8BB-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/can-i-change-my-mind\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/can-i-change-my-mind\\\u0022\u003eCan I change my mind about my Life Insurance cover?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u0022B570711B64E841B8928F81B8B86BA6CD-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-cancel-my-life-insurance\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-cancel-my-life-insurance\\\u0022\u003eHow do I cancel my Life Insurance?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u0022BA1187A364D44A01AD84CFB09F4608A1-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-change-the-address-on-my-life-insurance-policy\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-change-the-address-on-my-life-insurance-policy\\\u0022\u003eHow do I change the address on my Life Insurance policy?\u003c/a\u003e\u0022]},\u0022contentRight\u0022:{\u0022title\u0022:\u0022\u0022,\u0022image\u0022:\u0022\u003cimg src=\\\u0022/retirement-planning/-/life/media/icons/generic-site-wide/heart-group-40x40.svg?h=40\u0026amp;iar=0\u0026amp;w=40\u0026amp;hash=AFE5F89DB849F6F027E493154094013B\\\u0022 alt=\\\u0022Green hearts\\\u0022 width=\\\u002240\\\u0022 height=\\\u002240\\\u0022 /\u003e\u0022,\u0022links\u0022:[\u0022\u003ca id=\\\u002200A8B04C10DC4C24B96C5B2EA3699934-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-change-the-direct-debit-on-my-life-insurance-policy\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-change-the-direct-debit-on-my-life-insurance-policy\\\u0022\u003eHow do I change the direct debit on my Life Insurance policy?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u0022F2F9169DD3C545DFBA966B260A04EE27-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-check-my-life-insurance-cover\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-check-my-life-insurance-cover\\\u0022\u003eHow do I check my Life Insurance cover?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u0022F509FF662A904884A3A18D5401408529-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-get-new-policy-documents\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-get-new-policy-documents\\\u0022\u003eHow do I get new Life Insurance policy documents?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u00221C19884A2D2147CF8256CACA5AFEEA2D-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-update-my-life-insurance-policy\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-update-my-life-insurance-policy\\\u0022\u003eHow do I update my Life Insurance policy?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u0022C5980E53885945F19D55968A36F6C8D5-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-update-my-name\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-update-my-name\\\u0022\u003eHow do I update my name on my Life Insurance policy?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u0022D31047F3D7E14AE6BA0A40CC1F830D5C-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-do-i-change-the-collection-date-on-my-life-insurance-policy\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-do-i-change-the-collection-date-on-my-life-insurance-policy\\\u0022\u003eHow do I change the collection date on my Life Insurance policy?\u003c/a\u003e\u0022]},\u0022theme\u0022:{\u0022topCurve\u0022:{\u0022type\u0022:\u0022convex\u0022},\u0022bottomCurve\u0022:{\u0022type\u0022:\u0022concave\u0022},\u0022themeName\u0022:\u0022white\u0022,\u0022themeBefore\u0022:\u0022warm-grey\u0022,\u0022themeAfter\u0022:\u0022warm-grey\u0022,\u0022bottomCurveBefore\u0022:null,\u0022topCurveAfter\u0022:null,\u0022isFirstOnPage\u0022:false}}"});</script><div id="" data-propsId="156605031f5342a08a83d0b2513a0aa0" class="react-component" data-name="FaqSection"><div id="react_0HNMTO3DPQB01"><div><section class="module faq-section theme-warm-grey module--product module-noCurveTop module-noCurveBottom  module-curve-after-convex     "><div class="wrapper"><div class="container faq-section__container"><div class="columns@md"><div><div><h2 class="faq-section__section-title">General life insurance questions</h2><div class="editablediv"><p>Looking for something else? Here are some more general life insurance questions.</p></div><ul class="links"><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="DDEBDDA9FA6041349577690A4B43F896-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-happens-if-i-dont-pay-my-premiums" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-happens-if-i-dont-pay-my-premiums">What happens if I don't pay my premiums?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="5DEAE9DD118D4E6DA7D52AAFAAE01E67-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/is-the-life-insurance-payout-taxable" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/is-the-life-insurance-payout-taxable">Is the Life Insurance payout taxable?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="A237D60E1259438A927D97DEACBD57F3-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-much-is-inheritance-tax" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-much-is-inheritance-tax">How much is inheritance tax?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="51E6213454E743DE94BC9E8731F00A68-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-much-does-life-insurance-cost" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-much-does-life-insurance-cost">How much does life insurance cost?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="D2C72FA348664F2ABB9D06A43328A913-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-long-does-it-take-to-get-life-insurance" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-long-does-it-take-to-get-life-insurance">How long does it take to get Life Insurance?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="F1B0F732EBE64AAF9753568E8B633161-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-long-do-i-pay-the-premiums" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-long-do-i-pay-the-premiums">How long do I pay the premiums for?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="195077F57A8342B0B93E1B4BA3E589F6-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/do-i-need-life-insurance-if-i-have-death-in-service" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/do-i-need-life-insurance-if-i-have-death-in-service">Do I need life insurance if I have a death in service?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="0389A2E0DB9549B2A34CC441FCD05442-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/could-lv-cancel-my-life-insurance-plan" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/could-lv-cancel-my-life-insurance-plan">Could LV= cancel my life insurance plan?</a></span></div></div></li></ul></div></div><div><div><ul class="links"><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="1385E08CECF24FAB84190072624817FD-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-happens-if-the-cover-term-has-finished" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-happens-if-the-cover-term-has-finished">What happens if the cover term has finished?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="D1E8553D989F40638F148DB2375BA8A1-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-is-life-insurance-and-how-does-it-work" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-is-life-insurance-and-how-does-it-work">What is Life Insurance and how does it work?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="C2D7B1C98CD449CB994ABD260890B82B-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-is-an-insured-life" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-is-an-insured-life">What is an insured life?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="8F35143018E3489182B552CD3959EAA5-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-is-family-life-insurance" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-is-family-life-insurance">What is family life insurance?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="0D497BC169AB492D90CB5FEC91706CF5-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-is-life-insurance-for" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-is-life-insurance-for">What is life insurance for?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="0A876CD01438437E97D5FB51AB5900D5-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-is-mortgage-term-assurance" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-is-mortgage-term-assurance">What is mortgage term assurance?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="19927F427BC141D080604869F0C8582A-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-is-term-life-insurance" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-is-term-life-insurance">What is term life insurance?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="35119C3C26014B18B40FAAC8004EC665-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-is-whole-life-insurance" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-is-whole-life-insurance">What is whole life insurance?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="98E5A562AFF644A69C50919BDB341CFD-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/life-assurance-and-life-insurance" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/life-assurance-and-life-insurance">What is the difference between life insurance and life assurance?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="DFE779C2B9AD4EACBC7AB14C013274A5-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/when-does-my-life-insurance-plan-start-and-end" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/when-does-my-life-insurance-plan-start-and-end">When does my life insurance plan start and end?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="8A77D5EF9330487992A8A00F56421764-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/whole-of-life-assurance-vs-term-assurance" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/whole-of-life-assurance-vs-term-assurance">Whole-of-life assurance vs term assurance</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="E4A0B6B5F8AF401287DB06D9C6E08B9F-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/can-i-take-out-life-insurance" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/can-i-take-out-life-insurance">Can I take out life insurance?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="B94A69C598D641B5AC8B073E9FED1372-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/why-should-i-put-life-insurance-into-trust" href="/retirement-planning/sitecore/content/lv/home/life-insurance/faq/why-should-i-put-life-insurance-into-trust">Why should I put my Life Insurance into trust?</a></span></div></div></li></ul><div class="imagerenderd editableimage"><span class="image "><img src="/retirement-planning/-/life/media/icons/generic-site-wide/heart-group-40x40.svg?h=40&amp;iar=0&amp;w=40&amp;hash=AFE5F89DB849F6F027E493154094013B" alt="Green hearts" width="40" height="40" /></span></div></div></div></div></div></div></section></div></div></div>
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Here are some more general life insurance questions.\u003c/p\u003e\u0022,\u0022links\u0022:[\u0022\u003ca id=\\\u0022DDEBDDA9FA6041349577690A4B43F896-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-happens-if-i-dont-pay-my-premiums\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-happens-if-i-dont-pay-my-premiums\\\u0022\u003eWhat happens if I don\u0027t pay my premiums?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u00225DEAE9DD118D4E6DA7D52AAFAAE01E67-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/is-the-life-insurance-payout-taxable\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/is-the-life-insurance-payout-taxable\\\u0022\u003eIs the Life Insurance payout taxable?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u0022A237D60E1259438A927D97DEACBD57F3-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-much-is-inheritance-tax\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-much-is-inheritance-tax\\\u0022\u003eHow much is inheritance tax?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u002251E6213454E743DE94BC9E8731F00A68-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-much-does-life-insurance-cost\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-much-does-life-insurance-cost\\\u0022\u003eHow much does life insurance cost?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u0022D2C72FA348664F2ABB9D06A43328A913-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-long-does-it-take-to-get-life-insurance\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-long-does-it-take-to-get-life-insurance\\\u0022\u003eHow long does it take to get Life Insurance?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u0022F1B0F732EBE64AAF9753568E8B633161-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/how-long-do-i-pay-the-premiums\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/how-long-do-i-pay-the-premiums\\\u0022\u003eHow long do I pay the premiums for?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u0022195077F57A8342B0B93E1B4BA3E589F6-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/do-i-need-life-insurance-if-i-have-death-in-service\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/do-i-need-life-insurance-if-i-have-death-in-service\\\u0022\u003eDo I need life insurance if I have a death in service?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u00220389A2E0DB9549B2A34CC441FCD05442-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/could-lv-cancel-my-life-insurance-plan\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/could-lv-cancel-my-life-insurance-plan\\\u0022\u003eCould LV= cancel my life insurance plan?\u003c/a\u003e\u0022]},\u0022contentRight\u0022:{\u0022title\u0022:\u0022\u0022,\u0022image\u0022:\u0022\u003cimg src=\\\u0022/retirement-planning/-/life/media/icons/generic-site-wide/heart-group-40x40.svg?h=40\u0026amp;iar=0\u0026amp;w=40\u0026amp;hash=AFE5F89DB849F6F027E493154094013B\\\u0022 alt=\\\u0022Green hearts\\\u0022 width=\\\u002240\\\u0022 height=\\\u002240\\\u0022 /\u003e\u0022,\u0022links\u0022:[\u0022\u003ca id=\\\u00221385E08CECF24FAB84190072624817FD-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-happens-if-the-cover-term-has-finished\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-happens-if-the-cover-term-has-finished\\\u0022\u003eWhat happens if the cover term has finished?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u0022D1E8553D989F40638F148DB2375BA8A1-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-is-life-insurance-and-how-does-it-work\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-is-life-insurance-and-how-does-it-work\\\u0022\u003eWhat is Life Insurance and how does it work?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u0022C2D7B1C98CD449CB994ABD260890B82B-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-is-an-insured-life\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-is-an-insured-life\\\u0022\u003eWhat is an insured life?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u00228F35143018E3489182B552CD3959EAA5-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-is-family-life-insurance\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-is-family-life-insurance\\\u0022\u003eWhat is family life insurance?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u00220D497BC169AB492D90CB5FEC91706CF5-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-is-life-insurance-for\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-is-life-insurance-for\\\u0022\u003eWhat is life insurance for?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u00220A876CD01438437E97D5FB51AB5900D5-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-is-mortgage-term-assurance\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-is-mortgage-term-assurance\\\u0022\u003eWhat is mortgage term assurance?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u002219927F427BC141D080604869F0C8582A-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-is-term-life-insurance\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-is-term-life-insurance\\\u0022\u003eWhat is term life insurance?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u002235119C3C26014B18B40FAAC8004EC665-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/what-is-whole-life-insurance\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/what-is-whole-life-insurance\\\u0022\u003eWhat is whole life insurance?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u002298E5A562AFF644A69C50919BDB341CFD-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/life-assurance-and-life-insurance\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/life-assurance-and-life-insurance\\\u0022\u003eWhat is the difference between life insurance and life assurance?\u003c/a\u003e\u0022,\u0022\u003ca id=\\\u0022DFE779C2B9AD4EACBC7AB14C013274A5-B02B3D52D1C34112B4F4959043FB552A/life-insurance/faq/when-does-my-life-insurance-plan-start-and-end\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/faq/when-does-my-life-insurance-plan-start-and-end\\\u0022\u003eWhen does my life insurance plan start and end?\u003c/a\u003e\u0022,\u0022\u003ca 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trust?\u003c/a\u003e\u0022]},\u0022theme\u0022:{\u0022topCurve\u0022:null,\u0022bottomCurve\u0022:null,\u0022themeName\u0022:\u0022warm-grey\u0022,\u0022themeBefore\u0022:\u0022warm-grey\u0022,\u0022themeAfter\u0022:\u0022white\u0022,\u0022bottomCurveBefore\u0022:null,\u0022topCurveAfter\u0022:\u0022convex\u0022,\u0022isFirstOnPage\u0022:false}}"});</script><div id="" data-propsId="a5acc522f81f425d8ed69e380352a0d4" class="react-component" data-name="FaqSection"><div id="react_0HNMTO3DPQB02"><div><section class="module faq-section theme-white module--product module-curve-top-convex module-noCurveBottom       "><div style="position:absolute;width:100%;top:0;bottom:auto;left:0;pointer-events:none" class="undefined modulecurve"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMin" style="display:block;line-height:0;width:101%;z-index:3;top:0;bottom:auto;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="1e68a435-8c06-4cc5-8a95-434fadb531ed-top-gradbg"><stop offset="0%" stop-color="#FCF9F2"></stop><stop offset="100%" stop-color="#FCF9F2"></stop></linearGradient><mask id="1e68a435-8c06-4cc5-8a95-434fadb531ed-top-mask"><path d="M0,36S294,0,719.5,0,1439,36,1439,36V0H0Z" fill="#ffffff" style="transform:translateY(-0.3px)"></path></mask></defs><rect mask="url(#1e68a435-8c06-4cc5-8a95-434fadb531ed-top-mask)" fill="url(#1e68a435-8c06-4cc5-8a95-434fadb531ed-top-gradbg)" style="transform:translateY(-0.3px)" width="1440" height="35.6"></rect></svg></div><div class="wrapper"><div class="container faq-section__container"><div class="columns@md"><div><div><h2 class="faq-section__section-title">Life Insurance with Critical Illness questions</h2><div class="editablediv"><p>Find out more about our Life Insurance with Critical Illness cover, and how to make a claim.</p></div><ul class="links"><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="2800EA7EA3DA4FF78F949F7D5CC54F18-B02B3D52D1C34112B4F4959043FB552A/life-insurance/critical-illness-cover/faq/how-much-critical-illness-cover-should-you-get" href="/retirement-planning/sitecore/content/lv/home/life-insurance/critical-illness-cover/faq/how-much-critical-illness-cover-should-you-get">How much critical illness cover should you get?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="8781EF5EDA0549E785C38F326786C490-B02B3D52D1C34112B4F4959043FB552A/life-insurance/critical-illness-cover/faq/how-will-my-life-insurance-policy-relate-to-my-other-insurance-and-investments" href="/retirement-planning/sitecore/content/lv/home/life-insurance/critical-illness-cover/faq/how-will-my-life-insurance-policy-relate-to-my-other-insurance-and-investments">How will my Life Insurance policy relate to my other insurance products?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="0942FCD3549743569F5FB7D701345D02-B02B3D52D1C34112B4F4959043FB552A/life-insurance/critical-illness-cover/faq/life-insurance-for-young-people" href="/retirement-planning/sitecore/content/lv/home/life-insurance/critical-illness-cover/faq/life-insurance-for-young-people">Life insurance for young people</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="F15B4271D3CD415B943CC9C4B16D88C9-B02B3D52D1C34112B4F4959043FB552A/life-insurance/critical-illness-cover/faq/how-to-make-a-life-and-critical-illness-claim" href="/retirement-planning/sitecore/content/lv/home/life-insurance/critical-illness-cover/faq/how-to-make-a-life-and-critical-illness-claim">How to make a Life Insurance with Critical Illness claim</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="740847D0F7FA48BE93EA1FDAF67BC0F4-B02B3D52D1C34112B4F4959043FB552A/life-insurance/critical-illness-cover/faq/what-critical-illnesses-do-lv-cover" href="/retirement-planning/sitecore/content/lv/home/life-insurance/critical-illness-cover/faq/what-critical-illnesses-do-lv-cover">What critical illnesses do we cover?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="1512E117E4D8460B9CC62FA9AF27E887-B02B3D52D1C34112B4F4959043FB552A/life-insurance/critical-illness-cover/faq/why-get-critical-illness-insurance" href="/retirement-planning/sitecore/content/lv/home/life-insurance/critical-illness-cover/faq/why-get-critical-illness-insurance">Why get Life Insurance with Critical Illness cover?</a></span></div></div></li></ul></div></div><div><div><h2 class="faq-section__section-title">Making a Life Insurance with Critical Illness claim</h2><ul class="links"><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="BD0C9DA5465245778B7FE675D67AD8A7-B02B3D52D1C34112B4F4959043FB552A/life-insurance/critical-illness-cover/faq/how-long-does-it-take-to-receive-my-money" href="/retirement-planning/sitecore/content/lv/home/life-insurance/critical-illness-cover/faq/how-long-does-it-take-to-receive-my-money">How long does it take to receive my money?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="63C29FE05262450AB5F3718185831A80-B02B3D52D1C34112B4F4959043FB552A/life-insurance/critical-illness-cover/faq/when-might-a-claim-not-be-paid" href="/retirement-planning/sitecore/content/lv/home/life-insurance/critical-illness-cover/faq/when-might-a-claim-not-be-paid">When might a Life Insurance with Critical Illness claim not be paid?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="CFE4EACCEFC148EF809EDA289BF4DB93-B02B3D52D1C34112B4F4959043FB552A/life-insurance/critical-illness-cover/faq/how-soon-after-death-should-you-be-told" href="/retirement-planning/sitecore/content/lv/home/life-insurance/critical-illness-cover/faq/how-soon-after-death-should-you-be-told">How soon after death should you be told?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="DD3836F7FDBE43DCB87365FD3F5C9ECD-B02B3D52D1C34112B4F4959043FB552A/life-insurance/critical-illness-cover/faq/what-if-a-claim-is-fraudulent" href="/retirement-planning/sitecore/content/lv/home/life-insurance/critical-illness-cover/faq/what-if-a-claim-is-fraudulent">What if a Life Insurance with Critical Illness claim is fraudulent?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="AEA9FE20330642ACB92AE7EBE50AD525-B02B3D52D1C34112B4F4959043FB552A/life-insurance/critical-illness-cover/faq/what-happens-if-i-dont-pay-my-premiums" href="/retirement-planning/sitecore/content/lv/home/life-insurance/critical-illness-cover/faq/what-happens-if-i-dont-pay-my-premiums">What happens if I don't pay my Life Insurance with Critical Illness premiums?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="15B42B88FC1C4F028C191BD58D652D82-B02B3D52D1C34112B4F4959043FB552A/life-insurance/critical-illness-cover/faq/what-happens-if-the-cover-term-has-finished" href="/retirement-planning/sitecore/content/lv/home/life-insurance/critical-illness-cover/faq/what-happens-if-the-cover-term-has-finished">What happens if my Life Insurance with Critical Illness term has finished?</a></span></div></div></li><li><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="06AA65D2DF5744909841D955A62B1A65-B02B3D52D1C34112B4F4959043FB552A/life-insurance/critical-illness-cover/faq/what-are-life-insurance-and-critical-illness-calculations-based-on" href="/retirement-planning/sitecore/content/lv/home/life-insurance/critical-illness-cover/faq/what-are-life-insurance-and-critical-illness-calculations-based-on">What are Life Insurance with Critical Illness calculations based on?</a></span></div></div></li></ul><div class="imagerenderd editableimage"><span class="image "><img src="/retirement-planning/-/life/media/icons/generic-site-wide/heart-group-40x40.svg?h=40&amp;iar=0&amp;w=40&amp;hash=AFE5F89DB849F6F027E493154094013B" alt="Green hearts" width="40" height="40" /></span></div></div></div></div></div></div></section></div></div></div>
<script>LVConfigs.components.data.push({"propsId":"a5acc522f81f425d8ed69e380352a0d4","componentName":"faqsection","reactComponentName":"FaqSection","propsJson":"{\u0022id\u0022:\u00221e68a435-8c06-4cc5-8a95-434fadb531ed\u0022,\u0022contentLeft\u0022:{\u0022title\u0022:\u0022Life Insurance with Critical Illness questions\u0022,\u0022content\u0022:\u0022\u003cp\u003eFind out more about our Life Insurance with Critical Illness cover, and how to make a claim.\u003c/p\u003e\u0022,\u0022links\u0022:[\u0022\u003ca id=\\\u00222800EA7EA3DA4FF78F949F7D5CC54F18-B02B3D52D1C34112B4F4959043FB552A/life-insurance/critical-illness-cover/faq/how-much-critical-illness-cover-should-you-get\\\u0022 href=\\\u0022/retirement-planning/sitecore/content/lv/home/life-insurance/critical-illness-cover/faq/how-much-critical-illness-cover-should-you-get\\\u0022\u003eHow much critical illness cover should you get?\u003c/a\u003e\u0022,\u0022\u003ca 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container"><div class="carousel carousel--4up"><div><div class="slider slider--"><div class="slider__cell last"><div><article class="article  articlepreview"><div class="article__wrapper"><figure class="article__media"><span class="image "><img src="/retirement-planning/-/life/media/life-images/articles/how-much-life-insurance-do-you-need-friends-hugging-564x356.jpg?h=356&amp;iar=0&amp;w=564&amp;hash=6FE6556015D1B86C4B2549FF047CA16F" alt="Two friends hugging on doorstep" width="564" height="356" /></span></figure><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="2785B967753F4DAFA9FAA0BA558A2B6E{2785B967-753F-4DAF-A9FA-A0BA558A2B6E}" href="/retirement-planning/sitecore/content/lv/home/life-insurance/guides/how-much-life-insurance-cover-do-you-need" rel="" aria-label="">How much life insurance cover do you need?</a></h3></div><footer class="article__footer"><time dateTime="2025-12-17 10:11" class="article__date date"><span class="editable"><b>17 December</b> 2025</span></time><span class="readtime article__readtime"><span class="icon icon--clock"><svg focusable="false" width="16" height="16" viewBox="0 0 16 16"><path d="M7.7,15.1c-4.1,0-7.4-3.3-7.4-7.4s3.3-7.4,7.4-7.4s7.4,3.3,7.4,7.4S11.8,15.1,7.7,15.1z M7.7,13.6c3.3,0,5.9-2.6,5.9-5.9s-2.6-5.9-5.9-5.9S1.8,4.4,1.8,7.7S4.4,13.6,7.7,13.6z M8.3,8.1l2.3,1.1c0.4,0.2,0.5,0.6,0.3,1 c-0.2,0.4-0.6,0.5-1,0.3L7.2,9.2C7,9.1,6.8,8.8,6.8,8.5v-4c0-0.4,0.3-0.8,0.8-0.8s0.8,0.3,0.8,0.8V8.1z"></path></svg></span><span class="editable">7 minutes</span></span></footer></div></div></article></div></div><div class="slider__cell last"><div><article class="article  articlepreview"><div class="article__wrapper"><figure class="article__media"><span class="image "><img src="/retirement-planning/-/life/media/life-images/articles/level-vs-decreasing-564x356.jpg?h=356&amp;iar=0&amp;w=564&amp;hash=3021434BEAE061084A30FC1291833415" alt="Couple looking at laptop screen" width="564" height="356" /></span></figure><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="86491D0D1FD74AD3B9F83D9B7C8A252E{86491D0D-1FD7-4AD3-B9F8-3D9B7C8A252E}" href="/retirement-planning/sitecore/content/lv/home/life-insurance/guides/level-vs-decreasing-cover" rel="" aria-label="">Level or decreasing life insurance: What’s the difference?</a></h3></div><footer class="article__footer"><time dateTime="2024-01-23 14:08" class="article__date date"><span class="editable"><b>23 January</b> 2024</span></time><span class="readtime article__readtime"><span class="icon icon--clock"><svg focusable="false" width="16" height="16" viewBox="0 0 16 16"><path d="M7.7,15.1c-4.1,0-7.4-3.3-7.4-7.4s3.3-7.4,7.4-7.4s7.4,3.3,7.4,7.4S11.8,15.1,7.7,15.1z M7.7,13.6c3.3,0,5.9-2.6,5.9-5.9s-2.6-5.9-5.9-5.9S1.8,4.4,1.8,7.7S4.4,13.6,7.7,13.6z M8.3,8.1l2.3,1.1c0.4,0.2,0.5,0.6,0.3,1 c-0.2,0.4-0.6,0.5-1,0.3L7.2,9.2C7,9.1,6.8,8.8,6.8,8.5v-4c0-0.4,0.3-0.8,0.8-0.8s0.8,0.3,0.8,0.8V8.1z"></path></svg></span><span class="editable">8 minutes</span></span></footer></div></div></article></div></div><div class="slider__cell last"><div><article class="article  articlepreview"><div class="article__wrapper"><figure class="article__media"><span class="image "><img src="/retirement-planning/-/life/media/life-images/articles/life-insurance-guides/1p-young-woman-on-sofa-with-cat-564x356.jpg?h=356&amp;iar=0&amp;w=564&amp;hash=BA904F90B767660B26005D72859C9B1D" alt="Young woman on a sofa with a cat" width="564" height="356" /></span></figure><div class="article__main"><div class="article__body"><h3 class="links links--multiline article__title"><a class="editablelink" id="2FE29B8897D045D794C226BD79D3E805{2FE29B88-97D0-45D7-94C2-26BD79D3E805}" href="/retirement-planning/sitecore/content/lv/home/life-insurance/guides/do-you-need-life-insurance-if-you-are-single" rel="" aria-label="">Do you need life insurance if you’re single?</a></h3></div><footer class="article__footer"><time dateTime="2026-03-16 16:47" class="article__date date"><span class="editable"><b>16 March</b> 2026</span></time><span class="readtime article__readtime"><span class="icon icon--clock"><svg focusable="false" width="16" height="16" viewBox="0 0 16 16"><path d="M7.7,15.1c-4.1,0-7.4-3.3-7.4-7.4s3.3-7.4,7.4-7.4s7.4,3.3,7.4,7.4S11.8,15.1,7.7,15.1z M7.7,13.6c3.3,0,5.9-2.6,5.9-5.9s-2.6-5.9-5.9-5.9S1.8,4.4,1.8,7.7S4.4,13.6,7.7,13.6z M8.3,8.1l2.3,1.1c0.4,0.2,0.5,0.6,0.3,1 c-0.2,0.4-0.6,0.5-1,0.3L7.2,9.2C7,9.1,6.8,8.8,6.8,8.5v-4c0-0.4,0.3-0.8,0.8-0.8s0.8,0.3,0.8,0.8V8.1z"></path></svg></span><span class="editable">7 minutes</span></span></footer></div></div></article></div></div><div class="slider__cell last"><div><article class="article  articlepreview"><div class="article__wrapper"><figure class="article__media"><span class="image "><img 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