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Combined insurance, umbrella insurance, car and home cover, whatever you call it, Multi Cover means having your car and home insurance in one place...
What is Multi Cover insurance?
We’ve all got that ever-growing pile of paper work, an overflowing box file and a million flagged emails, in an attempt to keep track of our funds, diaries, insurances and everything else. So, we want to make things a little less complicated and a little more streamlined by offering you Multi Cover, meaning that your car insurance and home insurance is rolled up into one easy to manage policy.
You may have heard of Multi Cover, or perhaps you’ve seen it referred to as bundle insurance, combined insurance or umbrella insurance - either way, LV= Multi Cover means one policy number, one renewal date and one place to pay, manage and keep track of your car and home cover.
Why choose Multi Cover insurance?
Less time
Our simple quote process covers your home and up to 6 cars under one roof. It's more efficient, less time consuming, and easier to manage.
Less hassle
Get a quote for your home and cars, even if some of the cover isn’t needed until later in the year. The cover you don’t need straight away will be automatically included when you do.
What does Multi Cover insurance include?
- You can add your home and up to six cars onto one policy, because it’s not always as simple as one house, one car is it?
- One policy and one renewal date for your car (or cars) and your home, so that’s one less date to remember.
- You can add your home and car (or cars) at the same time, schedule some for later, or add them in afterwards, we know things are always changing.
- If you tell us when you'd like other cars on the policy to start, we'll guarantee the price you pay, so no nasty surprises.
Your car and home insurance under one roof
How do I get Multi Cover insurance?
Getting a quote is simple, we’ll just need some details about you, your car (or cars) and your home too – all the standard stuff really, but we’ll keep it as quick as possible. To make things easier, it’s good to know what you’ll need to hand when getting a Multi Cover quote with us, so let’s break it down…
For your car, you’ll need to have this to hand…
A bit about you and your named drivers…
…like your name, address, date of birth and occupation. We’ll also need your driving licence details and information on any endorsements you might have. Remember, you must be a UK resident and legally entitled to drive.
A bit about your car…
…like the make, model, engine size, your annual mileage, any modifications and where you park it overnight.
A bit about your driving history…
…like any claims, convictions or accidents you’ve been involved in. You can also let us know about any no claim discount (NCD) years you have under your belt.
For a complete list of what's needed and why, check out our handy what you need to get a car quote. You’ll find everything you need to know over there.
And for your home, you’ll need this…
A bit about who lives there…
…like the details of any claims you or anyone you live with have made on home insurance in the last five years, even if it’s only a small claim, we’ll still need to know. The more you tell us at the start, the easier it’ll be in the long run.
A bit about the property…
…like the year the property was built, the material that the walls and roof of your property are made of and if it has ever suffered from flooding.
A bit about your stuff…
…like any valuables in your home, as well as any personal belongings such as jewellery, watches and bicycles you’d like to insure when you’re away from home. We’ll let you know which ones you need to specify when you set up your policy.
…like any valuables in your home, as well as any personal belongings such as jewellery, watches and bicycles you’d like to insure when you’re away from home. We’ll let you know which ones you need to specify when you set up your policy.
Your sum insured
Your contents need to be insured for the amount it would cost to replace them as new. Don’t worry, we’re not expecting you to work all this out yourself, so check out our handy home contents calculator for a helping hand.
Your contents need to be insured for the amount it would cost to replace them as new. Don’t worry, we’re not expecting you to work all this out yourself, so check out our handy home contents calculator for a helping hand.
For a complete list of what is needed and why, visit our guide to what you need to get a home quote. You’ll find everything you need to know over there.