Car insurance for your Toyota

Cover your Toyota with Defaqto 5 Star rated car insurance
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Why choose LV= to insure your toyota?

Join over 87,000 like-minded people who insure their Toyota with us

87,055 people insured their Toyota with us (correct at 25 March 2026)

  • Accidental damage cover
    Scratched or dented your car? We pay for repairs so it's as good as it was before the accident - you'll just need to pay your excess.
  • Uninsured driver promise
    If the other driver is not insured and the accident's not your fault, you keep your no claim discount and there's no excess to pay - as long as you have the details of the other vehicle and driver
  • Misfuelling cover
    Accidentally added the wrong fuel? We'll pay to fix the damage to your engine and drain and flush the tank. You'll just need to pay your excess.
  • European cover
    Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! Find out more about driving in the EU
  • Vandalism promise
    If your car is vandalised and you have to claim, you'll keep your no claim discount - you'll just need to pay your excess
  • Replacement child car seats
    We'll replace your child car seats if your car has been in an accident - even if there's no apparent damage
  • New locks and keys
    If your keys are lost or stolen. After all, accidents happen

Toyota Safety features

Most newer Toyotas have a number of beneficial safety features

Things like...

  • Road Sign Assist - the on board camera can recognise road signs in a number of countries and displays useful information such as overtaking restrictions on the display in clear view for the driver.
  • Autonomous Emergency Braking (AEB) or also known as Toyota Pre-Collision System scans the road ahead for vehicles and recognises when there's a possibility of a collision. If it detects that you're not reacting in time to prevent an impact, the Pre-Collision System kicks in to stop or limit the severity of a crash. It'll also identify if you're potentially on course to have a collision with a pedestrian and alert you with audio and visual warnings.
  • Toyota Safety Sense camera, Automatic High Beam (AHB), makes you a safer night-time driver. It detects the headlights of oncoming vehicles, the rear lights of cars in front of you, and streetlights when you're in a built-up area, switching automatically between low and high beam. As well as letting you concentrate on other aspects of driving, it also makes you a more considerate driver.

Toyota BZ4X electric car insurance

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The Toyota bZ4X is a five door SUV with three trim levels and a choice of two battery/motor combinations.

  • The entry point in the range is the bZ4X Pure. There's no choice of battery/motor on this model - it comes with a 150kW motor and 71.4 kWh battery. This is still good enough for a range of up to 270 miles.

    This base model also has energy saving heat pump, reversing camera and a pre-collision system.
  • The mid-point of the range is the bZ4X Motion. On this model you do get a choice of motor/battery combination. Can you choose the Pure's version, or opt for the 160kW motor, 71.4kWh battery combination - this will give you a range up to 255 miles.

    The multimedia system has the 13" version on this model and heated drive & passenger seats.
  • The top of the range bZ4X Vision has 20" 5-double-spoke alloy wheels, heated steering wheel, advanced parking assist and safe exit assist.

So, are you ready to go electric?

We're always in top gear when it comes to car cover

Our awards and recognition

  • Given the prestigious Defaqto 5 Star Rating 
  • LV= car insurance rated 4.7 out of 5 based on 4,016 customer reviews independently verified by Feefo
    Correct as of 25 March 2026

Now sit back, relax and start your quote