Car insurance for your Ford
Cover your Ford with Defaqto 5 Star rated car insuranceWhy choose LV= to insure your Ford?
Join over 171,000 like-minded people who insure their Ford with us
171,370 people insured their Ford with us (correct as of 25 March 2026)
Here's what you'll like about our comprehensive cover...
- Accidental damage cover
Scratched or dented your car? We pay for repairs so it's as good as it was before the accident - you'll just need to pay your excess.
- Uninsured driver promise
If the other driver is not insured and the accident's not your fault, you keep your no claim discount and there's no excess to pay - as long as you have the details of the other vehicle and driver
- Misfuelling cover
Accidentally added the wrong fuel? We'll pay to fix the damage to your engine and drain and flush the tank. You'll just need to pay your excess.
- European cover
Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! Find out more about driving in the EU.
- Vandalism promise
If your car is vandalised and you have to claim, you'll keep your no claim discount - you'll just need to pay your excess
- Replacement child car seats
We'll replace your child car seats if your car has been in an accident - even if there's no apparent damage
- New locks and keys
If your keys are lost or stolen. After all, accidents happen
Have an electric Ford? All this is included as standard...
- Recovery to the nearest chargepoint
Run out of charge in the UK? We'll recover you to the nearest chargepoint. We also have a fleet of vehicles we use in partnership with AFF, the national roadside electric vehicle charging assistance company, which can recharge your vehicle and get you on the road again. This won’t affect your NCD and there’s no excess to pay
- Cover for charging cables
Charging cables, wall boxes and adaptors are covered for accidental damage, fire and theft
- Battery cover
Battery cover for accidental damage, fire and theft – even if you’re leasing it separately from the car
- Over the air monthly updates (OTA)
OTA updates are covered as standard when you insure your electric vehicle with us, but if you or the previous owner paid for additional performance upgrades affecting speed or acceleration, we'll need to know. You'll only need to tell us once and not everytime you upgrade.
And if you choose our optional hire car cover:
- We’ll provide the use of an electric or hybrid hire car if your green machine is off the road
Ford Safety features
Most newer Fords now come with lots of beneficial safety features
Things like...
- Autonomous Emergency Braking (AEB) is a smart safety system that automatically applies the car's brakes if the driver doesn't react quickly enough to a hazard ahead, the system can help avoid or mitigate potential collisions.
- Blind Spot Information System - Radar sensors scan the blind spots on either side of your vehicle to ensure that you can change lanes safely. If the information system detects a vehicle you can't see, the technology alerts you with an orange light, displayed in the corresponding side door mirror.
- Auto High Beam - A useful night-driving aid, the Auto High Beam function temporarily dips your headlights when it detects oncoming traffic or a vehicle ahead, stopping you dazzling other drivers. It then reverts back to high beam, automatically, giving you maximum visibility.
- Driver Alert constantly monitors your driving behaviour and is designed to detect any changes that could be caused by tiredness. If the system identifies you're becoming less vigilant, a warning icon or chime from the dash alerts you to take a break.
Ford Mustang Mach-E insurance
So, where do Ford stand on electric cars?
Here's the lowdown:
Ford has launched its first all-electric SUV, the Mustang Mach-E which has been designed as a fully connected experience.
The Mustang Mach-E boasts an impressive 372 mile range when charging at home and allows you to recharge 77 miles of range in 10 minutes whilst on the road.
Ford promise an 8 year (or 100,000 miles) battery warranty - claiming the battery will retain a minimum of 70% capacity over that time.
The interior is clean and spacious with impressive connected technologies for a great driving experience.