Car insurance for your BMW
Cover your BMW with Defaqto 5 Star rated car insuranceWhy choose LV= TO INSURE YOUR BMW?
Join over 135,000 like-minded people who insure their BMW with us
135,554 people insured their BMW with us (figures correct at April 2020)
- Accidental damage cover
Scratched or dented your car? We pay for repairs so it's as good as it was before the accident - Uninsured driver promise
If the other driver is not insured and the accident's not your fault, you keep your no claim discount and there's no excess to pay - as long as you have the details of the other vehicle and driver - Misfuelling cover
Accidentally filled your car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car's engine - European cover
Get the same level of cover as you have in the UK in the EU for up to 180 days a year. Perfecto! - Vandalism promise
If your car is vandalised and you have to claim, you'll keep your no claim discount - you'll just need to pay your excess - Replacement child car seats
We'll replace your child car seats if your car has been in an accident - even if there's no apparent damage - New locks and keys
If your keys are lost or stolen. After all, accidents happen
Electric BMW
So, where do BMW stand on electric cars?
Here's the lowdown:
- Carbon fibre compartments
The new BMW i3 and BMW i3s feature carbon fibre passenger compartments which are both lighter and stronger than steel - Enhanced battery
The enhanced 120Ah battery provides you with a driving range of up to 182-188 miles, making it just as practical as its petrol engine equivalent - ChargeNow
BMW has rolled out the ‘ChargeNow’ service with over 6,100 public charging stations, as well as the BMW iWallbox for charging at home - Low running cost
The BMW i3 is more than just the green option. Electric cars have a lower per mile running cost than traditional petrol engines and they’re even exempt from vehicle tax and the London congestion charge (what a perk!). - Low service costs
With fewer parts to replace than a traditional engine, services are no longer a constant worry or expense.
For more information visit BMW's website.
So, are you ready to go electric?
BMW Safety features
Most newer BMWs have a number of beneficial safety features
Things like...
- Autonomous Emergency Braking (AEB) is a smart safety system that automatically applies the car's brakes. So if the driver doesn't react quickly enough to a hazard ahead, the system can help avoid or mitigate potential collisions.
- Lane Departure Warning detects lane markings and alerts the driver to an unintentional lane change. If you start to change lane at speeds over 43 MPH without activating the indicator, the car will alert you.
- Approach Control Warning - flashes a symbol, then emits a warning sound before finally applying the brakes lightly (when travelling at speeds under 37 MPH).
- Park Assist makes parallel parking and parking in a space easier by measuring potential spaces as you drive past at low speeds. When a large enough gap is found, you turn on the indicator and the BMW takes over the steering so you only have to operate the accelerator, gears and brakes.
- BMW Head-Up Display projects information such as your current speed, navigation instructions, the speed limit and information and warnings from the driver assist systems onto your windscreen. This allows alerts to be read quickly without you having to take your eyes off the road. It's customisable so you can choose what's displayed.
Policy documents
Learn more about the nuts and bolts of our cover – the policy documents are all here
You can get these and other documents from us in Braille, large print or audio by dropping us a line.