Considering a change of car or adding another to your household? Rather than simply going for a newer model, it could be time to switch to a van.
Vans offer much more flexibility, mainly due to the extra space they give you. This can make many tasks a lot easier, such as:
Whether you’re looking to buy a new or second-hand van, it’s essential that you arrange appropriate cover to protect yourself and your vehicle. Understand what type of insurance you need and how to find the most affordable van insurance quotes with our handy guide.
Van insurance is a legal requirement to drive your vehicle on the road. You can receive a fixed penalty of £300 and 6 penalty points if you’re caught driving without cover, which can escalate to a driving disqualification.
It provides financial protection against the same risks car drivers face. You can claim if you have an accident or if your vehicle is damaged or stolen.
Car and van insurance are similar, for example they both cover accidental damage and provide third party cover. However if you're using your van for work, for example, you'll need to check your terms and conditions carefully as not all insurers will cover you for business use.
Check your V5C vehicle registration certificate, the log book, to see if your vehicle should be insured as a car or a van.
The higher the group, the greater the premium. Vans are allocated a group depending on various factors, including the cost of their parts, performance and engine size.
Whether you’re looking to buy new or old, it’s worth checking the insurance group, as this will impact the cost of your cover.
The kind of van you buy will determine the type of van insurance quotes you receive. Answer the following questions to narrow down your choice and find the right van for you:
There are many ways to lower insurance premiums and the van insurance quote you’re offered. These range from simple tips such as paying annually, rather than monthly, to adding another driver to your policy. Or even putting all your vehicles onto a single insurance policy.
Other ways to get cheap van insurance include:
Make sure you’re fully covered and apply for a van insurance quote today.
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