Cars are a great way to get around but they’re not always the most practical option. If you have a large family, love exploring the great outdoors, or enjoy road trips and staycations, van life may offer the flexibility you’re after.
If you’ve bought a car before, purchasing a van shouldn’t be too different. Start with your budget and decide what you want a van for. This will tell you what size of van you need and whether it’s best to buy new or second-hand. Fuel economy, van insurance and maintenance need to be considered within your budget too.
If you’re buying a second-hand van, make sure you take a test drive to check it’s in a good condition and the price is fair. Mileage and engine size impact van insurance costs.
Buying a van:
Van and car insurance work in the same way, just the type of vehicle being insured differs. The same factors influence both policies. These include:
Just as the cost of insurance usually increases for a 2.0-litre saloon compared to a 1.2-litre model, the same is true for vans.
The vehicle’s use also affects van insurance quotes. If you’re planning to use it for work and store tools, materials or other valuable goods inside it, commercial van insurance will be required. This will normally be more expensive as it has to cover the extra value of any equipment.
If you’re only using a van for domestic use, standard van insurance should be fine.
Aside from the vehicle, van insurance will likely be your second-highest expense. When choosing a model there are a few things you can do to make it more affordable:
Once you’ve decided on the van that’s right for you, get a van insurance policy to make sure you’re fully covered.
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