People are living the van life everywhere. No longer are they only used by workmen to transport tools and equipment around. Many drivers are now choosing a van over a car to enjoy their outdoor passions, get around during the day and take drives at the weekend.
Van insurance is a legal requirement to drive on UK roads and it’s essential that you have the correct level of cover to protect you and your vehicle. When applying for a quote, there’s a lot of information to provide. Mistakes or gaps can invalidate your cover. This can mean you end up out of pocket when making a claim.
There are various ways you can invalidate your cover:
If any of these apply to you, the best thing to do is to contact your insurer.
A lot of changes you make to your van could be classed as a modification. Whether you’re redesigning the interior, adding extra seats or tinkering under the bonnet to increase engine performance, all can change the value and power of your vehicle.
Common van modifications include:
It’s important you ask your insurer before making any kind of modification, no matter how little, to see if it will impact your premium.
Before you carry out any modifications to your van, make sure you speak to your insurer to find out if your insurance will be affected. Or, if you’re applying for van insurance quotes for an already modified vehicle, make sure these changes are clearly detailed.
Van maintenance and safety is important to avoid invalidating your policy. Driving in an economical and safe way will keep you protected and insured, especially if you’re switching from a car to a van for the first time.
Some important tips crossover with driving a car. It’s important you’ve got a comfortable driving position, know where the controls are for lights, windows, air-con and that your mirrors are in the right position.
Van-specific driving tips include adjusting your driving style based on the size and weight of your van. Heavier vehicles can take longer to slow down and if there isn’t a rear-view mirror, you’ll have additional blind spots.
This can make parking more challenging and the larger size of a van means you need to be more aware of roads with height and weight restrictions.
Ready to embrace van life? Make sure you have the right van insurance in place before you take to the roads. Get an online quote today.
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