Pickup truck insurance

Pickup truck cover that won’t let you down

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Check if our cover is right for you

Why choose LV=?

Because there's a truck-load of great features to enjoy from the very start :-)

Here are a few perks you might like:

5% discount when you buy van insurance online (excludes add-ons)
Friendly UK-based call centres – there if you need to make a claim day or night, 24/7
Lifetime guarantee on repairs (when using our recommended repairer service, for as long as you own the vehicle. Labour only, excludes parts)

What's covered?

Accidental damage? Check. Write-offs? No problem. Driving in Europe? Sure thing.

(Oh, and there's more with our comprehensive cover...)

Accidental damage cover
Scratched or dented your pickup truck? We pay for repairs so it's as good as it was before the accident
Uninsured driver promise
If the other driver is not insured and the accident is not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver
Misfuelling cover
Accidentally filled your pickup with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the engine*

*If you accidentally use E10 rather than E5 there’s no need to drain the tank, just fill with E5 next time.
European cover
Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! Find out more about driving in the EU
Vandalism promise
If your truck is vandalised and you have to claim, you'll keep your no claim discount – you'll just need to pay your excess
Replacement child car seats
We’ll replace your child car seats if your pickup has been in an accident – even if there’s no apparent damage
New locks and keys
If your keys are lost or stolen. After all, accidents happen

More about LV= van insurance

What's not covered?

Hire and reward use
If you're a courier or delivery driver we can't cover you unfortunately – you'll need to get a specialist hire and reward policy

Any business tools or equipment
If you're a builder, for example, there will be no cover for any tools or goods in your van during a theft, fire or accident

Use of a van if you select ‘replacement hire car’
Depending on what you choose, your replacement vehicle will either be a small hatch back or similar-sized car up to 2.0 litre and 7 seats

Optional extras

Boost your personal van cover with our selection of handy optional extras

Motor legal expenses
£25.99 per year

For £25.99 per year, motor legal expenses cover protects you from the potential costs of legal action if you're involved in a car accident.

You might need legal help to take action against a road user - or defending against a motoring prosecution. This can be expensive so it's reassuring to have £100,000 cover.

You can use motor legal expenses cover to help you recover any uninsured losses, like personal injury compensation, loss of earnings or hire van costs while yours is being fixed. Find out more about Motor legal expenses.

Guaranteed hire car if yours is off the road
From £19.90 per year

This guarantees use of a hire car if your van is being repaired by our recommended repairer service, or has been stolen or written off.

For £19.90 per year, you're guaranteed a small 3 door hatchback hire car.

For £49.99 per year, you're guaranteed a medium family sized car with 5 doors or a 7 seater. Find out more about Guaranteed hire car.

Increased personal accident cover
£100,000 personal accident cover

You have £10,000 of personal accident cover with our comprehensive van insurance. This will protect you, your partner or a named driver on the policy if you or they suffer a serious injury while travelling in, or getting into or out of your van.

Increase your personal accident cover to £100,000 for just £19.90 a year, and benefit from an additional cash payment if the named driver is hospitalised Find out more about Personal accident cover.

Breakdown cover
From £26 per year

Add breakdown cover to your van insurance from just £26 per van.

LV= Britannia Rescue gives you access to over 4,000 breakdown professionals across the UK, to keep you moving. There are five levels of cover to choose from Roadside Assist to UK and European Assist. Find out more about Breakdown cover.

Protected no claim discount

You earn a year of no claim discount (or no claim bonus) for every year you don’t claim on your van insurance. The more years of NCD you’ve built up, the bigger the discount on your van insurance when you renew. With LV= you can earn up to 9 years NCD, which is our maximum.

If you have to make a claim on your policy, and we can't recover our costs from the person or people who are at fault, your NCD may be reduced.

If you’ve earned four or more years NCD, add this optional extra to protect your NCD for the life of your LV= policy. Find out more about Protected no claims.

Policy documents

PICKUP TRUCK INSURANCE

From tireless workhorse to trendy play thing

Up until relatively recently, pickup trucks were seen as reliable workhorses – perfect for moving equipment and other large items around without fuss, but hardly the first choice of the well-heeled. But times change.

Today, higher-end pickup trucks are seen as a tempting alternative to traditional estate cars, and even give many modern SUVs a run for their money in the desirability department.

With most manufacturers offering a range of smooth petrol and diesel engines and oodles of in-cabin refinement as standard, there’s much to like about the vehicle once synonymous with the harsh Australian outback – rather than the towns and cities of the UK.

And with loading and towing capacities that most modern family cars could only dream of, pickup trucks will also get the most challenging jobs done if it comes time to swap town living to country life.

Types of pickups we cover:

Nissan Navaro
Toyota Hilux
Mitsubishi L200
VW Amarok
Isuzu D-Max
Mercedes X-Class

Now sit back, relax and start your quote

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