Car insurance
Car insurance that performs beautifully
As a UNISON member, we'll treat you to discounted LV= Car Insurance
Existing car customers
Need to make a claim, change or renew your policy?
Why choose LV=?
Because there's plenty to smile about from the very start
- Discount for customers when you buy your car insurance online*. (*customers buying online receive a 5% discount, excludes add-ons)
- Friendly UK-based call centres - there if you need to make a claim day or night, 24/7
- Lifetime guarantee on repairs (when using our recommended repairer service, for as long as you own the vehicle. Labour only, excludes parts)
Cover features
From theft to write-offs and even lost keys, you'll be covered with us
Here's what you'll like about our comprehensive cover
- Accidental damage cover
Scratched or dented your car? We pay for repairs so it's as good as it was before the accident - Uninsured driver promise
If the other driver is not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver - Misfuelling cover
Accidentally filled your car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car’s engine.*
*If you accidentally use E10 rather than E5 there’s no need to drain the tank, just fill with E5 next time. - European cover
Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! To tow abroad, you may need to apply for a Green Card. - Vandalism promise
If your car is vandalised and you have to claim, you'll keep your no claim discount - you'll just need to pay your excess. - Replacement child car seats
We'll replace your child car seats if your car has been in an accident – even if there’s no apparent damage
Optional extras
Have we left you wanting more? Here's what you can add to your policy
- From£18.91
- Per year from£26.00
Multi car insurance
Got a second set of wheels? Or maybe more? Our multi car insurance could be just the ticket
- Cover up to 6 cars and 12 drivers
- Schedule different start dates, or add them in later when you need to
- Choose the cover levels and specific optional extras you'd like for each car
- Our cheapest way to insure more than one car
Classic Car insurance
Own a classic car? You lucky thing. You get all this with our classic car insurance...
- Agreed value upfront; we'll pay what we've agreed your car's worth if it's written off.
- £300 cover for loss or damage to belongings in your car, like clothes, your bag or mobile phone.
- Uninsured driver promise If the other driver's not insured and the accident’s not your fault, there's no excess to pay as long as you have their details of the other vehicle and driver.
- To save time, you can now add up to 6 classic cars on one policy
Policy documents
A little extra info never hurt anyone, have a read of our policy documents for new customers
You can get this and other documents from us in Braille, large print or audio by contacting us.