What is your definition of a pre-existing medical condition?

With our travel insurance policy, we define the following as pre-existing medical conditions:

If at any point in your life, you have suffered from: 

• A heart condition
• A breathing condition such as asthma
• A circulatory condition such as strokes or high blood pressure
• A gastrointestinal or digestive tract problem
• A bone or joint condition
• Any form or type of cancer

  If in the last 12 months you have had, or been recommended to have, any:

• Medical investigation or tests for any conditions or symptoms that relate to a diagnosed condition
• Treatment or surgery for any conditions or symptoms that relate to a diagnosed condition
• Prescribed medication for any conditions or symptoms that relate to a diagnosed condition