We can cover an annexe, as long as your main home is insured with us. If the annexe has the same postal address as your home, is occupied by a member of your family and doesn’t have both a kitchen and bathroom, we just need to update the total number of bedrooms and bathrooms you have including the annexe.
If it has a separate postal address, is completely detached from the main home or is lived in by someone who is not a member of your family, we will cover it under a separate policy. This could be as a holiday home/landlord policy depending on what it’s used for.
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