Car insurance for your MINI

Cover your MINI with Defaqto 5 Star rated car insurance
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Join over 48,000 like-minded people who insure their MINI with us

48,421 people insured their MINI with us (figures correct at April 2020)

  • Accidental damage cover
    Scratched or dented your car? We pay for repairs so it's as good as it was before the accident
  • Uninsured driver promise
    If the other driver is not insured and the accident's not your fault, you keep your no claim discount and there's no excess to pay - as long as you have the details of the other vehicle and driver
  • Misfuelling cover
    Accidentally filled your car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car's engine
  • European cover
    Get the same level of cover as you have in the UK in the EU for up to 180 days a year. Perfecto!
  • Vandalism promise
    If your car is vandalised and you have to claim, you'll keep your no claim discount - you'll just need to pay your excess
  • Replacement child car seats
    We'll replace your child car seats if your car has been in an accident - even if there's no apparent damage
  • New locks and keys
    If your keys are lost or stolen. After all, accidents happen
Mini Safety features

Most newer MINIs have a number of beneficial safety features

Things like...

  • Autonomous Emergency Braking (AEB) is a smart safety system that automatically applies the car's brakes if the driver doesn't react quickly enough to a hazard ahead, the system can help avoid or mitigate potential collisions.
  • Dynamic Stability Control (DSC) - if you start to veer off course, DSC adjusts the engine torque and applies brake force to individual wheels where needed to help get the car back under control.
  • Runflat tyres have reinforced, heat resistant rubber side walls to keep their shape in the event of a puncture, preventing a blowout and allowing you to keep driving at speeds up to 50 MPH, so you can get home or to a place where you can get the tyre changed.
  • Dynamic brake lights - if you have to brake in an emergency, the dynamic brake lights will start to flash, alerting the vehicles behind you that you're braking hard. Your hazard warning lights then automatically activate.
  • Rear view cameras and Park Assist - the rear view camera adds helpful markings to the dashboard screen to help you park. Park Assist helps you find a space, then automatically guides your Mini into it - without you needing to touch the steering wheel.
Electric Mini

So, where do MINI stand on electric cars? 

Here's the lowdown:

  • 3- door Hatch
    MINI have recently launched their fully electric 3-door Hatch which boasts a driving range of 145 miles on a single charge, better still costing just 4p per mile.

    The 3-door hatch can be charged in 35 minutes and there's an 8 year (or 100,00 miles) warranty on the battery. 

For more information visit MINI's website

So, are you ready to go electric? 

We're always in top gear when it comes to car cover

Our awards and recognition

  • Which? Recommended Provider for car insurance 
  • Given the prestigious Defaqto 5 Star Rating 
Policy documents

Learn more about the nuts and bolts of our cover – the policy documents are all here

You can get these and other documents from us in Braille, large print or audio by dropping us a line.

Now sit back, relax and start your quote