Car insurance for your Mercedes

Cover your Mercedes with Defaqto 5 Star rated car insurance
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Why choose LV= to insure your Mercedes?

Join over 127,000 like-minded people who insure their Mercedes with us

127,588 people insured their Mercedes with us (correct at 11 January 2024)

Here's what you'll like about our comprehensive cover...

  • Accidental damage cover
    Scratched or dented your car? We pay for repairs so it's as good as it was before the accident

  • Uninsured driver promise
    If the other driver is not insured and the accident's not your fault, you keep your no claim discount and there's no excess to pay - as long as you have the details of the other vehicle and driver
  • Misfuelling cover
    Accidentally filled your petrol or diesel car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car's engine*

    *If you accidentally use E10 rather than E5 there’s no need to drain the tank, just fill with E5 next time.
  • European cover
    Get the same level of cover as you have in the UK in the EU for up to 180 days a year. Perfecto! You'll need a Green Card when driving abroad. To apply, fill in this application
  • Vandalism promise
    If your car is vandalised and you have to claim, you'll keep your no claim discount - you'll just need to pay your excess
  • Replacement child car seats
    We'll replace your child car seats if your car has been in an accident - even if there's no apparent damage
  • New locks and keys
    If your keys are lost or stolen. After all, accidents happen

Have an electric Mercedes? All this is included as standard...

  • Recovery to the nearest chargepoint 
    Run out of charge in the UK? We'll recover you to the nearest chargepoint. We also have a fleet of vehicles we use in partnership with AFF the national roadside electric vehicle charging assistance company, which can recharge your vehicle and get you on the road again. This won’t affect your NCD and there’s no excess to pay
  • Cover for charging cables
    Charging cables, wall boxes and adaptors are covered for accidental damage, fire and theft
  • Battery cover
    Battery cover for accidental damage, fire and theft – even if you’re leasing it separately from the car
  • Over the air monthly updates (OTA)
    OTA updates are covered as standard when you insure your electric vehicle with us, but if you or the previous owner paid for additional performance upgrades affecting speed or acceleration, we'll need to know. You'll only need to tell us once and not everytime you upgrade.

And if you choose our optional hire car cover:

  • We’ll provide the use of an electric or hybrid hire car if your green machine is off the road

Mercedes Safety features

Most newer Mercedes have a number of beneficial safety features

Things like...  

  • Heads Up Display (HUD) lets you see important driver information (like speed limits or navigation instructions) into your field of vision so you don't have to take your eyes off the road.
  • Distronic Plus assistance cruise control system automatically keeps the car a safe distance from the vehicle in front by braking when needed and accelerating again when it's clear. It also works in stop-start traffic for safer, more comfortable driving.
  • Autonomous Emergency Braking (AEB) is a smart safety system that automatically applies the car's brakes if the driver doesn't react quickly enough to a hazard ahead, the system can help avoid or mitigate potential collisions.
  • Adaptive brake lights - If you have to brake hard, the adaptive brake lights warn vehicles behind you by flashing rapidly. If you come to a stop from a speed above 40 MPH the hazard warning lights also activate, so drivers behind you can react quicker and hopefully avoid a collision.
  • LED Intelligent Light System adapts to light and driving conditions for better visibility on country roads and motorways and when turning or cornering. They also provide a more natural light with reduced glare.

Mercedes electric car insurance

So, where do Mercedes stand on electric cars?

Here's what they can offer...


The Mercedes all-electric range offers cars in all sorts of categories.

  • Saloons
    The Mercedes-Benz EQE 350+ won the Sunday Times 2022 Car of the Year. It's capable of up to 380 miles on one charge, can charge from 10% to 80% in 32 minutes (using public fast charging) and has a 210kW battery creating 292 hp.

    The EQS has even more impressive numbers with a range of 441 miles and power of up to 360 hp.
  • SUVs
    Mercedes' family-friendly all-electric SUVs are the EQA and the larger EQB. Both cars received a facelift in the Autumn of 2023, boast over 320 miles of range and almost 300 hp of power. The EQBs 495 litres of luggage space could be useful for those who regularly carry bulky items.

    The SUV range is completed by the luxurious EQE and EQS versions. These cars have the MBUX Hyperscreen - three displays all under the same glass cover which stretch across the width of the dashboard.
  • MPV
    The EQV is Mercedes' all-electric entry into the people carrier market. Available with seven seats and a window in the rear which can be opened independently of the tailgate.

So, are you ready to go electric?

We're always in top gear when it comes to car cover

Our awards and recognition

  • Given the prestigious Defaqto 5 Star Rating 
  • A Which? Recommended Provider for 10 years running
  • LV= car insurance rated 4.7 out of 5 based on 5,215 customer reviews independently verified by Feefo
    Correct as of 16 April 2024

Now sit back, relax and start your quote