Car insurance for your Mercedes

Cover your Mercedes with Defaqto 5 Star rated car insurance
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Why choose LV= to insure your Mercedes?

Join over 135,000 like-minded people who insure their Mercedes with us

135,126 people insured their Mercedes with us (correct at 17 July 2023)

Here's what you'll like about our comprehensive cover...

  • Accidental damage cover
    Scratched or dented your car? We pay for repairs so it's as good as it was before the accident

  • Uninsured driver promise
    If the other driver is not insured and the accident's not your fault, you keep your no claim discount and there's no excess to pay - as long as you have the details of the other vehicle and driver
  • Misfuelling cover
    Accidentally filled your petrol or diesel car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car's engine*

    *If you accidentally use E10 rather than E5 there’s no need to drain the tank, just fill with E5 next time.
  • European cover
    Get the same level of cover as you have in the UK in the EU for up to 180 days a year. Perfecto! You'll need a Green Card when driving abroad. To apply, fill in this application
  • Vandalism promise
    If your car is vandalised and you have to claim, you'll keep your no claim discount - you'll just need to pay your excess
  • Replacement child car seats
    We'll replace your child car seats if your car has been in an accident - even if there's no apparent damage
  • New locks and keys
    If your keys are lost or stolen. After all, accidents happen

Have an electric Mercedes? All this is included as standard...

  • Recovery to the nearest chargepoint 
    Run out of charge in the UK? We'll recover you to the nearest chargepoint. We also have a fleet of vehicles we use in partnership with AFF the national roadside electric vehicle charging assistance company, which can recharge your vehicle and get you on the road again. This won’t affect your NCD and there’s no excess to pay
  • Cover for charging cables
    Charging cables, wall boxes and adaptors are covered for accidental damage, fire and theft
  • Battery cover
    Battery cover for accidental damage, fire and theft – even if you’re leasing it separately from the car
  • Over the air monthly updates (OTA)
    OTA updates are covered as standard when you insure your electric vehicle with us, but if you or the previous owner paid for additional performance upgrades affecting speed or acceleration, we'll need to know. You'll only need to tell us once and not everytime you upgrade.

And if you choose our optional hire car cover:

  • We’ll provide the use of an electric or hybrid hire car if your green machine is off the road

Mercedes Safety features

Most newer Mercedes have a number of beneficial safety features

Things like...  

  • Heads Up Display (HUD) lets you see important driver information (like speed limits or navigation instructions) into your field of vision so you don't have to take your eyes off the road.
  • Distronic Plus assistance cruise control system automatically keeps the car a safe distance from the vehicle in front by braking when needed and accelerating again when it's clear. It also works in stop-start traffic for safer, more comfortable driving.
  • Autonomous Emergency Braking (AEB) is a smart safety system that automatically applies the car's brakes if the driver doesn't react quickly enough to a hazard ahead, the system can help avoid or mitigate potential collisions.
  • Adaptive brake lights - If you have to brake hard, the adaptive brake lights warn vehicles behind you by flashing rapidly. If you come to a stop from a speed above 40 MPH the hazard warning lights also activate, so drivers behind you can react quicker and hopefully avoid a collision.
  • LED Intelligent Light System adapts to light and driving conditions for better visibility on country roads and motorways and when turning or cornering. They also provide a more natural light with reduced glare.

Mercedes EQC insurance

So, where do Mercedes stand on electric cars?

Here's what they can offer...

The all-electric Mercedes EQC is the first series production vehicle to emerge from their EQ electric range.

The vehicle boasts an impressive range of over 250 miles on a full charge offers a plethora of drive modes: comfort, eco, sport, individual and max range.

The EQC only takes 40 minutes to charge (at rapid charging stations.) Charging can be done with a Mercedes-Benz Wallbox or at a public charging station.

As for looks, the EQC has a sleek design inside and out, as well as eye-catching blue accents. The cabin includes the new MBUX (Mercedes-Benz User Experience) infotainment system, pre-entry climate control and safety features such as a tailback management function. 

Fore more information visit Mercedes' website.

So, are you ready to go electric?

Mercedes EQB and EQE insurance

Mercedes EQB

Available: Now

Range: 260 miles

Sandwiched between the EQA and EQC, is the EQB. It's based on the existing Mercedes GLB and shares its boxy styling and seven-seat layout.

Two all-wheel-drive models will be offered in the UK next year, both using a 66kWh battery, with 222PS or 292PS.

Charging can be carried out at up to 100kW, allowing a 10%-80% charge time in 30 minutes

Mercedes says a long-range version of the EQB, with a larger battery, will also be available, so watch this space!

Mercedes EQE


Range: up to 410 miles

The electric E-Class counterpart is based on Mercedes’ purpose-built electric vehicle (EV) platform and promises a range of up to 410 miles.

Multiple powertrain options are expected to be offered, but only the EQE 350 has been detailed so far. It uses a 90kWh battery and has a power output of 292PS.

The EQE is compatible with up to 170kW chargers, enabling an 80% charge in around half an hour.


We're always in top gear when it comes to car cover

Our awards and recognition

  • Given the prestigious Defaqto 5 Star Rating 
  • Which? Recommended Provider for car insurance 
  • LV= car insurance rated 4.8 out of 5 based on 8,060 customer reviews independently verified by Feefo
    Correct as of 22 May 2023

Now sit back, relax and start your quote