Insurance FAQs

Does LV= landlord insurance cover wear and tear?

Our policy doesn't cover wear and tear as it's unavoidable and caused by general use over time.

Typical examples are:

  • A roof in poor condition, such as cracking to the surface of a flat roof or slipped roof tiles
  • Rotten wooden window frames
  • Cracked rendering
  • Loose pointing on brickwork or a chimney