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<div id="headerBanner"><div class="headerBanner headerBanner--teal headerBanner--overlay theme-text-white theme--subHeadingText-white theme--text-white-mobile theme--subHeadingText-white-mobile headerBanner--narrow visible"><div class="headerBanner__image"><div class="mask-hide undefined has-image lazy-image"><picture class="bg-image "><source media="(min-width: 1025px)" srcSet="/-/insurance/media/gi/articles/home-articles/gi-article-hero-background-home-winter-care-174673053-getty.jpg?u=20230510145704"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: landscape)" srcSet="/-/insurance/media/gi/articles/home-articles/gi-article-hero-background-home-winter-care-174673053-getty.jpg?u=20230510145704"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: portrait)" srcSet="/-/insurance/media/gi/articles/home-articles/gi-article-hero-background-home-winter-care-174673053-getty.jpg?u=20230510145704"/><source media="(min-width: 480px) and (max-width: 768px) and (orientation: landscape)" srcSet="/-/insurance/media/gi/articles/home-articles/gi-article-hero-background-home-winter-care-174673053-getty.jpg?u=20230510145704"/><source media="(max-width: 767px) and (orientation: portrait)" srcSet="/-/insurance/media/gi/articles/home-articles/gi-article-hero-background-home-winter-care-174673053-getty.jpg?u=20230510145704"/><img src="/-/insurance/media/gi/articles/home-articles/gi-article-hero-background-home-winter-care-174673053-getty.jpg?u=20230510145704" alt="" height="535" width="1440"/></picture></div><div class="mask"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1400 150" width="1400" height="150" preserveAspectRatio="xMinYMax"><defs><linearGradient id="headermask-gradbg"><stop offset="0%" stop-color="#ffffff"></stop><stop offset="100%" stop-color="#ffffff"></stop></linearGradient></defs><path d="M1400,151H0V133s135,23,383,13C618,136,892,120,1400,0" fill="url(#headermask-gradbg)"></path></svg></div></div><div class="container"><div class="headerBanner__body" style="padding-top:0px"><span class="headerBanner__category">Articles</span><h1 class="headerBanner__body__headline">Home winter care </h1><div class="headerBanner__body__meta"><time dateTime="2025-12-19 16:22" class="headerBanner__body__date date"><span><b>19 December</b> 2025</span></time><p class="headerBanner__body__readingTime"><span class="readtime"><span class="icon icon--clock"><svg focusable="false" width="16" height="16" viewBox="0 0 16 16"><path d="M7.7,15.1c-4.1,0-7.4-3.3-7.4-7.4s3.3-7.4,7.4-7.4s7.4,3.3,7.4,7.4S11.8,15.1,7.7,15.1z M7.7,13.6c3.3,0,5.9-2.6,5.9-5.9s-2.6-5.9-5.9-5.9S1.8,4.4,1.8,7.7S4.4,13.6,7.7,13.6z M8.3,8.1l2.3,1.1c0.4,0.2,0.5,0.6,0.3,1 c-0.2,0.4-0.6,0.5-1,0.3L7.2,9.2C7,9.1,6.8,8.8,6.8,8.5v-4c0-0.4,0.3-0.8,0.8-0.8s0.8,0.3,0.8,0.8V8.1z" stroke="#000000" fill="#000000"></path></svg></span><span>5 minute read</span></span></p></div></div></div></div></div>
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<div id="react_0HNM1ROSADF8S"><div data-reactroot=""><section class="module articleTrust theme-default   module-noCurveTop module-noCurveBottom       "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div class="wrapper"><div class="container articleTrust__container"><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><p class="articleTrust__copy">All of our content is approved by our <a id="BFA49251986143749D1B64B7619DB084-2EDA7893EFFF4C6196F6C56FE078F476" href="https://www.lv.com/gi/advisory-board">in-house experts</a></p></div></div></section></div></div>
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<div id="Copy-{2218F600-ECDB-4C35-8193-D63C67F2C33F}"><div data-reactroot=""><section class="module bodyCopy    module-noCurveTop module-noCurveBottom   module-first  bodyCopy--mini bodyCopy--intro bodyCopy--alt-headings  "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div class="wrapper"><div class="container bodyCopy__container"><div><h2>Winter can be a magical time. However, snow storms, freezing temperatures and long, dark nights can have a big impact on your home.</h2>
<div>Snow, ice, storms and frozen pipes can all cause damage that generally leads to a spike in insurance claims.&nbsp;Darker, colder days also mean your heating and electricity bills can increase rapidly. Start preparing for winter to avoid these risks and high energy bills with our cold weather tips.</div></div></div></div></section></div></div>
<script>hydrateOnLoad.push(function(){ReactDOM.hydrate(React.createElement(Components.BodyCopy, {"copy":"<h2>Winter can be a magical time. However, snow storms, freezing temperatures and long, dark nights can have a big impact on your home.</h2>\n<div>Snow, ice, storms and frozen pipes can all cause damage that generally leads to a spike in insurance claims.&nbsp;Darker, colder days also mean your heating and electricity bills can increase rapidly. Start preparing for winter to avoid these risks and high energy bills with our cold weather tips.</div>","isBackToTopLinkHidden":true,"backToTopLinkText":"Back to top","id":"fa108f37-b486-4f39-bd8c-53c2aab14499","isBullets":false,"theme":{"topCurve":null,"bottomCurve":null,"themeName":null,"themeProperties":null,"themeBeforeProperties":null,"themeBefore":null,"themeAfterProperties":{"name":"cool-grey","startColour":"#f7f7f7","endColour":""},"themeAfter":"cool-grey","bottomCurveBefore":null,"topCurveAfter":null,"isFirstOnPage":true},"hasBackGround":false,"containerId":"Copy-{2218F600-ECDB-4C35-8193-D63C67F2C33F}","width":"mini","isIntro":true,"hasAltHeadingStyle":true}), document.getElementById("Copy-{2218F600-ECDB-4C35-8193-D63C67F2C33F}"))});</script><div id="Copy-{69B1649D-6DFA-4C7F-AEC6-BD291420B634}"><div data-reactroot=""><section class="module bodyCopy theme-cool-grey   module-noCurveTop module-noCurveBottom     bodyCopy--mini bodyCopy--hasTheme bulleted bodyCopy--alt-headings  "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div class="wrapper"><div class="container bodyCopy__container"><div><ul>
    <li>Prepare for cold weather with small maintenance jobs to avoid expensive repairs</li>
    <li>Cut your heating, lighting and energy bills for an efficient winter home</li>
    <li>Prevent frozen pipes bursting and damaging your home</li>
</ul>
<div>&nbsp;</div></div></div></div></section></div></div>
<script>hydrateOnLoad.push(function(){ReactDOM.hydrate(React.createElement(Components.BodyCopy, {"copy":"<ul>\n    <li>Prepare for cold weather with small maintenance jobs to avoid expensive repairs</li>\n    <li>Cut your heating, lighting and energy bills for an efficient winter home</li>\n    <li>Prevent frozen pipes bursting and damaging your home</li>\n</ul>\n<div>&nbsp;</div>","isBackToTopLinkHidden":true,"backToTopLinkText":"Back to top","id":"eddb6054-4c51-4a0c-ab1c-7506dfd7c6f3","isBullets":true,"theme":{"topCurve":null,"bottomCurve":null,"themeName":"cool-grey","themeProperties":{"name":"cool-grey","startColour":"#f7f7f7","endColour":""},"themeBeforeProperties":null,"themeBefore":null,"themeAfterProperties":null,"themeAfter":null,"bottomCurveBefore":null,"topCurveAfter":null,"isFirstOnPage":false},"hasBackGround":true,"containerId":"Copy-{69B1649D-6DFA-4C7F-AEC6-BD291420B634}","width":"mini","isIntro":false,"hasAltHeadingStyle":true}), document.getElementById("Copy-{69B1649D-6DFA-4C7F-AEC6-BD291420B634}"))});</script><div id="Copy-{4F436949-239B-4DA6-BDC2-63FDAA098914}"><div data-reactroot=""><section class="module bodyCopy    module-noCurveTop module-noCurveBottom  module-curve-after-convex   bodyCopy--mini bodyCopy--alt-headings  "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div class="wrapper"><div class="container bodyCopy__container"><div><h2><strong><span style="color: #178830;">Winter home maintenance checklist</span></strong></h2>
<p>The Met Office provides a Cold Weather Alert Service every year, between 1 November to 31 March. This warns you of predicted adverse weather conditions in the coming days and weeks.</p>
<p>There are actions you can take in advance to guard against them. Our checklist covers simple tasks you can do inside and outside to help when you&rsquo;re getting ready for winter.</p>
<h3><strong>Outside</strong></h3>
<p>In your garden, driveway and around your home&rsquo;s exterior, there are a few things that can help prevent snow, ice and rain damage... but remember to get professional help for any hazardous jobs you shouldn't be doing yourself:</p>
<ul style="margin-left: 40px;">
    <li><strong>Cut down overgrown branches</strong>: Dead branches and foliage from hedges can fall into and clog gutters. Snow can also build up on them, causing branches to snap, fall and damage anything below. Trim them back to help avoid this.</li>
    <li><strong>Clear gutters</strong><strong> and drains</strong>: Blockages in gutters and drains can lead to water backing up. It can start to run down the walls of your house and leak through the roof. If it freezes, the added weight can put a strain on plastic guttering and drainpipes, causing them to break. Clear them regularly during winter.</li>
    <li><strong>Check and fix the roof</strong>: Make sure any aerials and satellites are secured, especially when strong winds are forecast. Assess and replace cracked or missing roof tiles. Again, water can leak through and freeze in cracks, possibly causing more damage.</li>
</ul>
<p>Don't always assume you're covered for a roof that's leaking. To find out more, watch our 90 second video: <a id="4F436949239B4DA6BDC263FDAA098914-A5A9FD1A5F77431A90462ED8CFBB88CD" href="https://www.tiktok.com/@lv.generalinsurance/video/7398197173252279585" target="_blank" title="tiktok.com/@lv.generalinsurance">Are you covered for leaky roofs?</a></p></div></div></div></section></div></div>
<script>hydrateOnLoad.push(function(){ReactDOM.hydrate(React.createElement(Components.BodyCopy, {"copy":"<h2><strong><span style=\"color: #178830;\">Winter home maintenance checklist</span></strong></h2>\n<p>The Met Office provides a Cold Weather Alert Service every year, between 1 November to 31 March. This warns you of predicted adverse weather conditions in the coming days and weeks.</p>\n<p>There are actions you can take in advance to guard against them. Our checklist covers simple tasks you can do inside and outside to help when you&rsquo;re getting ready for winter.</p>\n<h3><strong>Outside</strong></h3>\n<p>In your garden, driveway and around your home&rsquo;s exterior, there are a few things that can help prevent snow, ice and rain damage... but remember to get professional help for any hazardous jobs you shouldn't be doing yourself:</p>\n<ul style=\"margin-left: 40px;\">\n    <li><strong>Cut down overgrown branches</strong>: Dead branches and foliage from hedges can fall into and clog gutters. Snow can also build up on them, causing branches to snap, fall and damage anything below. Trim them back to help avoid this.</li>\n    <li><strong>Clear gutters</strong><strong> and drains</strong>: Blockages in gutters and drains can lead to water backing up. It can start to run down the walls of your house and leak through the roof. If it freezes, the added weight can put a strain on plastic guttering and drainpipes, causing them to break. Clear them regularly during winter.</li>\n    <li><strong>Check and fix the roof</strong>: Make sure any aerials and satellites are secured, especially when strong winds are forecast. Assess and replace cracked or missing roof tiles. Again, water can leak through and freeze in cracks, possibly causing more damage.</li>\n</ul>\n<p>Don't always assume you're covered for a roof that's leaking. To find out more, watch our 90 second video: <a id=\"4F436949239B4DA6BDC263FDAA098914-A5A9FD1A5F77431A90462ED8CFBB88CD\" href=\"https://www.tiktok.com/@lv.generalinsurance/video/7398197173252279585\" target=\"_blank\" title=\"tiktok.com/@lv.generalinsurance\">Are you covered for leaky roofs?</a></p>","isBackToTopLinkHidden":true,"backToTopLinkText":"Back to top","id":"0c3ba37a-42ea-4dfe-a156-e5df9c3fb542","isBullets":false,"theme":{"topCurve":null,"bottomCurve":null,"themeName":null,"themeProperties":null,"themeBeforeProperties":{"name":"cool-grey","startColour":"#f7f7f7","endColour":""},"themeBefore":"cool-grey","themeAfterProperties":{"name":"light-bluebell","startColour":"#e4f7ff","endColour":"#fffcf4"},"themeAfter":"light-bluebell","bottomCurveBefore":null,"topCurveAfter":"convex","isFirstOnPage":false},"hasBackGround":false,"containerId":"Copy-{4F436949-239B-4DA6-BDC2-63FDAA098914}","width":"mini","isIntro":false,"hasAltHeadingStyle":true}), document.getElementById("Copy-{4F436949-239B-4DA6-BDC2-63FDAA098914}"))});</script><div id="Image-{4BB09DCB-63CD-4CC0-AB71-ACF4F5716514}"><div data-reactroot=""><section class="module image-module theme-light-bluebell  module--product module-curve-top-convex module-noCurveBottom     image-module image-module--full  "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div style="position:absolute;width:100%;top:0;bottom:auto;left:0;pointer-events:none"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMin" style="display:block;line-height:0;width:103%;z-index:3;top:0;bottom:auto;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="{4BB09DCB-63CD-4CC0-AB71-ACF4F5716514}-top-gradbg"><stop offset="0%" stop-color="#ffffff"></stop><stop offset="100%" stop-color="#ffffff"></stop></linearGradient><mask id="{4BB09DCB-63CD-4CC0-AB71-ACF4F5716514}-top-mask"><path d="M0,36S294,0,719.5,0,1439,36,1439,36V0H0Z" fill="#ffffff" style="transform:translateY(-0.3px)"></path></mask></defs><rect mask="url(#{4BB09DCB-63CD-4CC0-AB71-ACF4F5716514}-top-mask)" fill="url(#{4BB09DCB-63CD-4CC0-AB71-ACF4F5716514}-top-gradbg)" style="transform:translateY(-0.3px)" width="1440" height="35.6"></rect></svg></div><div class="wrapper"><div class="container image-module__container"><div class="mask-hide  has-image"><picture class=""><source media="(min-width: 1025px)" srcSet="/-/insurance/media/broker/winter-guide---home/home-guide-for-winter-article-card-istock-157585922.jpg?u=20221205100454"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: landscape)" srcSet="/-/insurance/media/broker/winter-guide---home/home-guide-for-winter-article-card-istock-157585922.jpg?u=20221205100454"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: portrait)" srcSet="/-/insurance/media/broker/winter-guide---home/home-guide-for-winter-article-card-istock-157585922.jpg?u=20221205100454"/><source media="(min-width: 480px) and (max-width: 768px) and (orientation: landscape)" srcSet="/-/insurance/media/broker/winter-guide---home/home-guide-for-winter-article-card-istock-157585922.jpg?u=20221205100454"/><div style="padding-top:63.11557788944724%" class="lazyload-placeholder"><div></div></div></picture></div><p class="caption image-module__caption">Keep your roof and gutters in good condition</p></div></div></section></div></div>
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<p>When you&rsquo;ve ticked everything off the winter home maintenance checklist outside, there are a few key areas to focus on inside:</p>
<ul style="margin-left: 40px;">
    <li><strong>Weatherproof against any draughts</strong>: Check for any gaps around windows and doors that are letting in air and causing draughts. Seal them up with weather-stripping or caulk. Consider double-glazing if it&rsquo;s not already in place, or replacing an old door with a new one, depending on how bad the problem is.</li>
    <li><strong>Insulate your walls and loft</strong>: Cavity wall insulation can keep your home warmer and cheaper to heat in winter. Around one third of all heat escapes through walls, so check if your home&rsquo;s walls are insulated. You&rsquo;ll need the help of a professional, but for loft insulation you can easily install this yourself.</li>
    <li><strong>Check the fireplace</strong>: If you have a working fireplace, arrange an inspection to make sure it&rsquo;s not blocked and is fully functioning. Otherwise, this can cause draughts, while debris can create a fire hazard.</li>
</ul></div></div></div></section></div></div>
<script>hydrateOnLoad.push(function(){ReactDOM.hydrate(React.createElement(Components.BodyCopy, {"copy":"<h3><strong>Inside</strong></h3>\n<p>When you&rsquo;ve ticked everything off the winter home maintenance checklist outside, there are a few key areas to focus on inside:</p>\n<ul style=\"margin-left: 40px;\">\n    <li><strong>Weatherproof against any draughts</strong>: Check for any gaps around windows and doors that are letting in air and causing draughts. Seal them up with weather-stripping or caulk. Consider double-glazing if it&rsquo;s not already in place, or replacing an old door with a new one, depending on how bad the problem is.</li>\n    <li><strong>Insulate your walls and loft</strong>: Cavity wall insulation can keep your home warmer and cheaper to heat in winter. Around one third of all heat escapes through walls, so check if your home&rsquo;s walls are insulated. You&rsquo;ll need the help of a professional, but for loft insulation you can easily install this yourself.</li>\n    <li><strong>Check the fireplace</strong>: If you have a working fireplace, arrange an inspection to make sure it&rsquo;s not blocked and is fully functioning. Otherwise, this can cause draughts, while debris can create a fire hazard.</li>\n</ul>","isBackToTopLinkHidden":true,"backToTopLinkText":"Back to top","id":"9a72f919-ce45-40dd-acbc-76ec7e785935","isBullets":false,"theme":{"topCurve":null,"bottomCurve":null,"themeName":null,"themeProperties":null,"themeBeforeProperties":{"name":"light-bluebell","startColour":"#e4f7ff","endColour":"#fffcf4"},"themeBefore":"light-bluebell","themeAfterProperties":{"name":"apricot","startColour":"#fcce9a","endColour":"#fef9e2"},"themeAfter":"apricot","bottomCurveBefore":null,"topCurveAfter":"convex","isFirstOnPage":false},"hasBackGround":false,"containerId":"Copy-{0B3E7E6C-1408-41AE-BBF9-B0E4B63906F5}","width":"mini","isIntro":false,"hasAltHeadingStyle":true}), document.getElementById("Copy-{0B3E7E6C-1408-41AE-BBF9-B0E4B63906F5}"))});</script><div id="Image-{53AF5A9F-EF74-4003-A78B-DBD268FB1B1F}"><div data-reactroot=""><section class="module image-module theme-apricot  module--product module-curve-top-convex module-noCurveBottom     image-module image-module--full  "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div style="position:absolute;width:100%;top:0;bottom:auto;left:0;pointer-events:none"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMin" style="display:block;line-height:0;width:103%;z-index:3;top:0;bottom:auto;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="{53AF5A9F-EF74-4003-A78B-DBD268FB1B1F}-top-gradbg"><stop offset="0%" stop-color="#ffffff"></stop><stop offset="100%" stop-color="#ffffff"></stop></linearGradient><mask id="{53AF5A9F-EF74-4003-A78B-DBD268FB1B1F}-top-mask"><path d="M0,36S294,0,719.5,0,1439,36,1439,36V0H0Z" fill="#ffffff" style="transform:translateY(-0.3px)"></path></mask></defs><rect mask="url(#{53AF5A9F-EF74-4003-A78B-DBD268FB1B1F}-top-mask)" fill="url(#{53AF5A9F-EF74-4003-A78B-DBD268FB1B1F}-top-gradbg)" style="transform:translateY(-0.3px)" width="1440" height="35.6"></rect></svg></div><div class="wrapper"><div class="container image-module__container"><div class="mask-hide  has-image"><picture class=""><source media="(min-width: 1025px)" srcSet="/-/insurance/media/gi/home-insurance/in-page-images/home-mug-blanket-fire.jpg?u=20240806143529"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: landscape)" srcSet="/-/insurance/media/gi/home-insurance/in-page-images/home-mug-blanket-fire.jpg?u=20240806143529"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: portrait)" srcSet="/-/insurance/media/gi/home-insurance/in-page-images/home-mug-blanket-fire.jpg?u=20240806143529"/><source media="(min-width: 480px) and (max-width: 768px) and (orientation: landscape)" srcSet="/-/insurance/media/gi/home-insurance/in-page-images/home-mug-blanket-fire.jpg?u=20240806143529"/><div style="padding-top:44.79166666666667%" class="lazyload-placeholder"><div></div></div></picture></div><p class="caption image-module__caption">Check for draughts, install insulation and clean the chimney</p></div></div></section></div></div>
<script>hydrateOnLoad.push(function(){ReactDOM.hydrate(React.createElement(Components.Image, {"width":"full","image":{"desktopImage":{"src":"/-/insurance/media/gi/home-insurance/in-page-images/home-mug-blanket-fire.jpg?u=20240806143529","html":"<img src=\"/-/insurance/media/gi/home-insurance/in-page-images/home-mug-blanket-fire.jpg?u=20240806143529\" />","size":{"height":645,"width":1440},"extension":"jpg","altText":"","accessibleDescription":""},"tabletImageLandscape":null,"tabletImagePortrait":null,"mobileImageLandscape":null,"mobileImagePortrait":null,"desktopImageLowRes":{"src":"/-/insurance/media/gi/home-insurance/in-page-images/home-mug-blanket-fire.jpg?w=50&u=20240806143529","html":"<img src=\"/-/insurance/media/gi/home-insurance/in-page-images/home-mug-blanket-fire.jpg?w=50&u=20240806143529\" />","size":{"height":645,"width":1440},"extension":"jpg","altText":"","accessibleDescription":""},"tabletImageLandscapeLowRes":null,"tabletImagePortraitLowRes":null,"mobileImageLandscapeLowRes":null,"mobileImagePortraitLowRes":null},"legend":"Check for draughts, install insulation and clean the chimney","theme":{"topCurve":{"type":"convex"},"bottomCurve":null,"themeName":"apricot","themeProperties":{"name":"apricot","startColour":"#fcce9a","endColour":"#fef9e2"},"themeBeforeProperties":null,"themeBefore":null,"themeAfterProperties":null,"themeAfter":null,"bottomCurveBefore":null,"topCurveAfter":null,"isFirstOnPage":false},"containerId":"Image-{53AF5A9F-EF74-4003-A78B-DBD268FB1B1F}","id":"{53AF5A9F-EF74-4003-A78B-DBD268FB1B1F}"}), document.getElementById("Image-{53AF5A9F-EF74-4003-A78B-DBD268FB1B1F}"))});</script><div id="Copy-{2B8F8F6A-0C07-4B9D-8B1C-0A8F987E98B4}"><div data-reactroot=""><section class="module bodyCopy    module-noCurveTop module-noCurveBottom  module-curve-after-convex   bodyCopy--mini bodyCopy--alt-headings  "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div class="wrapper"><div class="container bodyCopy__container"><div><h2><em></em><strong><span style="color: #178330;">Energy saving cold weather tips</span></strong></h2>
<p>Electricity demand and usage is much higher on a typical winter&rsquo;s day, compared to one in summer. This generally leads to greater energy costs across the season. These energy-efficient cold weather tips can help you run a warm and comfortable winter home in a cost-effective way across three main areas.</p>
<h3><strong>Heating</strong></h3>
<ul style="margin-left: 40px;">
    <li>Keep your heating on a constant low heat when you&rsquo;re out, to prevent pipes freezing and your boiler using more energy.</li>
    <li>Use a timer so the heating is only turned up when you&rsquo;re at home.</li>
    <li>When preparing for winter, turn the thermostat down by 1&deg;C to save on heating bills and give you time to get used to a lower temperature.</li>
</ul>
<p>To learn more, watch our 30 second video: <a id="2B8F8F6A0C074B9D8B1C0A8F987E98B4-A5A9FD1A5F77431A90462ED8CFBB88CD" href="https://www.tiktok.com/@lv.generalinsurance/video/7293863053517507872" target="_blank" title="tiktok.com/@lv.generalinsurance">Stopping Pesky Leaks</a></p>
<h3><strong>Lighting</strong></h3>
<ul style="margin-left: 40px;">
    <li>Switch from traditional incandescent light bulbs to long-lasting, energy-efficient LEDs.</li>
    <li>Consider automatic lights in certain rooms that turn off when not in use or dimmer switches to adjust as natural light levels change.</li>
    <li>Simply turn off lights when not in use, or use lamps rather than overhead lights, to use less energy.</li>
</ul>
<h3><strong>Appliances</strong></h3>
<ul style="margin-left: 40px;">
    <li>Check fridge and freezer settings, keeping them at the recommended temperatures is best for efficiency and food safety.</li>
    <li>Wash clothes at 30&deg;C instead of 40&deg;C &ndash; there'll be no difference in wash quality, and you&rsquo;ll save money on electricity.</li>
    <li>Fully turn off or unplug TVs, games consoles and computers when not in use, as they use power while on standby.</li>
</ul></div></div></div></section></div></div>
<script>hydrateOnLoad.push(function(){ReactDOM.hydrate(React.createElement(Components.BodyCopy, {"copy":"<h2><em></em><strong><span style=\"color: #178330;\">Energy saving cold weather tips</span></strong></h2>\n<p>Electricity demand and usage is much higher on a typical winter&rsquo;s day, compared to one in summer. This generally leads to greater energy costs across the season. These energy-efficient cold weather tips can help you run a warm and comfortable winter home in a cost-effective way across three main areas.</p>\n<h3><strong>Heating</strong></h3>\n<ul style=\"margin-left: 40px;\">\n    <li>Keep your heating on a constant low heat when you&rsquo;re out, to prevent pipes freezing and your boiler using more energy.</li>\n    <li>Use a timer so the heating is only turned up when you&rsquo;re at home.</li>\n    <li>When preparing for winter, turn the thermostat down by 1&deg;C to save on heating bills and give you time to get used to a lower temperature.</li>\n</ul>\n<p>To learn more, watch our 30 second video: <a id=\"2B8F8F6A0C074B9D8B1C0A8F987E98B4-A5A9FD1A5F77431A90462ED8CFBB88CD\" href=\"https://www.tiktok.com/@lv.generalinsurance/video/7293863053517507872\" target=\"_blank\" title=\"tiktok.com/@lv.generalinsurance\">Stopping Pesky Leaks</a></p>\n<h3><strong>Lighting</strong></h3>\n<ul style=\"margin-left: 40px;\">\n    <li>Switch from traditional incandescent light bulbs to long-lasting, energy-efficient LEDs.</li>\n    <li>Consider automatic lights in certain rooms that turn off when not in use or dimmer switches to adjust as natural light levels change.</li>\n    <li>Simply turn off lights when not in use, or use lamps rather than overhead lights, to use less energy.</li>\n</ul>\n<h3><strong>Appliances</strong></h3>\n<ul style=\"margin-left: 40px;\">\n    <li>Check fridge and freezer settings, keeping them at the recommended temperatures is best for efficiency and food safety.</li>\n    <li>Wash clothes at 30&deg;C instead of 40&deg;C &ndash; there'll be no difference in wash quality, and you&rsquo;ll save money on electricity.</li>\n    <li>Fully turn off or unplug TVs, games consoles and computers when not in use, as they use power while on standby.</li>\n</ul>","isBackToTopLinkHidden":true,"backToTopLinkText":"Back to top","id":"c1b300bf-61e4-4f19-960f-069744bb3190","isBullets":false,"theme":{"topCurve":null,"bottomCurve":null,"themeName":null,"themeProperties":null,"themeBeforeProperties":{"name":"apricot","startColour":"#fcce9a","endColour":"#fef9e2"},"themeBefore":"apricot","themeAfterProperties":{"name":"warm-grey","startColour":"#FCF9F2","endColour":""},"themeAfter":"warm-grey","bottomCurveBefore":null,"topCurveAfter":"convex","isFirstOnPage":false},"hasBackGround":false,"containerId":"Copy-{2B8F8F6A-0C07-4B9D-8B1C-0A8F987E98B4}","width":"mini","isIntro":false,"hasAltHeadingStyle":true}), document.getElementById("Copy-{2B8F8F6A-0C07-4B9D-8B1C-0A8F987E98B4}"))});</script><div id="Image-{B5C30D91-9ED5-4C87-8069-A3FAAF7F68B5}"><div data-reactroot=""><section class="module image-module theme-warm-grey  module--product module-curve-top-convex module-noCurveBottom     image-module image-module--full  "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div style="position:absolute;width:100%;top:0;bottom:auto;left:0;pointer-events:none"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMin" style="display:block;line-height:0;width:103%;z-index:3;top:0;bottom:auto;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="{B5C30D91-9ED5-4C87-8069-A3FAAF7F68B5}-top-gradbg"><stop offset="0%" stop-color="#ffffff"></stop><stop offset="100%" stop-color="#ffffff"></stop></linearGradient><mask id="{B5C30D91-9ED5-4C87-8069-A3FAAF7F68B5}-top-mask"><path d="M0,36S294,0,719.5,0,1439,36,1439,36V0H0Z" fill="#ffffff" style="transform:translateY(-0.3px)"></path></mask></defs><rect mask="url(#{B5C30D91-9ED5-4C87-8069-A3FAAF7F68B5}-top-mask)" fill="url(#{B5C30D91-9ED5-4C87-8069-A3FAAF7F68B5}-top-gradbg)" style="transform:translateY(-0.3px)" width="1440" height="35.6"></rect></svg></div><div class="wrapper"><div class="container image-module__container"><div class="mask-hide  has-image"><picture class=""><source media="(min-width: 1025px)" srcSet="/-/insurance/media/broker/home-hacks/home-hacks-to-save-energy-article-card-995x628.jpg?u=20230503141852"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: landscape)" srcSet="/-/insurance/media/broker/home-hacks/home-hacks-to-save-energy-article-card-995x628.jpg?u=20230503141852"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: portrait)" srcSet="/-/insurance/media/broker/home-hacks/home-hacks-to-save-energy-article-card-995x628.jpg?u=20230503141852"/><source media="(min-width: 480px) and (max-width: 768px) and (orientation: landscape)" srcSet="/-/insurance/media/broker/home-hacks/home-hacks-to-save-energy-article-card-995x628.jpg?u=20230503141852"/><div style="padding-top:63.11557788944724%" class="lazyload-placeholder"><div></div></div></picture></div><p class="caption image-module__caption">Use a heating timer, turn off lights and wash clothes at 30&#176;C</p></div></div></section></div></div>
<script>hydrateOnLoad.push(function(){ReactDOM.hydrate(React.createElement(Components.Image, {"width":"full","image":{"desktopImage":{"src":"/-/insurance/media/broker/home-hacks/home-hacks-to-save-energy-article-card-995x628.jpg?u=20230503141852","html":"<img src=\"/-/insurance/media/broker/home-hacks/home-hacks-to-save-energy-article-card-995x628.jpg?u=20230503141852\" />","size":{"height":628,"width":995},"extension":"jpg","altText":"Man loading a washing machine","accessibleDescription":""},"tabletImageLandscape":null,"tabletImagePortrait":null,"mobileImageLandscape":null,"mobileImagePortrait":null,"desktopImageLowRes":{"src":"/-/insurance/media/broker/home-hacks/home-hacks-to-save-energy-article-card-995x628.jpg?w=50&u=20230503141852","html":"<img src=\"/-/insurance/media/broker/home-hacks/home-hacks-to-save-energy-article-card-995x628.jpg?w=50&u=20230503141852\" />","size":{"height":628,"width":995},"extension":"jpg","altText":"Man loading a washing machine","accessibleDescription":""},"tabletImageLandscapeLowRes":null,"tabletImagePortraitLowRes":null,"mobileImageLandscapeLowRes":null,"mobileImagePortraitLowRes":null},"legend":"Use a heating timer, turn off lights and wash clothes at 30&#176;C","theme":{"topCurve":{"type":"convex"},"bottomCurve":null,"themeName":"warm-grey","themeProperties":{"name":"warm-grey","startColour":"#FCF9F2","endColour":""},"themeBeforeProperties":null,"themeBefore":null,"themeAfterProperties":null,"themeAfter":null,"bottomCurveBefore":null,"topCurveAfter":null,"isFirstOnPage":false},"containerId":"Image-{B5C30D91-9ED5-4C87-8069-A3FAAF7F68B5}","id":"{B5C30D91-9ED5-4C87-8069-A3FAAF7F68B5}"}), document.getElementById("Image-{B5C30D91-9ED5-4C87-8069-A3FAAF7F68B5}"))});</script><div id="Copy-{1A749948-C494-434A-8164-39208886027C}"><div data-reactroot=""><section class="module bodyCopy    module-noCurveTop module-noCurveBottom     bodyCopy--mini bodyCopy--alt-headings  "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div class="wrapper"><div class="container bodyCopy__container"><div><h2><strong><span style="color: #178830;">Frozen pipe prevention</span></strong></h2>
<p>During winter, the pipes in your home may be at risk of freezing and bursting. This can cause costly damage to repair and lead to a cold house. One of the most important home maintenance tips for winter is to protect against this &ndash; mainly through good home insulation, warm air circulation and maintaining a low heat setting.</p>
<h3><strong>To prevent frozen pipes:</strong></h3>
<ul style="margin-left: 40px;">
    <li><strong>Insulate your loft</strong>: Use good quality lagging, especially around your pipes and water tanks so they don&rsquo;t freeze.</li>
    <li><strong>Open the loft hatch occasionally</strong>: This will allow warm air to circulate around pipes in the loft.</li>
    <li><strong>Fit new washers to dripping taps</strong>: Stop the chance of water freezing and blocking the pipe.&nbsp;</li>
    <li><strong>Maintain a low temperature</strong>: Use frost protection thermostats on heaters where possible.</li>
</ul>
<h3><strong>If a pipe has frozen, but not burst, avoid damage by:</strong></h3>
<ul style="margin-left: 40px;">
    <li>Removing carpet, furniture and electricals near the frozen pipe, to minimise damage costs if it does burst.&nbsp;</li>
    <li>Opening the tap nearest to the part of the pipe that&rsquo;s frozen. This allows water to flow easier once it has melted.&nbsp;</li>
    <li>Thawing the ice in the frozen pipe with a water bottle, hot cloth or hairdryer &ndash; it&rsquo;s important to keep this safely away from any water. Start at the end closest to the tap.&nbsp;</li>
</ul>
<p>In case something does go wrong, it&rsquo;s worth checking if you have <a id="1A749948C494434A816439208886027C-A5A9FD1A5F77431A90462ED8CFBB88CD" href="/home-insurance/optional-extras">home emergency cover</a>&nbsp;included in your <a id="1A749948C494434A816439208886027C-A5A9FD1A5F77431A90462ED8CFBB88CD-1" href="/home-insurance">home insurance </a>policy to help sort things out.</p>
<p>&nbsp;</p>
<p><em>Always be cautious when undertaking any DIY task that you aren&rsquo;t familiar with, and seek professional help where needed.</em></p></div></div></div></section></div></div>
<script>hydrateOnLoad.push(function(){ReactDOM.hydrate(React.createElement(Components.BodyCopy, {"copy":"<h2><strong><span style=\"color: #178830;\">Frozen pipe prevention</span></strong></h2>\n<p>During winter, the pipes in your home may be at risk of freezing and bursting. This can cause costly damage to repair and lead to a cold house. One of the most important home maintenance tips for winter is to protect against this &ndash; mainly through good home insulation, warm air circulation and maintaining a low heat setting.</p>\n<h3><strong>To prevent frozen pipes:</strong></h3>\n<ul style=\"margin-left: 40px;\">\n    <li><strong>Insulate your loft</strong>: Use good quality lagging, especially around your pipes and water tanks so they don&rsquo;t freeze.</li>\n    <li><strong>Open the loft hatch occasionally</strong>: This will allow warm air to circulate around pipes in the loft.</li>\n    <li><strong>Fit new washers to dripping taps</strong>: Stop the chance of water freezing and blocking the pipe.&nbsp;</li>\n    <li><strong>Maintain a low temperature</strong>: Use frost protection thermostats on heaters where possible.</li>\n</ul>\n<h3><strong>If a pipe has frozen, but not burst, avoid damage by:</strong></h3>\n<ul style=\"margin-left: 40px;\">\n    <li>Removing carpet, furniture and electricals near the frozen pipe, to minimise damage costs if it does burst.&nbsp;</li>\n    <li>Opening the tap nearest to the part of the pipe that&rsquo;s frozen. This allows water to flow easier once it has melted.&nbsp;</li>\n    <li>Thawing the ice in the frozen pipe with a water bottle, hot cloth or hairdryer &ndash; it&rsquo;s important to keep this safely away from any water. Start at the end closest to the tap.&nbsp;</li>\n</ul>\n<p>In case something does go wrong, it&rsquo;s worth checking if you have <a id=\"1A749948C494434A816439208886027C-A5A9FD1A5F77431A90462ED8CFBB88CD\" href=\"/home-insurance/optional-extras\">home emergency cover</a>&nbsp;included in your <a id=\"1A749948C494434A816439208886027C-A5A9FD1A5F77431A90462ED8CFBB88CD-1\" href=\"/home-insurance\">home insurance </a>policy to help sort things out.</p>\n<p>&nbsp;</p>\n<p><em>Always be cautious when undertaking any DIY task that you aren&rsquo;t familiar with, and seek professional help where needed.</em></p>","isBackToTopLinkHidden":true,"backToTopLinkText":"Back to top","id":"b3a4741e-0197-47f7-9649-c6f95c5dfe4b","isBullets":false,"theme":{"topCurve":null,"bottomCurve":null,"themeName":null,"themeProperties":null,"themeBeforeProperties":{"name":"warm-grey","startColour":"#FCF9F2","endColour":""},"themeBefore":"warm-grey","themeAfterProperties":{"name":"cool-grey","startColour":"#f7f7f7","endColour":""},"themeAfter":"cool-grey","bottomCurveBefore":null,"topCurveAfter":null,"isFirstOnPage":false},"hasBackGround":false,"containerId":"Copy-{1A749948-C494-434A-8164-39208886027C}","width":"mini","isIntro":false,"hasAltHeadingStyle":true}), document.getElementById("Copy-{1A749948-C494-434A-8164-39208886027C}"))});</script><div id="react_0HNM1ROSADO3V"><div data-reactroot=""><section class="module related theme-cool-grey  module--product module-noCurveTop module-noCurveBottom     related--3up  "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div class="wrapper"><div class="container related__container"><div 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media="(min-width: 480px) and (max-width: 768px) and (orientation: landscape)" srcSet="/-/insurance/media/gi/articles/home-articles/gi-article-card-leak-in-home-921346082-getty.jpg?u=20230510145703"/><div style="padding-top:63.12056737588653%" class="lazyload-placeholder"><div></div></div></picture></div></figure><div class="article__main" data-testid="ts-articlePreviewMain"><div class="article__body"><h3 class="links links--multiline article__title"><a id="093BD5FC280D439CABEF69D4CCEAB4B9{093BD5FC-280D-439C-ABEF-69D4CCEAB4B9}" href="/home-insurance/articles/what-to-do-leak-home" rel="">What to do if there’s a leak in your home</a></h3></div></div><footer class="article__footer"><time dateTime="2026-05-20 11:36" class="article__date date"><span><b>20 May</b> 2026</span></time><span class="readtime article__readtime" data-testid="ts-readTime"><span class="icon icon--clock"><svg focusable="false" width="16" height="16" viewBox="0 0 16 16"><path 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srcSet="/-/insurance/media/gi/articles/home-articles/article-card--combined-hime-getty--960947110.jpg?u=20230510145732"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: portrait)" srcSet="/-/insurance/media/gi/articles/home-articles/article-card--combined-hime-getty--960947110.jpg?u=20230510145732"/><source media="(min-width: 480px) and (max-width: 768px) and (orientation: landscape)" srcSet="/-/insurance/media/gi/articles/home-articles/article-card--combined-hime-getty--960947110.jpg?u=20230510145732"/><div style="padding-top:63.12056737588653%" class="lazyload-placeholder"><div></div></div></picture></div></figure><div class="article__main" data-testid="ts-articlePreviewMain"><div class="article__body"><h3 class="links links--multiline article__title"><a id="08F00FB925AE424BB0690B880B99E0BB{08F00FB9-25AE-424B-B069-0B880B99E0BB}" href="/home-insurance/articles/guide-to-combining-households" rel="">A Guide to Combining Households</a></h3></div></div><footer class="article__footer"><time dateTime="2026-05-5 11:02" class="article__date date"><span><b>5 May</b> 2026</span></time><span class="readtime article__readtime" data-testid="ts-readTime"><span class="icon icon--clock"><svg focusable="false" width="16" height="16" viewBox="0 0 16 16"><path d="M7.7,15.1c-4.1,0-7.4-3.3-7.4-7.4s3.3-7.4,7.4-7.4s7.4,3.3,7.4,7.4S11.8,15.1,7.7,15.1z M7.7,13.6c3.3,0,5.9-2.6,5.9-5.9s-2.6-5.9-5.9-5.9S1.8,4.4,1.8,7.7S4.4,13.6,7.7,13.6z M8.3,8.1l2.3,1.1c0.4,0.2,0.5,0.6,0.3,1 c-0.2,0.4-0.6,0.5-1,0.3L7.2,9.2C7,9.1,6.8,8.8,6.8,8.5v-4c0-0.4,0.3-0.8,0.8-0.8s0.8,0.3,0.8,0.8V8.1z" stroke="#000000" fill="#000000"></path></svg></span><span>6 minutes</span></span></footer></div></article></div></div><div class="slider__cell " tabindex="0"><div><article class="article "><div class="article__wrapper"><figure class="article__media" data-testid="ts-imageContainer"><div class="mask-hide  has-image"><picture class=""><source media="(min-width: 1025px)" 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