Insurance FAQs

Can I add someone to an existing car insurance policy?

Yes you can, as long as the car is insured by LV=. The best option may be to add a friend or relative permanently on your policy. However, you can temporarily add a driver or vehicle to your LV= car insurance policy for short-term use if preferred. Just so you know, we charge a £15 admin fee each time you change your vehicle, add or remove a driver, or remove a car from your Multi Car insurance

If you want to add another driver to your existing policy, you can call us: 0330 678 5111

To add a new driver, we need to know their:

  • Full name
  • Date of birth
  • Main occupation
  • Driving licence number or
  • Licence type (Full, Provisional), the year they got it and whether it's a UK, EU or another type of licence
  • Motoring convictions in the last 5 years - conviction month and year, offence code, disqualification period
  • Accidents or claims in the last 5 years - month and year of claim, claim type i.e. fault, partial fault, non-fault etc

It is important to remember that we reserve the right to cancel your policy should too many alterations be made throughout the life of your policy.

You need to be clear with your insurer about who drives the car most often. You can’t state someone else is the main driver if you’re driving the car on more occasions than them – this is known as ‘fronting’.

Whoever’s driving the car the most often is the ‘main driver’ and anyone else on the policy is a ‘named driver.’ If you’re not honest about this, you’re committing insurance fraud, which could invalidate your cover and mean your insurer may not pay out if you make a claim.

 

Lines open
Monday to Friday: 8am - 8pm
Saturday and bank holidays: 9am - 5pm
Sunday: 10am - 4pm

Calls will be recorded.
For Text Phone: dial 18001 first.

Don't have a policy yet? Find out more about car insurance