Insurance FAQs

What's car insurance personal accident cover?

Personal accident cover protects you in the event of a serious injury while travelling in, or getting in or out of your car.

Our comprehensive car insurance comes with £10,000 personal accident cover for you, your partner or a named driver on the policy if the injury results in:

  • Permanent or total loss of sight in one or both eyes
  • Permanent or total loss of hearing in one or both ears
  • Permanent loss of any limb above the wrist or ankle
  • Permanent loss of use of any limb above the wrist or ankle
  • Permanent, total disablement; or
  • Death

You'll find a more detailed description and more information about personal accident cover in our car insurance policy document.


Extended Personal Accident Cover

Choose our comprehensive cover and you'll have the option to increase your personal accident cover from the £10,000 in total up to £100,000 per eligible person.

You'll also benefit from an additional cash payment if you, your partner or a named driver are admitted to hospital as a result of an accident in the car.

You'll be able to add Extended Personal Accident Cover as an optional extra when getting your car insurance quote.


If you can't find your LV= insurance documents

Just log in (or create) an online account plus download the Alexa Skill or Google Action to make fact-finding easier.