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Illnesses covered

It's important to know which critical illnesses you'll be covered for

Get a Life with Critical Illness cover quote

With a critical illness, you want to be sure that the cover you choose will be there for when you need it the most.

Here're some of the most common conditions our customers claimed on last year.

  • Cancer

1 in 2 people born after 1960 are expected to get cancer in their lifetime (Cancer Research UK). In fact, 60% of all our critical illness claims in 2020 were due to cancer.

  • Heart

Heart and circulatory disease cause a quarter of all deaths in the UK; that’s more than 160,000 deaths each year – an average of 460 deaths each day or one every three minutes in the UK.

  • Stroke

Strokes cause around 34,000 deaths in the UK each year (BHF). Strokes are a major health problem and are the single largest cause of disability for the UK.

Important Information

Life and Critical Illness combined

As of 25 January 2022 our Critical Illness cover has changed. If you have previously started an application before this date, you may want to review the cover before you purchase.

Full payment conditions covered

We pay out the full amount of cover for 38 conditions.
Additional payment conditions covered
Enhanced conditions

Children's critical illness cover

Full payment conditions covered
Additional payment conditions covered
Enhanced conditions for Children's cover