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Life Insurance with critical illness

Get extra protection and peace of mind with Critical Illness cover

Get a Life with Critical Illness quote
why choose lv=

So, here's what you need to know about our Life Insurance with Critical Illness


Options explained

Life Insurance

  • Pays a cash lump sum if you die within the plan term
  • If you're diagnosed with a terminal illness we can pay out early (before the last 12 months of the plan)
  • What you pay depends on your personal circumstances such as your age and whether you smoke
  • Available to UK residents aged 17 to 79 when your policy starts
  • Your premiums are guaranteed not to change in the future unless you change your cover
  • You may be able to increase your cover after specific life events without medical evidence

Critical Illness

  • Pays a lump sum if you are diagnosed with one of the 63 critical illnesses whilst covered, including terminal illness
  • Up to £25,000 for your children for 62 conditions at no extra cost.
  • Cover available from only £5 a month
  • Available to UK residents aged 17 to 64 when your policy starts
  • Your premiums are guaranteed not to change in the future unless you change your cover
  • In 2018 we paid a total of £24.8 million in critical illness claims

If you stop paying your premiums you won't get any money back and your cover may stop. Please read the policy summary, available below, to help you understand the full features of this product.

your Cover options

Get to know your critical illness cover options

You can tailor your policy to suit you and your loved ones
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Awards and Recognition

We're pretty proud of our life cover

  • Moneywise Customer Service Awards 2013 to 2018
  • LifeSearch Protection Awards 2018


     - Best Overall Provider

     - Best Service Team - New Customers


  • Gold Standard Award 2016
Policy summary

Make sure you read the policy summary so you understand what you're buying.

You can get these and other documents from us in Braille, large print or audio by dropping us a line.

The information on this page shouldn't be taken as advice. It's up to you to decide if it's right for you and you should speak to a financial adviser if you're not sure.

Buying Life Insurance is quick and easy