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Car Insurance cover features and benefits

At LV= we offer three types of car insurance cover - comprehensive, third party fire & theft and third party only.

Car insurance image

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Choose the type and level of UK car insurance cover that suits you, from comprehensive to third party fire and theft or third party only.

 

The table below shows you at a glance what you are covered for under the three types of car insurance.

Comprehensive car insurance cover

Comprehensive car insurance covers accidental damage caused to your car as well as damage and/or injury you cause another vehicle or its driver in an accident. It also covers your car if it's damaged by fire or stolen and not recovered.

Third Party Fire and Theft car insurance cover

Covers damage or injury you cause to another vehicle and/or its driver. It also covers loss of or damage to your car through fire or theft. However, it doesn't cover your own vehicle if it's damaged in an accident.

Third Party only car insurance cover

Covers damage or injury you cause to another vehicle and/or its driver - but it doesn't cover damage to, or loss of, your vehicle.


Standard Car Insurance Cover

Here are the features that come as standard with our car insurance.  We also offer a range of optional car insurance extras that can improve your car insurance policy further.

Get a Car Insurance Quote

 

Comprehensive cover

Third party fire and theft cover

Third party only cover

UNLIMITED third party injury liability

Yes
Yes
Yes

Automatic cover in Great Britain, Northern Ireland, Republic of Ireland, Isle of Man & Channel Islands

Yes
Yes
Yes

Up to £20,000,000 for damage to third party property

Yes
Yes
Yes

Loss or damage to your car from fire and / or theft

Yes
Yes
No

Cover for audio, telephone and satellite navigation equipment

Yes
Yes
No

Accidental damage to your car

Yes
No
No

Personal Accident benefit

Yes
No
No

Up to £200 for personal belongings in your car

Yes
No
No

Up to £250 per person medical expenses

Yes
No
No

New car replacement if your car is less than 12 months old

Yes
No
No

Windscreen / window replacement

Yes
No
No

For more detailed information about our car insurance, please refer to the car insurance policy documents.  The table above is only a brief guide - conditions apply. 


Optional Car Insurance extras

We also offer a range of great optional extras on your car insurance that you can add to your policy when you get a motor insurance quote to get even more cover.


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