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Three lovely reasons to choose LV=

  • Up to £10,000 cancellation cover for illness
  • No upper age limit for single trips
  • All pre-existing medical conditions considered

We have two different levels of cover to suit your travel insurance needs - Premier and Essential.

Defaqto 2016 - 5 Star travel insurance

Choose our Defaqto 5 Star rated Premier policy in case you're delayed or your travel is disrupted, for example by strikes or bad weather.

With our travel insurance you'll get:

Essential policy

  • Up to £10 million emergency medical cover (excluding UK cover)
  • No upper age limit on single trip policies and cover up to 79 years old for annual multi-trip policies
  • All pre-existing medical conditions considered
  • Up to £5,000 if you need to cancel your trip, cut it short or cancel activities / excursions
  • Cruise cover automatically included on annual policies

Premier policy

All the benefits of the Essential policy and also:

  • Cover for delays and cancellations after 24 hours caused by for example, bad weather, ash clouds, or strikes
  • Up to £1,000 if you miss your pre-booked transport eg if you miss your flight because of a delayed train
  • Up to £10,000 if you need to cancel your trip, cut it short or cancel activities / excursions
  • Enhanced cruise cover

Plus optional extras to give you cover for your baggage and cover for winter sports.

Buying LV= travel insurance is quick and easy

Compare our Essential and Premier cover


Essential policy
(max limit)

Premier policy
(max limit)

Cancellation / abandonment after delays



Additional transport and accommodation costs



Delay at your departure point



Bankruptcy of travel provider



Activities included

Standard only

Adventure and standard

Maximum trip length on annual multi trip policies

31 days

90 days

Cancelling your trip before you travel



Cancelling excursions or activities while on your trip

Cutting short/cancelling your trip after you've travelled

Emergency medical expenses (excluding UK cover)

£10 million

Personal liability

£2 million

Personal accident


Legal advice & expenses (up to £50,000 per policy)


Compare our cruise cover options

Cruise feature

Essential cover per person

Premier cover per person

Cover if you miss a port departure

No cover


Cabin confinement

£100 per day up to £1,000

£150 per day up to £1,500

Cover to re-join the cruise after illness


Compensation if a scheduled port stop is cancelled

£150 per port

Call our lovely people for a quote

Call our UK-based call centre on:

0800 022 3919

8am - 9pm Monday to Friday
8am - 5pm Saturday
9am - 5pm Sunday and bank holidays

More contact details

Calls may be recorded

Most recommended

We're proud to be the UK’s most recommended insurer

YouGov Most Recommended Insurer

Find out more about our YouGov recognition

Existing customers should contact us for copies of their policy documents.

Not sure about some of the words we use?

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LV=, County Gates, Bournemouth, BH1 2NF, UK