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Pet Insurance features and benefits

Choose the level of Pet Insurance cover to suit you

Dog and cat in a basket

We offer two pet insurance policies - Essential and Premier.

  • Our Essential policy provides veterinary fee cover for a maximum of 12 months treatment and up to £5,000 per condition. 
  • With our Premier policy there is no time limit on reaching the £5,000 limit per condition. All other benefits are the same across both policies.

You should read the policy document (198KB) for the full terms and conditions.

The following is only a summary of the main cover limits at a glance.

Cover

Essential Policy

Premier Policy

Excess

Veterinary fees

£5,000 per condition for a maximum of 12 months of cover from the onset of each condition

£5,000 per condition with no time limit

£60 per condition

Up to £2 million Third Party liability (applicable to dogs only)

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£250 per incident on property damage claims

Death of your pet - purchase price of your pet up to a maximum of £750

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No excess

Up to £750 advertising and reward

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No excess

Theft and straying - purchase price of your pet up to a maximum of £750

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No excess

Up to £750 boarding fees if you have to go into hospital

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No excess

Up to £1,000 holiday cancellation or curtailment

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No excess

Up to £750 accidental damage

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No excess

Overseas travel

  • £1,500 - Quarantine costs
  • £250 - Loss of PETS Certificate
  • £1,000 - Repeat tick and worming treatment
  • £750 - Emergency expenses abroad
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No excess

Helplines:

  • Vet search
  • Bereavement / illness counselling
  • Pet legal
  • Pet minders

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N/A

N/A


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