Pet Insurance Features and Benefits
The following is only a summary of the main cover limits. We offer two pet insurance policies - Essential and Premier. Our Essential policy provides veterinary fee cover for a maximum of 12 months treatment and up to £5,000, per condition. With our Premier policy there is no time limit on reaching the £5,000 limit per condition. All other benefits are the same across both policies.
You should read the policy document* (198KB) for the full terms and conditions.
Cover | Limit (up to) | Excess |
|---|---|---|
Veterinary fees | Essential Policy - £5,000 per condition for a maximum of 12 months of cover from the onset of each condition | £60 per condition |
Premier Policy - £5,000 per condition with no time limit | ||
Third party liability (applicable to dogs only) | £2 million | £250 per incident on property damage claims |
Death of your pet | Purchase price of your pet up to a maximum of £750 | No excess |
There is no death from illness cover for dogs aged 9 years and over or for cats aged 11 years and over | ||
Advertising and reward | £750 | No excess |
Theft and straying | Purchase price of your pet up to a maximum of £750 | No excess |
Boarding fees if you have to go into hospital | £750 | No excess |
Holiday cancellation or curtailment | £1,000 | No excess |
Accidental damage | £750 | No excess |
Overseas travel | £1,500 - Quarantine costs | No excess |
£250 - Loss of PETS Certificate | No excess | |
£1,000 - Repeat tick and worming treatment | No excess | |
£750 - Emergency expenses abroad | No excess | |
Helplines: Vet search | N/A | N/A |
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