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Pet Insurance features and benefits

Choose the level of Pet Insurance cover to suit you

Dog and cat in a basket

We offer two pet insurance policies - Essential and Premier.

  • Our Essential policy provides veterinary fee cover for a maximum of 12 months treatment and up to £5,000 per condition. 
  • With our Premier policy there is no time limit on reaching the £5,000 limit per condition. All other benefits are the same across both policies.

You should read the policy document for the full terms and conditions.

For more information about pet insurance in general, you can download the Association of British Insurers (ABI's) Pet Insurance Consumer Guide

The following is only a summary of the main cover limits at a glance.

Cover

Essential Policy

Premier Policy

Excess

Veterinary fees

£5,000 per condition for a maximum of 12 months of cover from the onset of each condition

£5,000 per condition with no time limit

£60 per condition

Up to £2 million Third Party liability (applicable to dogs only)

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£250 per incident on property damage claims

Death of your pet - purchase price of your pet up to a maximum of £750

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No excess

Up to £750 advertising and reward

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No excess

Theft and straying - purchase price of your pet up to a maximum of £750

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No excess

Up to £750 boarding fees if you have to go into hospital

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No excess

Up to £1,000 holiday cancellation or curtailment

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No excess

Up to £750 accidental damage

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No excess

Overseas travel

  • £1,500 - Quarantine costs
  • £250 - Loss of PETS Certificate
  • £1,000 - Repeat tick and worming treatment
  • £750 - Emergency expenses abroad
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No excess

Helplines:

  • Vet search
  • Bereavement / illness counselling
  • Pet legal
  • Pet minders

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