Critical illness from LV=
Our Critical illness cover gives you and your family one less thing to worry about should you have a serious illness.
This information shouldn't be considered as advice to take out our critical illness insurance. It's up to you to decide whether you think this policy is right for you. If you have any doubts please contact us or speak to a Financial Adviser.
Critical illness quick guide
- You'll get a lump sum if you're diagnosed with an illnesses or condition covered by the policy.
- It could help reduce financial worries like paying off your mortgage or moving house.
- Choose the right cover for you:
- level, inflation-linked or decreasing
- single or joint critical illness cover. - Your children are covered at no extra cost for a reduced number of illnesses/conditions.
- You can combine critical illness with life insurance.
- You can add waiver of premium.
Five star combined life and critical illness cover.
Important things you should know
- If you stop paying the premiums for critical illness cover you may not be covered when you need it most.
- If you cancel the policy or don't suffer a critical illness, you won't get back any premiums you've paid.
- If you choose level cover, your cover is fixed when your policy starts, and doesn't change. This means it won't keep up with inflation, and will buy less in the future.
- We only pay for the illnesses covered in our policy, and no others.
- We'll pay your claim as long as you live for at least 14 days after being diagnosed.
Who can apply for LV= Critical Illness cover?
All we ask is that:
- you're a UK resident
- you're aged 17 to 59
- your plan term lasts for at least five and no more than 40 years
- your plan ends before you're 65
- you pay a premium of at least £5 a month