If you were sick or had an accident, could you still pay the bills? Protect yourself and your family against loss of income with our income protection insurance and make sure money is there when you might need it most.
Our Income Protection cover is designed to help you cope if you lose your income as a result of sickness or an accident.
It aims to pay you a monthly income, to help replace some of your lost earnings (up to 55% of your annual income before tax), and help you and your family cope financially if you couldn’t work. If you own a limited company then your income can include dividend income - please click here to find out more.
We also offer Budget Income Protection cover, which pays out for a maximum of 24 months, but keeps your monthly premiums lower.
All we ask is that you're a UK resident, you're aged 17 to 59, and your income protection cover is at least £5 a month (as this is the minimum premium). Your policy must last for at least 5 years (our minimum term) and must end before you reach the age of 70. In some cases (for example because of your occupation) we may set a younger ending age. If this applies to you, we will let you know before your policy starts.
If you're not sure if this product is right for you, you can speak to a financial adviser . We advise on LV= products only.
You can phone us
Call our UK-based advisers for more information or a quote:
0800 756 8523
Quoting offer code IELO
Textphone: 18001 0800 756 8523
9am - 8pm Monday to Thursday
9am - 5pm on Friday
We may record and / or monitor calls for training and audit purposes.
We offer advice on LV= products only