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LV= Membership

As a mutual we are owned by our members

Large green heart

Membership matters

Mutuals and plc’s are similar because they both exist to create value for their owners. The difference is how owners are distinguished. Ownership of a plc is defined by having shares in the company. Because we're a mutual ownership is defined by being a member, rather than a shareholder.

If a customer has a life insurance, protection, investment or retirement policy with us they automatically become a member and are entitled to a range of member benefits. Membership can’t be traded like shares so someone will continue to be a member until their member qualifying policy ends.

Community fund

Community fund
  1. Funding for good causes our members love

Support fund

Support fund
  1. Grants in times of financial hardship

Care line

Care line
  1. Advice and guidance, just a phone call away


A lady reclining in a chair watching the countryside
  1. Our Member Panel and Annual General Meetings


A family together celebrating
  1. Members save money on insurance premiums


A line of people holding hands in the countryside
  1. Join our online community for LV= news, offers and surveys

Mutual bonus

A couple lying down on green grass watching the sky
  1. Find out about our mutual bonus

Teachers Assurance transfer to LV=

In December 2014 LV= agreed terms with Teachers Provident Society, which trades as Teachers Assurance, to take over the majority of its business interests.

On 16 December 2015, the Members of Teachers Provident Society voted in favour of a transfer of engagements to LV=. The transfer is expected to take place in the first half of 2016, subject to the approval of the Jersey and Guernsey courts as well as UK and EEA regulatory confirmation. The Independent Actuary’s Report on the transfer can be found here.

LV=, County Gates, Bournemouth, BH1 2NF, UK