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Members

As a mutual we are
owned by our members

Membership matters

Mutuals and plc’s are similar because they both exist to create value for their owners. The difference is how owners are distinguished. Ownership of a plc is defined by having shares in the company. Because we're a mutual ownership is defined by being a member, rather than a shareholder.

If a customer has a life insurance, protection, investment or retirement policy with us they automatically become a member and are entitled to a range of member benefits. Membership can’t be traded like shares so someone will continue to be a member until their member qualifying policy ends.

Community fund

Community fund
  1. Funding for good causes our members love

Support fund

Support fund
  1. Grants in times of financial hardship

Care line

Care line
  1. Advice and guidance, just a phone call away

Events

Events
  1. Our Member Panel and Annual General Meetings

Discounts

Discounts
  1. Members save money on insurance premiums

Community

Community
  1. Join our online community for LV= news, offers and surveys

Mutual bonus

Mutual bonus
  1. Find out about our mutual bonus

LV=, County Gates, Bournemouth, BH1 2NF, UK