Choose the home insurance extras to suit you
Our UK home insurance isn't just about giving you great value cover, it's about giving you flexibility so you can tailor the cover to suit you.
You'll be given the choice to extend your cover with any of the options below as you complete your quote - for full details see the policy documents.
Extended accidental damage cover
For extra peace of mind, you can also get insurance cover for accidents such as:
- putting your foot through your loft floor
- staining your carpets or wooden flooring
- breaking ornaments
- your pet causing damage
Personal belongings cover away from home
We all know it's too easy to lose or damage something you're wearing or carrying while out and about. This reassuring cover includes:
- belongings like jewellery, watches, cameras, mobile phones and golf clubs
- cover for UK plus Europe and up to 60 days worldwide
- £500 cover for lost or stolen money and credit cards
Cycle cover away from home
To cover your cycle while out and about; this includes:
- accidental loss or damage to your cycle
- cover for UK, plus Europe and up to 60 days worldwide
Legal expenses cover - for £23 or less
If things get legal, it's good to know you've got up to £50,000 in cover to help you:
- with unfair dismissal or other employment contract disputes
- claim compensation if you're injured and it's not your fault
- protect your legal rights as a home owner e.g. a boundary dispute
- with a dispute relating to goods or services you've bought
Home emergency - for £58 or less
It can be stressful when things go wrong at home. This reassuring 24-hour emergency cover includes:
- boiler breakdown and plumbing emergencies like leaking pipes
- tackling infestation by pests such as wasps or rats
- lost or stolen house keys - we'll help you get into your home and make it secure
- the cost of repairs by approved tradespeople to make your home safe, prevent more damage and restore hot water and heating where possible
You have up to £500 cover for each emergency - without having to pay any excess on claims.
You can only get home emergency cover if you've got our home buildings insurance.
Buying LV= home insurance is quick and easy
Want to call for a quote?
Call our UK-based call centre on:
0800 023 2638
8am - 9pm Monday to Friday
8am - 5pm Saturday
9am - 5pm Sunday and bank holidays
Calls may be recorded
You'll love our highly-rated cover...
Our home insurance cover has been recognised by Which? and Defaqto
Policy documents
These documents are for new policies
- Your Document of Home Insurance (PDF 372KB)
- Home Insurance Policy Summary (PDF 50KB)
- Important Information (PDF 223KB)
Existing customers should call us on 0845 608 1075 for copies of their policy documents.
Not sure about some of the words we use?
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We love saving you money on other insurance too...
Car insurance
75% no claim discount with five years claim free
Travel insurance
15% online discount off our Which? recommended travel insurance
Pet insurance
10% online discount, with vet fees covered up to £5,000
LV=, County Gates, Bournemouth, BH1 2NF, UK
