information

We use cookies to give you the best possible experience online. By continuing to use our website, you agree to receiving our cookies on your web browser. Visit our cookie policy page to find out more and how to change your cookie settings.

skip to main content

Choose the home insurance extras to suit you

Our UK home insurance isn't just about giving you great value cover, it's about giving you flexibility so you can tailor the cover to suit you.

You'll be given the choice to extend your cover with any of the options below as you complete your quote - for full details see the policy documents.


Extended accidental damage cover

For extra peace of mind, you can also get insurance cover for accidents such as:

  • putting your foot through your loft floor
  • staining your carpets or wooden flooring
  • breaking ornaments
  • your pet causing damage

Personal belongings cover away from home

We all know it's too easy to lose or damage something you're wearing or carrying while out and about. This reassuring cover includes:

  • belongings like jewellery, watches, cameras, mobile phones and golf clubs
  • cover for UK plus Europe and up to 60 days worldwide
  • £500 cover for lost or stolen money and credit cards

Cycle cover away from home

To cover your cycle while out and about; this includes:

  • accidental loss or damage to your cycle
  • cover for UK, plus Europe and up to 60 days worldwide

Legal expenses cover - for £23 or less

If things get legal, it's good to know you've got up to £100,000 in cover to help you:

  • with unfair dismissal or other employment contract disputes
  • claim compensation if you're injured and it's not your fault
  • protect your legal rights as a home owner e.g. a boundary dispute
  • with a dispute relating to goods or services you've bought

Home emergency - for £58 or less

It can be stressful when things go wrong at home. This reassuring 24-hour emergency cover includes:

  • boiler breakdown and plumbing emergencies like leaking pipes
  • tackling infestation by pests such as wasps or rats
  • lost or stolen house keys - we'll help you get into your home and make it secure
  • the cost of repairs by approved tradespeople to make your home safe, prevent more damage and restore hot water and heating where possible
  • You have up to £500 cover for each emergency - without having to pay any excess on claims.

    You can only get home emergency cover if you've got our home buildings insurance.

Buying LV= home insurance is quick and easy

Call our lovely people for a quote
Call our UK-based call centre on:

0800 023 2638

8am - 9pm Monday to Friday
8am - 5pm Saturday
9am - 5pm Sunday and bank holidays

More contact details

Calls may be recorded

You'll love our highly-rated cover...

Our home insurance cover has been recognised by Defaqto

Defaqto 2014 - 5 Star rated home insurance

Policy documents

These documents are for new policies

Existing customers should call us on 0845 608 1075 for copies of their policy documents.


Not sure about some of the words we use?

Turn on our Glossary here Glossary loading...

We love saving you money on other insurance too...

Great value 5-star cover

Car insurance

75% no claim discount with five years claim free

More about car insurance

10% online travel insurance discount

Travel insurance

10% online discount off our award winning travel insurance

More about travel insurance

10% online pet insurance discount

Pet insurance

10% online discount, with vet fees covered up to £5,000

More about pet insurance

LV=, County Gates, Bournemouth, BH1 2NF, UK

Feedback Form