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Choose the home insurance extras to suit you

Our UK home insurance isn't just about giving you great value cover, it's about giving you flexibility so you can tailor the cover to suit you.

You'll be given the choice to extend your cover with any of the options below as you complete your quote - for full details see the policy documents.

Extended accidental damage cover

For extra peace of mind, you can also get insurance cover for accidents such as:

  • putting your foot through your loft floor
  • staining your carpets or wooden flooring
  • breaking ornaments
  • your pet causing damage

Personal belongings cover away from home

We all know it's too easy to lose or damage something you're wearing or carrying while out and about. This reassuring cover includes:

  • belongings like jewellery, watches, cameras, mobile phones and golf clubs
  • cover for UK plus Europe and up to 60 days worldwide
  • £500 cover for lost or stolen money and credit cards

Cycle cover away from home

To cover your cycle while out and about; this includes:

  • accidental loss or damage to your cycle
  • cover for UK, plus Europe and up to 60 days worldwide

Legal expenses cover - for £25 or less

If things get legal, it's good to know you've got up to £100,000 in cover to help you:

  • claim compensation if you're injured and it's not your fault e.g. you trip over a loose paving slab or are knocked off your bike
  • protect your legal rights as a home owner e.g. a dispute over a boundary or right of way
  • with unfair dismissal or other employment contract disputes such as discrimination
  • with a dispute relating to goods or services you've bought such as faulty workmanship by a builder

Home emergency - for £50 or less

It can be stressful when things go wrong at home. This reassuring 24-hour emergency cover includes:

  • boiler breakdown and plumbing emergencies like leaking pipes
  • tackling infestation by pests such as wasps or rats
  • lost or stolen house keys - we'll help you get into your home and make it secure
  • the cost of repairs by approved tradespeople to make your home safe, prevent more damage and restore hot water and heating where possible
  • You have up to £500 cover for each emergency - without having to pay any excess on claims.

    You can only get home emergency cover if you've got our home buildings insurance.

Call our lovely people for a quote

Call our UK-based call centre on:

0800 023 2638

8am - 9pm Monday to Friday
8am - 5pm Saturday
9am - 5pm Sunday and bank holidays

More contact details

Calls may be recorded

You'll love our highly-rated cover...

Our home insurance cover has been recognised by Defaqto

Defaqto 2016 - 5 Star home insurance

Most recommended

We're proud to be the UK’s most recommended insurer

YouGov Most Recommended Insurer

Find out more about our YouGov recognition

Existing customers should call us on 0800 633 5212 for copies of their policy documents.

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10% online discount, with vet fees covered up to £10,000

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LV=, County Gates, Bournemouth, BH1 2NF, UK