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<div id="" data-propsId="7abab494a0f24030b9a04e0e2f2857ab" class="react-component" data-name="HeaderBanner"><div id="react_0HNM28TLS12Q7"><div class="headerBanner headerBanner--hasSecNav headerBanner--alignLeft headerBanner--petroleum headerBanner--overlay headerBanner--overlay-default theme--text-white headerBanner--headlineOnly theme-warm-grey visible"><div class="headerBanner__image"><div class=""><picture class="bg-image"><source media="(min-width: 1024px)" srcSet="-/life/media/group-images/annual-report/2026/sustainability-banner-black-overlay-v4-1440x640.jpg?h=616&amp;w=1440&amp;hash=99A503896F21CDD2C8325A7DFEDF05F5"/><img height="343" width="604" src="-/life/media/group-images/sustainability/sustainability-banner-black-overlay-604x356-mobilev2.jpg?h=343&amp;w=604&amp;hash=FA68A869660D31675E4A49C5B33A2AAD"/></picture><div class="mask"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1400 150" width="1400" height="150" preserveAspectRatio="xMinYMax"><defs><linearGradient id="headermask-gradbg"><stop offset="0%" stop-color="#FCF9F2"></stop><stop offset="100%" stop-color="#FCF9F2"></stop></linearGradient></defs><path d="M1400,151H0V133s135,23,383,13C618,136,892,120,1400,0" fill="url(#headermask-gradbg)"></path></svg></div></div></div><div class="container"><div class="headerBanner__body"><div class="headerheadline"><h1 class="headerBanner__category">SUSTAINABILITY AT LV=</h1><h2 class="headerBanner__body__headline">Our sustainability strategy</h2></div><p class="editableparagraph">Safeguarding our Environment, Sustainable Mutual and Trusted and Thoughtful Provider</p></div></div></div></div></div>
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<div id="" data-propsId="56fb718e73314db8921436bb1dc609b2" class="react-component" data-name="Features"><div id="react_0HNM28TLS12Q8"><div><section class="module product-features theme-warm-grey module--product module-noCurveTop module-noCurveBottom module-curve-before-convex     theme--text-green theme--subHeadingText-green"><div class="wrapper"><div class="container product-features__container"><div class="columns@md product-features__main"><div><div class="head  theme-text-undefined moduleheader"><div class="head__main"><p class="title h2">We’re focused on building an inclusive, sustainable, forward-looking business for the benefit of our current and future generations of members</p></div></div><div class="imagerenderd editableimage"><span class="image product-features__image hide@sm"><img src="/-/life/media/flourishes/generic/lv-frizzell-house-360x140.svg?iar=0&amp;hash=922EE4F24261A4DCEC43509CD8ABB471" alt="" /></span></div></div><div><div class="product-features__body bulleted"><p>Our sustainability strategy focuses on three core pillars that we believe are essential foundations in helping our members and customers for many generations to come. Each of the three pillars include a commitment, goal and key initiatives we&rsquo;ve got planned to help us deliver on those commitments.</p>
<ul class="bulleted">
    <li>Safeguarding our Environment</li>
    <li>Sustainable Mutual</li>
    <li>Trusted and Thoughtful Provider</li>
</ul>
<p>Our 2025 Sustainability Report aims to share with our members, customers, advisers and other stakeholders our approach and what we&rsquo;re doing at LV= to tackle environmental, social and governance (ESG) issues.</p></div><div class="product-features__cta"><span class="cta cta--primary cta--icon"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform: rotate(-90deg);"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#fff"></path></svg></span><a id="9AE6D8BCEFC84C82A005E4FECCDE4917-03CD42313ECD4C61AFA687EE48CDE47Ehttps://www.lv.com/-/life/media/pdfs-lvfs/group/sustainability/sustainability-report-2025.pdf" href="https://www.lv.com/-/life/media/pdfs-lvfs/group/sustainability/sustainability-report-2025.pdf" target="_blank">Read our 2025 Sustainability Report</a></span></div></div></div></div></div></section></div></div></div>
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<div id="" data-propsId="e32d431e54774804b2a8c7de91cf6b9e" class="react-component" data-name="Cover"><div id="react_0HNM28TLS12Q9"><div><section class="module product-cover theme-dusty-mint module--product module-noCurveTop module-noCurveBottom       "><div class="wrapper"><div class="container product-cover__container"><div class="product-cover__wrapper"><div class="product-cover__main"><div class="columns@md columns@md--wide"><div><div class="product-cover__cell"><div class="head head--compact  theme-text-undefined moduleheader"><div class="head__main"><h2 class="label">Sustainability strategy </h2><p class="title h2">Each of our three strategic pillars include a commitment, goal and key initiatives</p></div></div></div></div><div><ul><li class="product-cover__cell linked"><div class="imagerenderd editableimage"><span class="image product-cover__icon"><img src="/-/life/media/group-images/sustainability/safe-guarding-environment-40x40.png?h=40&amp;iar=0&amp;w=40&amp;hash=45FEE07DA24A74A8C43246118CDEEFFF" alt="Safeguarding our environment icon, showing planet earth" width="40" height="40" /></span></div><div class="product-cover__data"><div class="product-cover__copy links"><a href="#"><span class="editable">Safeguarding our Environment </span></a></div><div class="product-cover__price"></div></div><div class="product-cover__link-icon"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5"></path></svg></span></div></li><li class="product-cover__cell linked"><div class="imagerenderd editableimage"><span class="image product-cover__icon"><img src="/-/life/media/group-images/sustainability/sustainable-mutual-40x40.png?h=40&amp;iar=0&amp;w=40&amp;hash=6E97DE12764E92D12B00010BC38F73F2" alt="Sustainable mutual icon showing a heart in hand" width="40" height="40" /></span></div><div class="product-cover__data"><div class="product-cover__copy links"><a href="#"><span class="editable">Sustainable Mutual</span></a></div><div class="product-cover__price"></div></div><div class="product-cover__link-icon"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5"></path></svg></span></div></li><li class="product-cover__cell linked"><div class="imagerenderd editableimage"><span class="image product-cover__icon"><img src="/-/life/media/group-images/sustainability/trusted-thoughtful40x40.png?h=40&amp;iar=0&amp;w=40&amp;hash=827C2DF58545ABCFDF11D4E182D16359" alt="Trusted and thoughtful icon, showing star ratings on a document" width="40" height="40" /></span></div><div class="product-cover__data"><div class="product-cover__copy links"><a href="#"><span class="editable">Trusted and Thoughtful Provider</span></a></div><div class="product-cover__price"></div></div><div class="product-cover__link-icon"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5"></path></svg></span></div></li></ul></div></div></div></div><div class="allOverlayContent"><div class="overlayContent overlayContent--product"><div class="overlayContent__label"></div><h2 class="overlayContent__heading">Safeguarding our Environment </h2><div class="overlayContent__text"><p>Our commitment is to deliver strong, stable and sustainable value to our members and customers and achieve this in a way that protects and nurtures our planet for both current and future generations.</p>
<p>Our goal is to strive to embed environmental considerations in everything we do. Safeguarding our environment is our first pillar because we believe looking after our environment is fundamental to ensuring a society and economy where all can thrive for generations to come.</p>
<p><strong>Our key initiatives:</strong></p>
<ul style="margin-left: 20px;">
    <li>Develop and share a transition plan to net zero.</li>
    <li>Invest responsibly by ensuring environmental, social and governance factors are considered when making decisions.</li>
</ul>
<h3><strong>Other information</strong></h3>
<ul style="margin-left: 20px;">
    <li><a rel="noopener noreferrer" href="https://www.lv.com/service/documentlibrary/get/406c6ba8-54d5-40f8-92b6-637b61bf4459/responsible-investing-approach.pdf" target="_blank" title="Responsible Investing Approach">Responsible Investing Approach</a></li>
    <li><a rel="noopener noreferrer" href="https://www.lv.com/service/documentlibrary/get/406c6ba8-54d5-40f8-92b6-637b61bf4459/responsible-investing-approach.pdf" target="_blank" title="Responsible Investing Approach"></a><a href="/-/life/media/pdfs-lvfs/investments/investment-reports/engagement-policy/engagement-policy.pdf" target="_blank" title="Engagement Policy">Engagement Policy</a></li>
</ul></div><ul class="overlayContent__links"></ul></div><div class="overlayContent overlayContent--product"><div class="overlayContent__label"></div><h2 class="overlayContent__heading">Sustainable Mutual</h2><div class="overlayContent__text"><p>Our commitment is to make a positive and lasting impact in our local communities because, as a mutual, we believe our role in society goes beyond supplying products and services. We'll empower our colleagues to deliver positive sustainable outcomes for our members, customers and wider stakeholders.</p>
<p>Our goal is to strive to embed environmental considerations in everything we do. Safeguarding our environment is our first pillar because we believe looking after our environment is fundamental to ensuring a society and economy where all can thrive for generations to come.</p>
<p><strong>Our key initiatives:&nbsp;</strong></p>
<ul style="margin-left: 20px;">
    <li>Develop a transition plan to net zero.</li>
    <li>Invest responsibly by ensuring environmental, social and governance factors are considered when making decisions.&nbsp;</li>
</ul>
<h3><strong>Other information</strong></h3>
<ul style="margin-left: 20px;">
    <li><a href="/about-us/lv-cares/diversity-and-inclusion" title="Diversity, equity, inclusion and wellbeing">Diversity, equity, inclusion and wellbeing</a></li>
    <li><a href="https://www.lv.com/about-us/lv-cares/people-culture/diversity-and-inclusion" target="_self" title="Diversity, equity, inclusion and wellbeing"></a><a href="/about-us/lv-cares/gender-pay-gap-report" target="_self" title="Gender pay gap report">Gender pay gap report</a></li>
    <li><a href="/about-us/lv-cares/gender-pay-gap-report" target="_self" title="Gender pay gap report"></a><a href="/about-us/lv-cares/together" title="LV= Together">LV= Together</a></li>
</ul>
<p>
</p></div><ul class="overlayContent__links"></ul></div><div class="overlayContent overlayContent--product"><div class="overlayContent__label"></div><h2 class="overlayContent__heading">Trusted and Thoughtful Provider</h2><div class="overlayContent__text"><p>Our commitment is to build on our strong governance and values-led culture to ensure we go above and beyond what is required to meet legal and regulatory obligations. The way we serve our members and customers is of equal importance to the products, services and advice that we offer.</p>
<p>Our goal is to be a trusted and thoughtful mutual business that is member-focused and provides attractive and sustainable member returns through product, service and investment excellence.</p>
<p><strong>Our key initiatives:&nbsp;</strong></p>
<ul style="margin-left: 20px;">
    <li>Support our members and customers with excellent customer service and access to help when they need it.</li>
    <li>Embed a strong governance framework, which is driven by a values-led culture.</li>
    <li>Collaborate with others in our industry to drive change.</li>
</ul>
<h3><strong>Other information&nbsp;</strong></h3>
<ul style="margin-left: 20px;">
    <li><span><a href="/members/support-for-our-members" target="_self" title="LV= Support for our members page">Support for our members</a></span>
    </li>
    <li><span><a href="/members/member-benefits" target="_self" title="Member benefits page">Member benefits</a></span></li>
    <li><span><a href="/members/connecting-with-our-members" target="_self" title="LV= Connecting with our members page">Connecting with our members</a></span></li>
    <li><span><a href="/404?item=web%3a%7bB4064205-D042-42AA-A4DC-97C7319FCB71%7d%40en" title="Supporting our members and customers article"></a></span><a href="/about-us/lv-cares/complaints" target="_self" title="Complaints summary page">Complaints summary</a></li>
    <li><a href="/members" target="_self" title="Membership and member benefits"></a><a href="/modern-slavery-statement" title="Modern Slavery Statement">Modern Slavery Statement</a></li>
    <li><a href="/about-us/company-information/corporate-governance/tax-strategy" title="LV= Group Tax Strategy">LV= Group Tax Strategy</a></li>
</ul></div><ul class="overlayContent__links"></ul></div></div></div></div></section><div class="product-cover__spacer theme-white"></div></div></div></div>
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Safeguarding our environment is our first pillar because we believe looking after our environment is fundamental to ensuring a society and economy where all can thrive for generations to come.\u003c/p\u003e\\n\u003cp\u003e\u003cstrong\u003eOur key initiatives:\u003c/strong\u003e\u003c/p\u003e\\n\u003cul style=\\\u0022margin-left: 20px;\\\u0022\u003e\\n    \u003cli\u003eDevelop and share a transition plan to net zero.\u003c/li\u003e\\n    \u003cli\u003eInvest responsibly by ensuring environmental, social and governance factors are considered when making decisions.\u003c/li\u003e\\n\u003c/ul\u003e\\n\u003ch3\u003e\u003cstrong\u003eOther information\u003c/strong\u003e\u003c/h3\u003e\\n\u003cul style=\\\u0022margin-left: 20px;\\\u0022\u003e\\n    \u003cli\u003e\u003ca rel=\\\u0022noopener noreferrer\\\u0022 href=\\\u0022https://www.lv.com/service/documentlibrary/get/406c6ba8-54d5-40f8-92b6-637b61bf4459/responsible-investing-approach.pdf\\\u0022 target=\\\u0022_blank\\\u0022 title=\\\u0022Responsible Investing Approach\\\u0022\u003eResponsible Investing Approach\u003c/a\u003e\u003c/li\u003e\\n    \u003cli\u003e\u003ca rel=\\\u0022noopener noreferrer\\\u0022 href=\\\u0022https://www.lv.com/service/documentlibrary/get/406c6ba8-54d5-40f8-92b6-637b61bf4459/responsible-investing-approach.pdf\\\u0022 target=\\\u0022_blank\\\u0022 title=\\\u0022Responsible Investing Approach\\\u0022\u003e\u003c/a\u003e\u003ca href=\\\u0022/-/life/media/pdfs-lvfs/investments/investment-reports/engagement-policy/engagement-policy.pdf\\\u0022 target=\\\u0022_blank\\\u0022 title=\\\u0022Engagement Policy\\\u0022\u003eEngagement Policy\u003c/a\u003e\u003c/li\u003e\\n\u003c/ul\u003e\u0022,\u0022cta\u0022:\u0022\u0022},\u0022editButton\u0022:\u0022\u0022},{\u0022copy\u0022:\u0022Sustainable Mutual\u0022,\u0022icon\u0022:{\u0022src\u0022:\u0022-/life/media/group-images/sustainability/sustainable-mutual-40x40.png?h=40\u0026w=40\u0026hash=5D0D391772C7CAA6303D3158B5552DB2\u0022,\u0022html\u0022:\u0022\u003cimg src=\\\u0022/-/life/media/group-images/sustainability/sustainable-mutual-40x40.png?h=40\u0026amp;iar=0\u0026amp;w=40\u0026amp;hash=6E97DE12764E92D12B00010BC38F73F2\\\u0022 alt=\\\u0022Sustainable mutual icon showing a heart in hand\\\u0022 width=\\\u002240\\\u0022 height=\\\u002240\\\u0022 /\u003e\u0022,\u0022size\u0022:{\u0022height\u0022:40,\u0022width\u0022:40},\u0022extension\u0022:\u0022png\u0022,\u0022altText\u0022:\u0022Sustainable mutual icon showing a heart in hand\u0022},\u0022price\u0022:{\u0022prefix\u0022:\u0022\u0022,\u0022value\u0022:\u0022\u0022},\u0022content\u0022:{\u0022heading\u0022:\u0022Sustainable Mutual\u0022,\u0022text\u0022:\u0022\u003cp\u003eOur commitment is to make a positive and lasting impact in our local communities because, as a mutual, we believe our role in society goes beyond supplying products and services. We\u0027ll empower our colleagues to deliver positive sustainable outcomes for our members, customers and wider stakeholders.\u003c/p\u003e\\n\u003cp\u003eOur goal is to strive to embed environmental considerations in everything we do. Safeguarding our environment is our first pillar because we believe looking after our environment is fundamental to ensuring a society and economy where all can thrive for generations to come.\u003c/p\u003e\\n\u003cp\u003e\u003cstrong\u003eOur key initiatives:\u0026nbsp;\u003c/strong\u003e\u003c/p\u003e\\n\u003cul style=\\\u0022margin-left: 20px;\\\u0022\u003e\\n    \u003cli\u003eDevelop a transition plan to net zero.\u003c/li\u003e\\n    \u003cli\u003eInvest responsibly by ensuring environmental, social and governance factors are considered when making decisions.\u0026nbsp;\u003c/li\u003e\\n\u003c/ul\u003e\\n\u003ch3\u003e\u003cstrong\u003eOther information\u003c/strong\u003e\u003c/h3\u003e\\n\u003cul style=\\\u0022margin-left: 20px;\\\u0022\u003e\\n    \u003cli\u003e\u003ca href=\\\u0022/about-us/lv-cares/diversity-and-inclusion\\\u0022 title=\\\u0022Diversity, equity, inclusion and wellbeing\\\u0022\u003eDiversity, equity, inclusion and wellbeing\u003c/a\u003e\u003c/li\u003e\\n    \u003cli\u003e\u003ca href=\\\u0022https://www.lv.com/about-us/lv-cares/people-culture/diversity-and-inclusion\\\u0022 target=\\\u0022_self\\\u0022 title=\\\u0022Diversity, equity, inclusion and wellbeing\\\u0022\u003e\u003c/a\u003e\u003ca href=\\\u0022/about-us/lv-cares/gender-pay-gap-report\\\u0022 target=\\\u0022_self\\\u0022 title=\\\u0022Gender pay gap report\\\u0022\u003eGender pay gap report\u003c/a\u003e\u003c/li\u003e\\n    \u003cli\u003e\u003ca href=\\\u0022/about-us/lv-cares/gender-pay-gap-report\\\u0022 target=\\\u0022_self\\\u0022 title=\\\u0022Gender pay gap report\\\u0022\u003e\u003c/a\u003e\u003ca href=\\\u0022/about-us/lv-cares/together\\\u0022 title=\\\u0022LV= Together\\\u0022\u003eLV= Together\u003c/a\u003e\u003c/li\u003e\\n\u003c/ul\u003e\\n\u003cp\u003e\\n\u003c/p\u003e\u0022,\u0022cta\u0022:\u0022\u0022},\u0022editButton\u0022:\u0022\u0022},{\u0022copy\u0022:\u0022Trusted and Thoughtful Provider\u0022,\u0022icon\u0022:{\u0022src\u0022:\u0022-/life/media/group-images/sustainability/trusted-thoughtful40x40.png?h=40\u0026w=40\u0026hash=99A72430E71AB2CBF8B54E83121F3507\u0022,\u0022html\u0022:\u0022\u003cimg src=\\\u0022/-/life/media/group-images/sustainability/trusted-thoughtful40x40.png?h=40\u0026amp;iar=0\u0026amp;w=40\u0026amp;hash=827C2DF58545ABCFDF11D4E182D16359\\\u0022 alt=\\\u0022Trusted and thoughtful icon, showing star ratings on a document\\\u0022 width=\\\u002240\\\u0022 height=\\\u002240\\\u0022 /\u003e\u0022,\u0022size\u0022:{\u0022height\u0022:40,\u0022width\u0022:40},\u0022extension\u0022:\u0022png\u0022,\u0022altText\u0022:\u0022Trusted and thoughtful icon, showing star ratings on a document\u0022},\u0022price\u0022:{\u0022prefix\u0022:\u0022\u0022,\u0022value\u0022:\u0022\u0022},\u0022content\u0022:{\u0022heading\u0022:\u0022Trusted and Thoughtful Provider\u0022,\u0022text\u0022:\u0022\u003cp\u003eOur commitment is to build on our strong governance and values-led culture to ensure we go above and beyond what is required to meet legal and regulatory obligations. The way we serve our members and customers is of equal importance to the products, services and advice that we offer.\u003c/p\u003e\\n\u003cp\u003eOur goal is to be a trusted and thoughtful mutual business that is member-focused and provides attractive and sustainable member returns through product, service and investment excellence.\u003c/p\u003e\\n\u003cp\u003e\u003cstrong\u003eOur key initiatives:\u0026nbsp;\u003c/strong\u003e\u003c/p\u003e\\n\u003cul style=\\\u0022margin-left: 20px;\\\u0022\u003e\\n    \u003cli\u003eSupport our members and customers with excellent customer service and access to help when they need it.\u003c/li\u003e\\n    \u003cli\u003eEmbed a strong governance framework, which is driven by a values-led culture.\u003c/li\u003e\\n    \u003cli\u003eCollaborate with others in our industry to drive change.\u003c/li\u003e\\n\u003c/ul\u003e\\n\u003ch3\u003e\u003cstrong\u003eOther information\u0026nbsp;\u003c/strong\u003e\u003c/h3\u003e\\n\u003cul style=\\\u0022margin-left: 20px;\\\u0022\u003e\\n    \u003cli\u003e\u003cspan\u003e\u003ca href=\\\u0022/members/support-for-our-members\\\u0022 target=\\\u0022_self\\\u0022 title=\\\u0022LV= Support for our members page\\\u0022\u003eSupport for our members\u003c/a\u003e\u003c/span\u003e\\n    \u003c/li\u003e\\n    \u003cli\u003e\u003cspan\u003e\u003ca href=\\\u0022/members/member-benefits\\\u0022 target=\\\u0022_self\\\u0022 title=\\\u0022Member benefits page\\\u0022\u003eMember benefits\u003c/a\u003e\u003c/span\u003e\u003c/li\u003e\\n    \u003cli\u003e\u003cspan\u003e\u003ca href=\\\u0022/members/connecting-with-our-members\\\u0022 target=\\\u0022_self\\\u0022 title=\\\u0022LV= Connecting with our members page\\\u0022\u003eConnecting with our members\u003c/a\u003e\u003c/span\u003e\u003c/li\u003e\\n    \u003cli\u003e\u003cspan\u003e\u003ca href=\\\u0022/404?item=web%3a%7bB4064205-D042-42AA-A4DC-97C7319FCB71%7d%40en\\\u0022 title=\\\u0022Supporting our members and customers article\\\u0022\u003e\u003c/a\u003e\u003c/span\u003e\u003ca href=\\\u0022/about-us/lv-cares/complaints\\\u0022 target=\\\u0022_self\\\u0022 title=\\\u0022Complaints summary page\\\u0022\u003eComplaints summary\u003c/a\u003e\u003c/li\u003e\\n    \u003cli\u003e\u003ca href=\\\u0022/members\\\u0022 target=\\\u0022_self\\\u0022 title=\\\u0022Membership and member benefits\\\u0022\u003e\u003c/a\u003e\u003ca href=\\\u0022/modern-slavery-statement\\\u0022 title=\\\u0022Modern Slavery Statement\\\u0022\u003eModern Slavery Statement\u003c/a\u003e\u003c/li\u003e\\n    \u003cli\u003e\u003ca href=\\\u0022/about-us/company-information/corporate-governance/tax-strategy\\\u0022 title=\\\u0022LV= Group Tax Strategy\\\u0022\u003eLV= Group Tax Strategy\u003c/a\u003e\u003c/li\u003e\\n\u003c/ul\u003e\u0022,\u0022cta\u0022:\u0022\u0022},\u0022editButton\u0022:\u0022\u0022}],\u0022id\u0022:\u0022784195b9-5657-48a4-afdc-52efec196a7a\u0022}"});</script>

<div id="" data-propsId="399c6e5cd36645d0adf877cd3c159186" class="react-component" data-name="Features"><div id="react_0HNM28TLS12QA"><div><section class="module product-features theme-white module--product module-noCurveTop module-noCurveBottom       "><div class="wrapper"><div class="container product-features__container"><div class="columns@md product-features__main"><div><div class="head  theme-text-undefined moduleheader"><div class="head__main"><p class="title h2">Our operations are carbon negative</p><p class="lead">We calculated our operational carbon emissions and offset 110% of our total emissions, which has supported worthwhile projects.</p></div></div><div class="imagerenderd editableimage"><span class="image product-features__image hide@sm"><img src="/-/life/media/life-images/awards/2019/2019-cfs-co2-neutral-2.png?h=324&amp;iar=0&amp;w=600&amp;hash=513A6E43BC03C1B98344F41CD6095FBB" alt="Carbon neutral image" width="600" height="324" /></span></div></div><div><div class="product-features__body bulleted"><p>Voted for by our colleagues in 2025, we supported the following projects:</p>
<ul style="margin-left: 20px;">
    <li>Reforestation of degraded forest reserve areas (Ghana, West Africa).</li>
    <li>Reforestation of degraded lands (Sierra Leone).</li>
    <li>Guanar&eacute; Forest plantations on degraded grasslands (Uruguay).</li>
    <li>Afforestation of degraded grasslands (Vichada, Columbia).</li>
    <li>Qianbei afforestation project (China).</li>
    <li>Zhangye improved grassland management project (China).</li>
</ul>
<p>We continue to identify and implement environmental initiatives to further lower our carbon footprint and reduce the reliance on offsetting.</p></div></div></div></div></div></section></div></div></div>
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<div id="" data-propsId="ce34773ccfaa42488c211ccc9cbf3fcf" class="react-component" data-name="ImportantInformation"><div id="react_0HNM28TLS12QB"><div><section class="module important-information theme-warm-grey module--product module-noCurveTop module-noCurveBottom      theme--text-black "><div class="wrapper"><div class="container important-information__container"><div class="columns@md"><div></div><div class="important-information__flourish"></div></div><div class="columns@md important-information__main"><div><div class="editablediv"><p class="title h2" style="color: #178830; margin-right: 0px; margin-bottom: 1.2rem; margin-left: 0px;">We&rsquo;re a Level 3 Disability Confident Leader</p>
<p class="lead" style="color: #178830; margin-top: 0px;">This demonstrates that we meet the UK government&rsquo;s highest standards for inclusive employers.</p>
<p>
Driven by the success of achieving level 2 status in 2024 and in collaboration with our colleague-led Diversability network, we continued to further improve our policies, procedures and behaviours.</p>
<p>Our aim is to be inclusive to everyone and we&rsquo;re committed to supporting all colleagues to give their best.&nbsp;</p></div></div><div><div class="editablediv"><p>
<p>&ldquo;I&rsquo;m delighted that we&rsquo;ve reached another important milestone in our journey. The purpose of the network is to help us all understand seen and unseen disabilities, how we effectively support our colleagues and be clear on the positive impacts we are making across the business. This accolade demonstrates our commitment to being an inclusive employer and supporting everyone to give their best, benefiting our members, customers, advisers and each other.&rdquo;&nbsp;&ndash;&nbsp;<strong>Diversability network Executive team sponsor</strong></p>
<p><strong></strong><img src="/-/life/media/group-images/about-us/disability-confident-leader-360x140-v2.png" style="height:140px; width:360px;" _languageinserted="true" alt="disability confident leader" /></p>
</p></div></div></div></div></div></section></div></div></div>
<script>LVConfigs.components.data.push({"propsId":"ce34773ccfaa42488c211ccc9cbf3fcf","componentName":"importantinformation","reactComponentName":"ImportantInformation","propsJson":"{\u0022label\u0022:\u0022\u0022,\u0022headline\u0022:\u0022\u0022,\u0022intro\u0022:\u0022\u0022,\u0022image\u0022:{\u0022src\u0022:null,\u0022html\u0022:null,\u0022size\u0022:null,\u0022extension\u0022:null,\u0022altText\u0022:null},\u0022bodyLeft\u0022:\u0022\u003cp class=\\\u0022title h2\\\u0022 style=\\\u0022color: #178830; margin-right: 0px; margin-bottom: 1.2rem; margin-left: 0px;\\\u0022\u003eWe\u0026rsquo;re a Level 3 Disability Confident Leader\u003c/p\u003e\\n\u003cp class=\\\u0022lead\\\u0022 style=\\\u0022color: #178830; margin-top: 0px;\\\u0022\u003eThis demonstrates that we meet the UK government\u0026rsquo;s highest standards for inclusive employers.\u003c/p\u003e\\n\u003cp\u003e\\nDriven by the success of achieving level 2 status in 2024 and in collaboration with our colleague-led Diversability network, we continued to further improve our policies, procedures and behaviours.\u003c/p\u003e\\n\u003cp\u003eOur aim is to be inclusive to everyone and we\u0026rsquo;re committed to supporting all colleagues to give their best.\u0026nbsp;\u003c/p\u003e\u0022,\u0022bodyRight\u0022:\u0022\u003cp\u003e\\n\u003cp\u003e\u0026ldquo;I\u0026rsquo;m delighted that we\u0026rsquo;ve reached another important milestone in our journey. The purpose of the network is to help us all understand seen and unseen disabilities, how we effectively support our colleagues and be clear on the positive impacts we are making across the business. This accolade demonstrates our commitment to being an inclusive employer and supporting everyone to give their best, benefiting our members, customers, advisers and each other.\u0026rdquo;\u0026nbsp;\u0026ndash;\u0026nbsp;\u003cstrong\u003eDiversability network Executive team sponsor\u003c/strong\u003e\u003c/p\u003e\\n\u003cp\u003e\u003cstrong\u003e\u003c/strong\u003e\u003cimg src=\\\u0022/-/life/media/group-images/about-us/disability-confident-leader-360x140-v2.png\\\u0022 style=\\\u0022height:140px; width:360px;\\\u0022 _languageinserted=\\\u0022true\\\u0022 alt=\\\u0022disability confident leader\\\u0022 /\u003e\u003c/p\u003e\\n\u003c/p\u003e\u0022,\u0022theme\u0022:{\u0022textColour\u0022:\u0022black\u0022,\u0022subHeadingTextColour\u0022:null,\u0022topCurve\u0022:null,\u0022bottomCurve\u0022:null,\u0022themeName\u0022:\u0022warm-grey\u0022,\u0022themeBefore\u0022:\u0022dusty-mint\u0022,\u0022themeAfter\u0022:\u0022white\u0022,\u0022bottomCurveBefore\u0022:null,\u0022topCurveAfter\u0022:null,\u0022isFirstOnPage\u0022:false},\u0022ctas\u0022:[],\u0022id\u0022:\u0022ff162dc7-b502-454c-8506-a8feac5a6a70\u0022}"});</script>


<div id="" data-propsId="7657b8b58a9a4ec79ce5a2b58d7134be" class="react-component" data-name="ImportantInformation"><div id="react_0HNM28TLS12QC"><div><section class="module important-information theme-white module--product module-noCurveTop module-noCurveBottom      theme--text-green "><div class="wrapper"><div class="container important-information__container"><div class="columns@md"><div></div><div class="important-information__flourish"></div></div><div class="columns@md important-information__main"><div><div class="editablediv"><p class="title h2" style="color: #178830; margin-right: 0px; margin-bottom: 1.2rem; margin-left: 0px;">We&rsquo;re a signatory of the Business in the Community Race at Work Charter</p>
<p class="lead" style="color: #178830; margin-top: 0px;">This means we've made a collective commitment to improve ethnic equality.</p>
<p><span>
</span></p>
<p>Our diversity, equity and inclusion strategy aims to create an inclusive culture where all colleagues feel welcomed, respected, supported and valued.</p>
<p>
In collaboration with our Respect network, we&rsquo;ve joined over 1,000 employers in signing up to the Race at Work Charter &ndash; an initiative designed for businesses to collectively commit to improving equal opportunities for Black, Asian, Mixed Race and ethnically diverse employees in the UK.</p>
<p>Signing the Charter means taking practical steps to ensure LV= is representative of British society today and breaks down barriers in recruitment and progression in the workplace.</p></div></div><div><div class="editablediv"><p><img src="/-/life/media/group-images/corporate-responsibility/race-at-work-logo.jpg" _languageinserted="true" alt="Race at Work Logo" style="height: 116px; width: 360px;"></p>
<p><strong>The charter asks us to:&nbsp;</strong></p>
<div class="bulleted"><ul class="">
    <li>Appoint an Executive Sponsor for race.</li>
    <li>Capture data and <span>publicise</span>&nbsp;progress.</li>
    <li>Ensure zero tolerance of harassment and bullying.</li>
    <li>Make equality in the workplace the responsibility of all leaders and managers.</li>
    <li>Take action that supports ethnic minority career progression.</li>
    <li>Support race inclusion allies in the workplace.</li>
    <li>Include Black, Asian, Mixed Race and other ethnically diverse-led enterprise owners in supply chains.</li>
</ul></div></div></div></div></div></div></section></div></div></div>
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