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width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" stroke="#46616e" fill="#46616e"></path></svg></span><span>Over 70s</span></a></li><li><a href="/travel-insurance/articles/over-75-travel-insurance"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" stroke="#46616e" fill="#46616e"></path></svg></span><span>Over 75s</span></a></li><li><a href="/travel-insurance/articles/over-80-travel-insurance"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" stroke="#46616e" fill="#46616e"></path></svg></span><span>Over 80s</span></a></li><li class="contentExpander__category"><a id="F4D7CF6166094A8BA2627BE3C8B4AB6E-D408E26589ED4AA0B1842E8DFD426E8E/travel-insurance/existing-customers-mobile" href="/travel-insurance/existing-customers" rel=""><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" stroke="#46616e" fill="#46616e"></path></svg></span><span>Travel existing customers</span></a></li></ul></nav></span></div></div><div class="secondaryNav__existing"><a id="F4D7CF6166094A8BA2627BE3C8B4AB6E-D408E26589ED4AA0B1842E8DFD426E8E/travel-insurance/existing-customers-existing" href="/travel-insurance/existing-customers" rel=""><span>Travel existing customers</span><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" stroke="#ffffff" fill="#ffffff"></path></svg></span></a></div></div></div></div>
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<div id="react_0HNM2Q3TH75HJ"><div data-reactroot=""><section class="module module--quicklinks theme-warm-grey  module--product module-noCurveTop module-noCurveBottom  module-curve-after-convex    theme--text-green "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div class="wrapper"><div class="container module--quicklinks__container"><div class="columns@md product-intro__main spaced"><div class="spaced"><div class="module--quicklinks__info"><div class="head   theme-text-core"><div class="head__main"><h2 class="title head__title">What&#39;s annual travel insurance?</h2></div></div><div data-testid="intro"><div>We're 5 Star rated by <a id="AF7F11BFB235449ABEF5524A3EC3E258-ABDA2A3C031D4B688BC6D4ADBD49F55C" href="https://www.lv.com/insurance/about-us/awards/defaqto">Defaqto</a> for our Premier policy.<br /></div><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div></div></div></div><div><div class="module--quicklinks__list box "><div><p>Looking for <a id="AF7F11BFB235449ABEF5524A3EC3E258-4FB9323824974C40BEBC762700D5CD5B" href="/travel-insurance/articles/what-does-travel-insurance-cover">annual multi-trip travel insurance</a>? Our comprehensive coverage allows you to embark on multiple trips throughout the year hassle-free. Whether you're planning a solo adventure or a <a id="AF7F11BFB235449ABEF5524A3EC3E258-4FB9323824974C40BEBC762700D5CD5B-1" href="/travel-insurance/family-and-group-travel-insurance">group excursion</a>, our policy has got you covered. With our Essential policy, you can enjoy up to 31 days of coverage per trip, while our Premier policy extends that to an impressive 90 days per trip.</p>
<p>Plus, children are automatically covered on our annual policy if they travel as part of a school, university or club trip and are accompanied by a responsible adult**. If your child is a student, take a look at our handy guide for <a id="AF7F11BFB235449ABEF5524A3EC3E258-4FB9323824974C40BEBC762700D5CD5B-2" href="/travel-insurance/articles/guide-for-students">student travel insurance</a>. So, all you need to decide is where you're going and who with!</p></div><ul class="links"></ul></div></div></div></div></div></section></div></div>
<script>hydrateOnLoad.push(function(){ReactDOM.hydrate(React.createElement(Components.Quicklinks, {"hasReducedTopPadding":false,"id":"quicklinksintro-bdfc63d4-d08a-48b2-a919-72f4ab061991","heading":"What&#39;s annual travel insurance?","flourish":{"src":null,"html":null,"size":{"height":0,"width":0},"extension":null,"altText":null,"accessibleDescription":null},"theme":{"textColour":"green","subHeadingTextColour":null,"topCurve":null,"bottomCurve":null,"themeName":"warm-grey","themeProperties":{"name":"warm-grey","startColour":"#FCF9F2","endColour":""},"themeBeforeProperties":null,"themeBefore":null,"themeAfterProperties":{"name":"dusty-mint","startColour":"#cbf6ee","endColour":"#eef7e8"},"themeAfter":"dusty-mint","bottomCurveBefore":null,"topCurveAfter":"convex","isFirstOnPage":false},"links":{"heading":"","text":"<p>Looking for <a id=\"AF7F11BFB235449ABEF5524A3EC3E258-4FB9323824974C40BEBC762700D5CD5B\" href=\"/travel-insurance/articles/what-does-travel-insurance-cover\">annual multi-trip travel insurance</a>? Our comprehensive coverage allows you to embark on multiple trips throughout the year hassle-free. Whether you're planning a solo adventure or a <a id=\"AF7F11BFB235449ABEF5524A3EC3E258-4FB9323824974C40BEBC762700D5CD5B-1\" href=\"/travel-insurance/family-and-group-travel-insurance\">group excursion</a>, our policy has got you covered. With our Essential policy, you can enjoy up to 31 days of coverage per trip, while our Premier policy extends that to an impressive 90 days per trip.</p>\n<p>Plus, children are automatically covered on our annual policy if they travel as part of a school, university or club trip and are accompanied by a responsible adult**. If your child is a student, take a look at our handy guide for <a id=\"AF7F11BFB235449ABEF5524A3EC3E258-4FB9323824974C40BEBC762700D5CD5B-2\" href=\"/travel-insurance/articles/guide-for-students\">student travel insurance</a>. So, all you need to decide is where you're going and who with!</p>","label":"","inBox":true,"items":[]},"reevoo":null,"contact":null,"intro":{"ctas":[{"type":"","link":"","isEmpty":true}],"image":{"src":"/-/insurance/media/gi/awards/defaqto-2026/jb2182026lvtravelflourishdefaqto2026360x240pxv2.svg?h=30&w=103&u=20260216163506","html":"<img src=\"/-/insurance/media/gi/awards/defaqto-2026/jb2182026lvtravelflourishdefaqto2026360x240pxv2.svg?iar=0&amp;u=20260216163506&amp;hash=612C483849ECA21F44A0F7BE5C64528B\" alt=\"\" />","size":{"height":0,"width":0},"extension":"svg","altText":"","accessibleDescription":""},"label":"","headline":"","paragraph":"We're 5 Star rated by <a id=\"AF7F11BFB235449ABEF5524A3EC3E258-ABDA2A3C031D4B688BC6D4ADBD49F55C\" href=\"https://www.lv.com/insurance/about-us/awards/defaqto\">Defaqto</a> for our Premier policy.<br />","isEmpty":false},"isThirds":false,"feefo":{"feefoScoreBadgeHtml":""}}), document.getElementById("react_0HNM2Q3TH75HJ"))});</script>

<div id="react_0HNM2Q3TH75HK"><div data-reactroot=""><section class="module product-features theme-white  module--product module-curve-top-convex module-curve-bottom-convex      theme--text-green "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div style="position:absolute;width:100%;top:0;bottom:auto;left:0;pointer-events:none"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMin" style="display:block;line-height:0;width:103%;z-index:3;top:0;bottom:auto;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="0603854f-f412-4899-b8b5-63d56d454bee-top-gradbg"><stop offset="0%" stop-color="#FCF9F2"></stop><stop offset="100%" stop-color="#FCF9F2"></stop></linearGradient><mask id="0603854f-f412-4899-b8b5-63d56d454bee-top-mask"><path d="M0,36S294,0,719.5,0,1439,36,1439,36V0H0Z" fill="#ffffff" style="transform:translateY(-0.3px)"></path></mask></defs><rect mask="url(#0603854f-f412-4899-b8b5-63d56d454bee-top-mask)" fill="url(#0603854f-f412-4899-b8b5-63d56d454bee-top-gradbg)" style="transform:translateY(-0.3px)" width="1440" height="35.6"></rect></svg></div><div class="wrapper"><div class="container product-features__container"><div class="product-features__flourish"></div><div class="columns@md product-features__main"><div><div class="head   theme-text-core"><div class="head__main"><h2 class="label">Why choose annual travel insurance?</h2><p class="title head__title">Going away twice or more this year? Our annual travel insurance is the one for you</p></div></div><span class="image product-features__image hide@sm"><img src="/-/insurance/media/flourishes/with-travel-theme/what-activities-360x140.svg?h=140&amp;iar=0&amp;w=360&amp;u=20220601193756&amp;hash=55CF76655AE4381750F9FF3A6EC4BA03" alt="Icon of a bicycle" width="360" height="140" /></span></div><div><div class="product-features__body bulleted"><ul>
    <li>We'll cover you up to <strong>31</strong> days at a time on our Essential policy and up to <strong>90</strong> days on our Premier policy&nbsp;</li>
    <li>Multi trip travel insurance can save you time and money. You'll have one policy for all your trips and we can even automatically renew the policy every year for you</li>
    <li>Children are automatically covered on our annual policy if they travel as part of an organised school, university or club and are accompanied by a responsible adult**</li>
    <li><a id="EF24C81C60F44A87A90B92E7D5475629-09D715F4756340D0B099CF432EE49433" href="/travel-insurance/cruise-cover">Cruise cover</a> is included as standard on our annual policies, all aboard!</li>
    <li>If all that's not enough, we'll also treat you a 20% discount if you buy online</li>
</ul>
<p>&nbsp;</p>
<p>**16-21 year olds need to be covered under the <em>unaccompanied travellers aged 16-21 option</em> if they are travelling independently - e.g. with a friend or another family</p></div></div></div></div></div><div style="position:absolute;width:100%;top:auto;bottom:0;left:0;pointer-events:none"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMax" style="display:block;line-height:0;width:103%;z-index:3;top:auto;bottom:0;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="0603854f-f412-4899-b8b5-63d56d454bee-bottom-gradbg"><stop offset="0%" stop-color="#FCF9F2"></stop><stop offset="100%" stop-color="#FCF9F2"></stop></linearGradient><mask id="0603854f-f412-4899-b8b5-63d56d454bee-bottom-mask"><path d="M1440,0c-1.3,0.1-2.7,0.3-4,0.4c-209.1,22.3-454.1,35.6-716,35.6h720V0z" fill="#ffffff"></path><path d="M720,35.6C456.4,35.6,210,22.6,0,0v35.6H720z" fill="#ffffff"></path></mask></defs><rect mask="url(#0603854f-f412-4899-b8b5-63d56d454bee-bottom-mask)" fill="url(#0603854f-f412-4899-b8b5-63d56d454bee-bottom-gradbg)" width="1440" height="35.6"></rect></svg></div></section></div></div>
<script>hydrateOnLoad.push(function(){ReactDOM.hydrate(React.createElement(Components.Features, {"label":"Why choose annual travel insurance?","headline":"Going away twice or more this year? Our annual travel insurance is the one for you","intro":"","body":"<ul>\n    <li>We'll cover you up to <strong>31</strong> days at a time on our Essential policy and up to <strong>90</strong> days on our Premier policy&nbsp;</li>\n    <li>Multi trip travel insurance can save you time and money. You'll have one policy for all your trips and we can even automatically renew the policy every year for you</li>\n    <li>Children are automatically covered on our annual policy if they travel as part of an organised school, university or club and are accompanied by a responsible adult**</li>\n    <li><a id=\"EF24C81C60F44A87A90B92E7D5475629-09D715F4756340D0B099CF432EE49433\" href=\"/travel-insurance/cruise-cover\">Cruise cover</a> is included as standard on our annual policies, all aboard!</li>\n    <li>If all that's not enough, we'll also treat you a 20% discount if you buy online</li>\n</ul>\n<p>&nbsp;</p>\n<p>**16-21 year olds need to be covered under the <em>unaccompanied travellers aged 16-21 option</em> if they are travelling independently - e.g. with a friend or another family</p>","imageLeft":{"src":"/-/insurance/media/flourishes/with-travel-theme/what-activities-360x140.svg?h=140&w=360&u=20220601193756","html":"<img src=\"/-/insurance/media/flourishes/with-travel-theme/what-activities-360x140.svg?h=140&amp;iar=0&amp;w=360&amp;u=20220601193756&amp;hash=55CF76655AE4381750F9FF3A6EC4BA03\" alt=\"Icon of a bicycle\" width=\"360\" height=\"140\" />","size":{"height":140,"width":360},"extension":"svg","altText":"Icon of a bicycle","accessibleDescription":""},"imageRight":{"src":null,"html":null,"size":{"height":0,"width":0},"extension":null,"altText":null,"accessibleDescription":null},"flourish":{"src":null,"html":null,"size":{"height":0,"width":0},"extension":null,"altText":null,"accessibleDescription":null},"ctas":[],"theme":{"textColour":"green","subHeadingTextColour":null,"topCurve":{"type":"convex"},"bottomCurve":{"type":"convex"},"themeName":"white","themeProperties":{"name":"white","startColour":"#fff","endColour":""},"themeBeforeProperties":{"name":"warm-grey","startColour":"#FCF9F2","endColour":""},"themeBefore":"warm-grey","themeAfterProperties":{"name":"warm-grey","startColour":"#FCF9F2","endColour":""},"themeAfter":"warm-grey","bottomCurveBefore":null,"topCurveAfter":null,"isFirstOnPage":false},"price":{"prefix":"","text":""},"quote":null,"editButton":null,"iconList":null,"additional":null,"feefoReview":null,"id":"0603854f-f412-4899-b8b5-63d56d454bee"}), document.getElementById("react_0HNM2Q3TH75HK"))});</script>

<div id="react_0HNM2Q3TH75HL"><div data-reactroot=""><section class="module product-features theme-warm-grey  module--product module-noCurveTop module-curve-bottom-concave module-curve-before-convex module-curve-after-concave    theme--text-green "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div class="wrapper"><div class="container product-features__container"><div class="product-features__flourish"><div style="padding-top:100%" class="lazyload-placeholder"><div></div></div></div><div class="columns@md product-features__main"><div><div class="head   theme-text-core"><div class="head__main"><h2 class="label">So, what&#39;s covered with our annual multi trip insurance?&#160;</h2><p class="title head__title">We&#39;ll take care of any bumps in the road, so all you need to sort is where you&#39;re going (and who&#39;s invited!)</p></div></div><span class="image product-features__image hide@sm"><img src="/-/insurance/media/flourishes/with-travel-theme/baggage-360x140.svg?h=140&amp;iar=0&amp;w=360&amp;u=20220601193755&amp;hash=69446EA63F4330C01E2650F16DA9A9C3" alt="" width="360" height="140" /></span></div><div><div class="product-features__body bulleted"><h3>Our&nbsp;<strong><span style="color: #178830;">Essential&nbsp;</span></strong>policy includes the following:</h3>
<ul>
    <li><strong>Up to &pound;5,000 holiday cancellation cover</strong><br />
    If your holiday is cancelled, cut short or your any activities and excursions are called off for a reason you can't control (like illness)</li>
    <li><strong>24-hour helpline&nbsp;</strong><br />
    You can call us to make a claim from wherever you are. You can also claim online 24/7 too.</li>
    <li><strong>Travel insurance with coronavirus cover</strong><br />
    If you test positive for coronavirus (COVID-19), we'll cover your medical and repatriation costs. <a id="286659806FCB48A684B024D3F7A5F503-09D715F4756340D0B099CF432EE49433" href="/travel-insurance/coronavirus">Find out what's covered with our coronavirus cover</a></li>
    <li><strong>All pre-existing medical conditions considered<br />
    </strong>Just make sure you let us know about them when you set up your policy.&nbsp;<span style="color: #242424; background-color: #ffffff;">All pre-existing medical conditions considered.</span></li>
</ul>
<p>&nbsp;</p>
<h3>Our Defaqto 5 Star rated&nbsp;<strong><span style="color: #178830;">Premier&nbsp;</span></strong>policy includes all of the above plus all of this:</h3>
<ul>
    <li><strong>Cover for delays and cancellations after 24 hours</strong><br />
    From bad weather to terrorism, ash clouds to strikes... basically, all the things we can&rsquo;t control</li>
    <li><strong>Up to &pound;1,000 if you miss your pre-booked transport</strong><br />
    Things like missing your flight because of a delayed train... it happens, but we'll sort it</li>
    <li><strong>Up to &pound;10,000 cancellation cover</strong><br />
    This covers you if you have to cancel your holiday, cut it short or cancel any activities or excursions for a reason completely out of your hands (like illness)</li>
</ul></div></div></div></div></div><div style="position:absolute;width:100%;top:auto;bottom:0;left:0;pointer-events:none"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMax" style="display:block;line-height:0;width:103%;z-index:3;top:auto;bottom:0;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="89fb0914-abba-4d7e-b2a0-f2fe3d3c6113-bottom-gradbg"><stop offset="0%" stop-color="#FCF9F2"></stop><stop offset="100%" stop-color="#FCF9F2"></stop></linearGradient><mask id="89fb0914-abba-4d7e-b2a0-f2fe3d3c6113-bottom-mask"><path d="M0,36S300.6,0,717,0V36Z" fill="#ffffff"></path><path d="M1440,36S1136.55,0,716,0V36Z" fill="#ffffff"></path></mask></defs><rect mask="url(#89fb0914-abba-4d7e-b2a0-f2fe3d3c6113-bottom-mask)" fill="url(#89fb0914-abba-4d7e-b2a0-f2fe3d3c6113-bottom-gradbg)" width="1440" height="35.6"></rect></svg></div></section></div></div>
<script>hydrateOnLoad.push(function(){ReactDOM.hydrate(React.createElement(Components.Features, {"label":"So, what&#39;s covered with our annual multi trip insurance?&#160;","headline":"We&#39;ll take care of any bumps in the road, so all you need to sort is where you&#39;re going (and who&#39;s invited!)","intro":"","body":"<h3>Our&nbsp;<strong><span style=\"color: #178830;\">Essential&nbsp;</span></strong>policy includes the following:</h3>\n<ul>\n    <li><strong>Up to &pound;5,000 holiday cancellation cover</strong><br />\n    If your holiday is cancelled, cut short or your any activities and excursions are called off for a reason you can't control (like illness)</li>\n    <li><strong>24-hour helpline&nbsp;</strong><br />\n    You can call us to make a claim from wherever you are. You can also claim online 24/7 too.</li>\n    <li><strong>Travel insurance with coronavirus cover</strong><br />\n    If you test positive for coronavirus (COVID-19), we'll cover your medical and repatriation costs. <a id=\"286659806FCB48A684B024D3F7A5F503-09D715F4756340D0B099CF432EE49433\" href=\"/travel-insurance/coronavirus\">Find out what's covered with our coronavirus cover</a></li>\n    <li><strong>All pre-existing medical conditions considered<br />\n    </strong>Just make sure you let us know about them when you set up your policy.&nbsp;<span style=\"color: #242424; background-color: #ffffff;\">All pre-existing medical conditions considered.</span></li>\n</ul>\n<p>&nbsp;</p>\n<h3>Our Defaqto 5 Star rated&nbsp;<strong><span style=\"color: #178830;\">Premier&nbsp;</span></strong>policy includes all of the above plus all of this:</h3>\n<ul>\n    <li><strong>Cover for delays and cancellations after 24 hours</strong><br />\n    From bad weather to terrorism, ash clouds to strikes... basically, all the things we can&rsquo;t control</li>\n    <li><strong>Up to &pound;1,000 if you miss your pre-booked transport</strong><br />\n    Things like missing your flight because of a delayed train... it happens, but we'll sort it</li>\n    <li><strong>Up to &pound;10,000 cancellation cover</strong><br />\n    This covers you if you have to cancel your holiday, cut it short or cancel any activities or excursions for a reason completely out of your hands (like illness)</li>\n</ul>","imageLeft":{"src":"/-/insurance/media/flourishes/with-travel-theme/baggage-360x140.svg?h=140&w=360&u=20220601193755","html":"<img src=\"/-/insurance/media/flourishes/with-travel-theme/baggage-360x140.svg?h=140&amp;iar=0&amp;w=360&amp;u=20220601193755&amp;hash=69446EA63F4330C01E2650F16DA9A9C3\" alt=\"\" width=\"360\" height=\"140\" />","size":{"height":140,"width":360},"extension":"svg","altText":"","accessibleDescription":""},"imageRight":{"src":null,"html":null,"size":{"height":0,"width":0},"extension":null,"altText":null,"accessibleDescription":null},"flourish":{"src":"/-/insurance/media/lv/products/flourish-cloud.svg?h=40&w=40&u=20251203115210","html":"<img src=\"/-/insurance/media/lv/products/flourish-cloud.svg?h=40&amp;iar=0&amp;w=40&amp;u=20251203115210&amp;hash=5917E8827327350F68E708D13ED446BA\" alt=\"\" width=\"40\" height=\"40\" />","size":{"height":40,"width":40},"extension":"svg","altText":"","accessibleDescription":""},"ctas":[],"theme":{"textColour":"green","subHeadingTextColour":null,"topCurve":null,"bottomCurve":{"type":"concave"},"themeName":"warm-grey","themeProperties":{"name":"warm-grey","startColour":"#FCF9F2","endColour":""},"themeBeforeProperties":{"name":"light-apricot","startColour":"#ffe7c9","endColour":"#fdf6e9"},"themeBefore":"light-apricot","themeAfterProperties":{"name":"warm-grey","startColour":"#FCF9F2","endColour":""},"themeAfter":"warm-grey","bottomCurveBefore":"convex","topCurveAfter":"concave","isFirstOnPage":false},"price":{"prefix":"","text":""},"quote":null,"editButton":null,"iconList":null,"additional":null,"feefoReview":null,"id":"89fb0914-abba-4d7e-b2a0-f2fe3d3c6113"}), document.getElementById("react_0HNM2Q3TH75HL"))});</script>
<div id="react_0HNM2Q3TH75HM"><div data-reactroot=""><section class="module product-list   module--product module-curve-top-concave module-noCurveBottom module-curve-before-concave module-curve-after-concave   product-list--3up product-list--first   "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div style="position:absolute;width:100%;top:0;bottom:auto;left:0;pointer-events:none"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMin" style="display:block;line-height:0;width:103%;z-index:3;top:0;bottom:auto;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="6f2c05b3-1c8e-4695-8d91-bdf57cd58308-top-gradbg"><stop offset="0%" stop-color="#FCF9F2"></stop><stop offset="100%" stop-color="#FCF9F2"></stop></linearGradient><mask id="6f2c05b3-1c8e-4695-8d91-bdf57cd58308-top-mask"><path d="M0,0S127,36,719.5,36,1439,0,1439,0Z" fill="#ffffff"></path></mask></defs><rect mask="url(#6f2c05b3-1c8e-4695-8d91-bdf57cd58308-top-mask)" fill="url(#6f2c05b3-1c8e-4695-8d91-bdf57cd58308-top-gradbg)" width="1440" height="35.6"></rect></svg></div><div class="wrapper"><div class="container product-list__container"><div class="head  align-center theme-text-core"><div class="head__main"><h2 class="title head__title">Wherever you plan to go, we have different types of travel insurance cover options to suit you...</h2></div></div><div class="product-list__main"><div class="product-item product-item--noGradient"><div class="product-item__main "><figure class="product-item__image hide-mask"><div class="  has-image"><picture class=""><source media="(min-width: 1025px)" srcSet="/-/insurance/media/flourishes/with-travel-theme/baggage-360x140.svg?u=20220601193755"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: landscape)" srcSet="/-/insurance/media/flourishes/with-travel-theme/baggage-360x140.svg?u=20220601193755"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: portrait)" srcSet="/-/insurance/media/flourishes/with-travel-theme/baggage-360x140.svg?u=20220601193755"/><source media="(min-width: 480px) and (max-width: 768px) and (orientation: landscape)" srcSet="/-/insurance/media/flourishes/with-travel-theme/baggage-360x140.svg?u=20220601193755"/><div style="padding-top:38.88888888888889%" class="lazyload-placeholder"><div></div></div></picture></div><div class="product-item__info"><p> </p></div></figure><div class="product-item__content "><div class="product-item__copy"><h3><span style="color: #178830;">Single trip&nbsp;insurance</span></h3>
<p>Looking for single trip insurance? We've got you covered. You can even get 20% discount if you buy online.</p></div><div class="product-item__footer"><span class="cta cta--primary cta--sm cta--wide cta--icon"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform: rotate(-90deg);"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#fff"></path></svg></span><a id="C1DF3FE4C2C543CD9A64F8EC0ACDE6BE-CD4556FDD83E423A8B0A0D7A73299622/travel-insurance/single-trip-travel-insurance"  href="/travel-insurance/single-trip-travel-insurance">Single trip insurance</a></span></div></div></div></div><div class="product-item product-item--noGradient"><div class="product-item__main "><figure class="product-item__image hide-mask"><div class="  has-image"><picture class=""><source media="(min-width: 1025px)" srcSet="/-/insurance/media/flourishes/with-travel-theme/standard-activities-360x140.svg?u=20220601193753"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: landscape)" srcSet="/-/insurance/media/flourishes/with-travel-theme/standard-activities-360x140.svg?u=20220601193753"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: portrait)" srcSet="/-/insurance/media/flourishes/with-travel-theme/standard-activities-360x140.svg?u=20220601193753"/><source media="(min-width: 480px) and (max-width: 768px) and (orientation: landscape)" srcSet="/-/insurance/media/flourishes/with-travel-theme/standard-activities-360x140.svg?u=20220601193753"/><div style="padding-top:38.88888888888889%" class="lazyload-placeholder"><div></div></div></picture></div><div class="product-item__info"><p> </p></div></figure><div class="product-item__content "><div class="product-item__copy"><h3><span style="color: #178830;">Family and group travel&nbsp;insurance</span></h3>
<p><span style="background-color: #ffffff; color: #3d3d3d;">From family holidays to city breaks with friends, our family and group travel insurance covers up to ten people under one policy.<br />
</span></p></div><div class="product-item__footer"><span class="cta cta--primary cta--sm cta--wide cta--icon"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform: rotate(-90deg);"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#fff"></path></svg></span><a id="EDD58F9EB60F414DA723BC351FDF5652-CD4556FDD83E423A8B0A0D7A73299622https://www.lv.com/travel-insurance/family-and-group-travel-insurance"  href="https://www.lv.com/travel-insurance/family-and-group-travel-insurance">Family and group insurance</a></span></div></div></div></div><div class="product-item product-item--noGradient"><div class="product-item__main "><figure class="product-item__image hide-mask"><div class="  has-image"><picture class=""><source media="(min-width: 1025px)" srcSet="/-/insurance/media/flourishes/with-travel-theme/winter-sports-activities-360x140.svg?u=20220601193756"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: landscape)" srcSet="/-/insurance/media/flourishes/with-travel-theme/winter-sports-activities-360x140.svg?u=20220601193756"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: portrait)" srcSet="/-/insurance/media/flourishes/with-travel-theme/winter-sports-activities-360x140.svg?u=20220601193756"/><source media="(min-width: 480px) and (max-width: 768px) and (orientation: landscape)" srcSet="/-/insurance/media/flourishes/with-travel-theme/winter-sports-activities-360x140.svg?u=20220601193756"/><div style="padding-top:38.88888888888889%" class="lazyload-placeholder"><div></div></div></picture></div><div class="product-item__info"><p> </p></div></figure><div class="product-item__content "><div class="product-item__copy"><h3><span style="color: #178830;">Winter sports and ski&nbsp;insurance</span></h3>
<p>Hitting the slopes? Adding our winter sports and ski cover to your travel insurance means you can enjoy skiing, snowboarding, sledging and more!&nbsp;</p></div><div class="product-item__footer"><span class="cta cta--primary cta--sm cta--wide cta--icon"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform: rotate(-90deg);"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#fff"></path></svg></span><a id="88EBD36B86CA4A298AE4B7DB82F43716-CD4556FDD83E423A8B0A0D7A73299622/travel-insurance/winter-sports-and-ski-insurance"  href="/travel-insurance/winter-sports-and-ski-insurance">Winter sports and ski insurance</a></span></div></div></div></div><div class="product-item product-item--blank"></div><div class="product-item product-item--blank"></div><div class="product-item product-item--blank"></div></div></div></div></section></div></div>
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You can even get 20% discount if you buy online.</p>","image":{"desktopImage":{"src":"/-/insurance/media/flourishes/with-travel-theme/baggage-360x140.svg?u=20220601193755","html":"<img src=\"/-/insurance/media/flourishes/with-travel-theme/baggage-360x140.svg?u=20220601193755\" />","size":{"height":140,"width":360},"extension":"svg","altText":"","accessibleDescription":""},"tabletImageLandscape":null,"tabletImagePortrait":null,"mobileImageLandscape":null,"mobileImagePortrait":null,"desktopImageLowRes":{"src":"/-/insurance/media/flourishes/with-travel-theme/baggage-360x140.svg?w=50&u=20220601193755","html":"<img src=\"/-/insurance/media/flourishes/with-travel-theme/baggage-360x140.svg?w=50&u=20220601193755\" />","size":{"height":140,"width":360},"extension":"svg","altText":"","accessibleDescription":""},"tabletImageLandscapeLowRes":null,"tabletImagePortraitLowRes":null,"mobileImageLandscapeLowRes":null,"mobileImagePortraitLowRes":null},"offer":{"value":"","label":""},"award":{"src":null,"html":null,"size":{"height":0,"width":0},"extension":null,"altText":null,"accessibleDescription":null},"noGradient":true,"isSmallImage":false,"quote":"<a id=\"C1DF3FE4C2C543CD9A64F8EC0ACDE6BE-CD4556FDD83E423A8B0A0D7A73299622/travel-insurance/single-trip-travel-insurance\"  href=\"/travel-insurance/single-trip-travel-insurance\">Single trip insurance</a>","more":"","plainTextTitle":""},{"title":"","content":"<h3><span style=\"color: #178830;\">Family and group travel&nbsp;insurance</span></h3>\n<p><span style=\"background-color: #ffffff; color: #3d3d3d;\">From family holidays to city breaks with friends, our family and group travel insurance covers up to ten people under one policy.<br />\n</span></p>","image":{"desktopImage":{"src":"/-/insurance/media/flourishes/with-travel-theme/standard-activities-360x140.svg?u=20220601193753","html":"<img src=\"/-/insurance/media/flourishes/with-travel-theme/standard-activities-360x140.svg?u=20220601193753\" />","size":{"height":140,"width":360},"extension":"svg","altText":"Icon of a pir of binoculars, a beach and a city in the background","accessibleDescription":""},"tabletImageLandscape":null,"tabletImagePortrait":null,"mobileImageLandscape":null,"mobileImagePortrait":null,"desktopImageLowRes":{"src":"/-/insurance/media/flourishes/with-travel-theme/standard-activities-360x140.svg?w=50&u=20220601193753","html":"<img src=\"/-/insurance/media/flourishes/with-travel-theme/standard-activities-360x140.svg?w=50&u=20220601193753\" />","size":{"height":140,"width":360},"extension":"svg","altText":"Icon of a pir of binoculars, a beach and a city in the background","accessibleDescription":""},"tabletImageLandscapeLowRes":null,"tabletImagePortraitLowRes":null,"mobileImageLandscapeLowRes":null,"mobileImagePortraitLowRes":null},"offer":{"value":"","label":""},"award":{"src":null,"html":null,"size":{"height":0,"width":0},"extension":null,"altText":null,"accessibleDescription":null},"noGradient":true,"isSmallImage":false,"quote":"<a id=\"EDD58F9EB60F414DA723BC351FDF5652-CD4556FDD83E423A8B0A0D7A73299622https://www.lv.com/travel-insurance/family-and-group-travel-insurance\"  href=\"https://www.lv.com/travel-insurance/family-and-group-travel-insurance\">Family and group insurance</a>","more":"","plainTextTitle":""},{"title":"","content":"<h3><span style=\"color: #178830;\">Winter sports and ski&nbsp;insurance</span></h3>\n<p>Hitting the slopes? Adding our winter sports and ski cover to your travel insurance means you can enjoy skiing, snowboarding, sledging and more!&nbsp;</p>","image":{"desktopImage":{"src":"/-/insurance/media/flourishes/with-travel-theme/winter-sports-activities-360x140.svg?u=20220601193756","html":"<img src=\"/-/insurance/media/flourishes/with-travel-theme/winter-sports-activities-360x140.svg?u=20220601193756\" />","size":{"height":140,"width":360},"extension":"svg","altText":"Icon of a pair of ski's in some snow","accessibleDescription":""},"tabletImageLandscape":null,"tabletImagePortrait":null,"mobileImageLandscape":null,"mobileImagePortrait":null,"desktopImageLowRes":{"src":"/-/insurance/media/flourishes/with-travel-theme/winter-sports-activities-360x140.svg?w=50&u=20220601193756","html":"<img src=\"/-/insurance/media/flourishes/with-travel-theme/winter-sports-activities-360x140.svg?w=50&u=20220601193756\" />","size":{"height":140,"width":360},"extension":"svg","altText":"Icon of a pair of ski's in some snow","accessibleDescription":""},"tabletImageLandscapeLowRes":null,"tabletImagePortraitLowRes":null,"mobileImageLandscapeLowRes":null,"mobileImagePortraitLowRes":null},"offer":{"value":"","label":""},"award":{"src":null,"html":null,"size":{"height":0,"width":0},"extension":null,"altText":null,"accessibleDescription":null},"noGradient":true,"isSmallImage":false,"quote":"<a id=\"88EBD36B86CA4A298AE4B7DB82F43716-CD4556FDD83E423A8B0A0D7A73299622/travel-insurance/winter-sports-and-ski-insurance\"  href=\"/travel-insurance/winter-sports-and-ski-insurance\">Winter sports and ski insurance</a>","more":"","plainTextTitle":""}],"theme":{"textColour":null,"subHeadingTextColour":null,"topCurve":{"type":"concave"},"bottomCurve":null,"themeName":null,"themeProperties":null,"themeBeforeProperties":{"name":"warm-grey","startColour":"#FCF9F2","endColour":""},"themeBefore":"warm-grey","themeAfterProperties":{"name":"white","startColour":"#fff","endColour":""},"themeAfter":"white","bottomCurveBefore":"concave","topCurveAfter":"concave","isFirstOnPage":false},"isFirst":true,"isLast":false,"showProductCards":true,"id":"6f2c05b3-1c8e-4695-8d91-bdf57cd58308"}), document.getElementById("react_0HNM2Q3TH75HM"))});</script><div id="react_0HNM2Q3TH75HN"><div data-reactroot=""><section class="module product-accordion theme-white  module--product module-curve-top-concave module-noCurveBottom       "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div style="position:absolute;width:100%;top:0;bottom:auto;left:0;pointer-events:none"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMin" style="display:block;line-height:0;width:103%;z-index:3;top:0;bottom:auto;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="d3544db5-a7a0-4d7b-a766-3d95e4ed9c81-top-gradbg"><stop offset="0%" stop-color="#ffffff"></stop><stop offset="100%" stop-color="#ffffff"></stop></linearGradient><mask id="d3544db5-a7a0-4d7b-a766-3d95e4ed9c81-top-mask"><path d="M0,0S127,36,719.5,36,1439,0,1439,0Z" fill="#ffffff"></path></mask></defs><rect mask="url(#d3544db5-a7a0-4d7b-a766-3d95e4ed9c81-top-mask)" fill="url(#d3544db5-a7a0-4d7b-a766-3d95e4ed9c81-top-gradbg)" width="1440" height="35.6"></rect></svg></div><div class="wrapper"><div class="container product-accordion__container"><div class="product-accordion__inner"><div class="head align-center"><h3 class="title product-accordion__title">More about LV= annual travel insurance</h3></div><div class="product-accordion__main"><div class="accordion accordion--contact "><div class="accordion__item"><button type="button" aria-expanded="false" aria-controls="section1" class="accordion__head"><span class="accordion__head__label">What&#39;s not covered?</span><span class="accordion__icon"><span class="icon icon--plus"><span></span><span></span></span></span></button><div class="accordion__section" id="section1" aria-hidden="true" style="height:0"><div class="accordion__article"><span><ul>
    <li>Destinations we&rsquo;ve not agreed to cover</li>
    <li><a id="27A9E6B72D764B36B2019F623BA8F27A-A5CAADD516C345068F362D11573D21CC" href="/travel-insurance/coronavirus/coronavirus-update">Claims relating to a pandemic (including COVID-19)</a>, except where cover has been expressly stated. </li>
    <li>Cancellation due to you not wishing to travel<span></span></li>
    <li><span></span>Cancellation due to not obtaining the correct documents required to travel to your destination, including Passports or evidence of vaccinations.</li>
    <li>Pre-existing medical conditions unless we&rsquo;ve agreed to cover&nbsp;</li>
    <li>Delay (<strong>Essential</strong>), or delay under 12 hours (<strong>Premier</strong>)</li>
    <li>Holiday cancellation due to delays (<strong>Essential</strong>)</li>
    <li>Refreshment costs for delays under 12 hours (<strong>Essential</strong> and <strong>Premier</strong>)<br />
    <br />
    Read our most common examples of what's not covered in our <a id="27A9E6B72D764B36B2019F623BA8F27A-A5CAADD516C345068F362D11573D21CC-1" href="/travel-insurance/existing-customers/claim/claim-considerations">claims considerations</a>&nbsp;guide</li>
</ul></span></div></div></div><div class="accordion__item"><button type="button" aria-expanded="false" aria-controls="section2" class="accordion__head"><span class="accordion__head__label">Policy documents </span><span class="accordion__icon"><span class="icon icon--plus"><span></span><span></span></span></span></button><div class="accordion__section" id="section2" aria-hidden="true" style="height:0"><div class="accordion__article"><span><h3><span style="color: #178830;"><strong>Our policy documents</strong></span></h3>
<p>
<span style="font-size: 18px; color: #178830;"><span style="color: #178830;">You can get these and other documents from us in braille, large print or audio by&nbsp;</span><a id="9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC" href="https://www.lv.com/insurance/accessibility#email">sending us an email</a><span style="color: #178830;">.</span></span></p>
<p><span style="font-size: 18px; color: #178830;"></span></p>
<p><a id="9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-1" href="https://www.lv.com/-/insurance/media/gi/travel-insurance/pdfs/policy-documents/2022/34645-2022-LV-Travel-DOI"></a><a id="9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-2" href="/-/insurance/media/gi/travel-insurance/pdfs/policy-documents/2024/lv-travel-doi_2024.pdf?u=20241016073033"></a><a id="9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-3" href="/-/insurance/media/gi/travel-insurance/pdfs/policy-documents/2022/34645-2022-lv-travel-doi.pdf?u=20230321145207"></a><a href="/-/insurance/media/gi/travel-insurance/pdfs/policy-documents/2024/lv-travel-doi_2024.pdf?u=20241016073033"><a href="/-/insurance/media/gi/travel-insurance/pdfs/policy-documents/2024/lv-travel-doi_2024.pdf?u=20241016073033">Travel insurance policy document (PDF 606 KB)<br />
</a><a href="/-/insurance/media/gi/travel-insurance/pdfs/product-information/2024/39580-2024-travel-ipid.pdf?u=20240904081545"><br />
Travel insurance product information document (PDF 88KB)</a><br />
<br />
<a id="9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-4" href="https://www.lv.com/insurance/data-protection">How we use your personal information</a><br />
<br />
<a id="9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-5" href="/-/insurance/media/gi/travel-insurance/pdfs/activities/2025/0040546-2025-lv-travelessential-standard-activities.pdf?u=20250207155829">Travel Essential activities document (PDF 55KB)</a><br />
<br />
<a id="9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-6" href="/-/insurance/media/gi/travel-insurance/pdfs/activities/2025/00404012025-lv-travelpremier-activities.pdf?u=20250207155829">Travel Premier activities document (PDF 65KB)</a></a><a href="/-/insurance/media/gi/travel-insurance/pdfs/activities/00317442020-lv-travelpremier-activities.pdf?la=en&amp;u=20200603135158"><br />
</a></p></span></div></div></div></div></div></div></div></div></section></div></div>
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color: #178830;\"><span style=\"color: #178830;\">You can get these and other documents from us in braille, large print or audio by&nbsp;</span><a id=\"9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC\" href=\"https://www.lv.com/insurance/accessibility#email\">sending us an email</a><span style=\"color: #178830;\">.</span></span></p>\n<p><span style=\"font-size: 18px; color: #178830;\"></span></p>\n<p><a id=\"9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-1\" href=\"https://www.lv.com/-/insurance/media/gi/travel-insurance/pdfs/policy-documents/2022/34645-2022-LV-Travel-DOI\"></a><a id=\"9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-2\" href=\"/-/insurance/media/gi/travel-insurance/pdfs/policy-documents/2024/lv-travel-doi_2024.pdf?u=20241016073033\"></a><a id=\"9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-3\" href=\"/-/insurance/media/gi/travel-insurance/pdfs/policy-documents/2022/34645-2022-lv-travel-doi.pdf?u=20230321145207\"></a><a href=\"/-/insurance/media/gi/travel-insurance/pdfs/policy-documents/2024/lv-travel-doi_2024.pdf?u=20241016073033\"><a href=\"/-/insurance/media/gi/travel-insurance/pdfs/policy-documents/2024/lv-travel-doi_2024.pdf?u=20241016073033\">Travel insurance policy document (PDF 606 KB)<br />\n</a><a href=\"/-/insurance/media/gi/travel-insurance/pdfs/product-information/2024/39580-2024-travel-ipid.pdf?u=20240904081545\"><br />\nTravel insurance product information document (PDF 88KB)</a><br />\n<br />\n<a id=\"9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-4\" href=\"https://www.lv.com/insurance/data-protection\">How we use your personal information</a><br />\n<br />\n<a id=\"9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-5\" href=\"/-/insurance/media/gi/travel-insurance/pdfs/activities/2025/0040546-2025-lv-travelessential-standard-activities.pdf?u=20250207155829\">Travel Essential activities document (PDF 55KB)</a><br />\n<br />\n<a id=\"9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-6\" href=\"/-/insurance/media/gi/travel-insurance/pdfs/activities/2025/00404012025-lv-travelpremier-activities.pdf?u=20250207155829\">Travel Premier activities document (PDF 65KB)</a></a><a href=\"/-/insurance/media/gi/travel-insurance/pdfs/activities/00317442020-lv-travelpremier-activities.pdf?la=en&amp;u=20200603135158\"><br />\n</a></p>","open":false,"anchorId":"Policy-documents-"}],"heading":"More about LV= annual travel insurance","modifier":"contact","modalGroup":null}), document.getElementById("react_0HNM2Q3TH75HN"))});</script><div id="react_0HNM2Q3TH75HO"><div data-reactroot=""><section class="module product-accordion theme-cool-grey  module--product module-noCurveTop module-noCurveBottom  module-curve-after-convex     "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div class="wrapper"><div class="container product-accordion__container"><div class="product-accordion__inner"><div class="head align-center"><h3 class="title product-accordion__title">More about annual travel insurance optional extras</h3></div><div class="product-accordion__main"><div class="accordion accordion--contact "><div class="accordion__item"><button type="button" aria-expanded="false" aria-controls="section1" class="accordion__head"><span class="accordion__head__label">Optional extras</span><span class="accordion__icon"><span class="icon icon--plus"><span></span><span></span></span></span></button><div class="accordion__section" id="section1" aria-hidden="true" style="height:0"><div class="accordion__article"><span><h3><span style="color: #178830;"><strong>Check out our range of optional extras</strong></span></h3>
<p><span style="color: #3d3d3d;"><strong>Baggage</strong></span></p>
<p><span style="color: #3d3d3d;">We cover your all-important personal items. From baggage to belongings, and even your cash. You&rsquo;ll get&hellip;&nbsp;<br />
</span></p>
<ul>
    <li><span style="color: #3d3d3d;">&pound;3,000 (including a &pound;500 single item limit and total valuables limit) with the <strong>Premier</strong> policy<br />
    </span></li>
    <li><span style="color: #3d3d3d;">&pound;2,000 (including a &pound;300 single item limit and total valuables limit) with the <strong>Essential</strong> policy&nbsp;<br />
    </span></li>
    <li><span style="color: #3d3d3d;">And finally, &pound;500 for money, including &pound;300 cash (on <strong>Premier</strong> and <strong>Essential</strong> policies)</span></li>
</ul>
<p><span style="color: #3d3d3d;"><a id="620D389144BA47AFAE87623E370DFC45-A5CAADD516C345068F362D11573D21CC" href="/travel-insurance/optional-extras">Find out more about our optional extras</a></span></p>
<p><span style="color: #3d3d3d;"><strong>Winter sports and ski cover</strong></span></p>
<p><span style="color: #3d3d3d;">Before you take off down a slope, make sure you&rsquo;re well protected if you land with a bump! We&rsquo;ll cover&hellip;&nbsp;<br />
</span></p>
<ul>
    <li><span style="color: #3d3d3d;">Emergency medical expenses<br />
    </span></li>
    <li><span style="color: #3d3d3d;">Personal accident<br />
    </span></li>
    <li><span style="color: #3d3d3d;">Personal liability</span></li>
</ul>
<p><span style="color: #3d3d3d;"><a id="620D389144BA47AFAE87623E370DFC45-A5CAADD516C345068F362D11573D21CC-1" href="/travel-insurance/winter-sports-and-ski-insurance">Find out more about winter sports and ski cover</a></span></p></span></div></div></div></div></div></div></div></div></section></div></div>
<script>hydrateOnLoad.push(function(){ReactDOM.hydrate(React.createElement(Components.AccordionModule, {"id":"3c2f40d0-b5ad-4929-bce7-724645c15247","theme":{"textColour":null,"subHeadingTextColour":null,"topCurve":null,"bottomCurve":null,"themeName":"cool-grey","themeProperties":{"name":"cool-grey","startColour":"#f7f7f7","endColour":""},"themeBeforeProperties":{"name":"white","startColour":"#fff","endColour":""},"themeBefore":"white","themeAfterProperties":{"name":"light-apricot","startColour":"#ffe7c9","endColour":"#fdf6e9"},"themeAfter":"light-apricot","bottomCurveBefore":null,"topCurveAfter":"convex","isFirstOnPage":false},"items":[{"heading":"Optional extras","children":"<h3><span style=\"color: #178830;\"><strong>Check out our range of optional extras</strong></span></h3>\n<p><span style=\"color: #3d3d3d;\"><strong>Baggage</strong></span></p>\n<p><span style=\"color: #3d3d3d;\">We cover your all-important personal items. From baggage to belongings, and even your cash. You&rsquo;ll get&hellip;&nbsp;<br />\n</span></p>\n<ul>\n    <li><span style=\"color: #3d3d3d;\">&pound;3,000 (including a &pound;500 single item limit and total valuables limit) with the <strong>Premier</strong> policy<br />\n    </span></li>\n    <li><span style=\"color: #3d3d3d;\">&pound;2,000 (including a &pound;300 single item limit and total valuables limit) with the <strong>Essential</strong> policy&nbsp;<br />\n    </span></li>\n    <li><span style=\"color: #3d3d3d;\">And finally, &pound;500 for money, including &pound;300 cash (on <strong>Premier</strong> and <strong>Essential</strong> policies)</span></li>\n</ul>\n<p><span style=\"color: #3d3d3d;\"><a id=\"620D389144BA47AFAE87623E370DFC45-A5CAADD516C345068F362D11573D21CC\" href=\"/travel-insurance/optional-extras\">Find out more about our optional extras</a></span></p>\n<p><span style=\"color: #3d3d3d;\"><strong>Winter sports and ski cover</strong></span></p>\n<p><span style=\"color: #3d3d3d;\">Before you take off down a slope, make sure you&rsquo;re well protected if you land with a bump! We&rsquo;ll cover&hellip;&nbsp;<br />\n</span></p>\n<ul>\n    <li><span style=\"color: #3d3d3d;\">Emergency medical expenses<br />\n    </span></li>\n    <li><span style=\"color: #3d3d3d;\">Personal accident<br />\n    </span></li>\n    <li><span style=\"color: #3d3d3d;\">Personal liability</span></li>\n</ul>\n<p><span style=\"color: #3d3d3d;\"><a id=\"620D389144BA47AFAE87623E370DFC45-A5CAADD516C345068F362D11573D21CC-1\" href=\"/travel-insurance/winter-sports-and-ski-insurance\">Find out more about winter sports and ski cover</a></span></p>","open":false,"anchorId":"Optional-extras"}],"heading":"More about annual travel insurance optional extras","modifier":"contact","modalGroup":null}), document.getElementById("react_0HNM2Q3TH75HO"))});</script><div id="react_0HNM2Q3TH75HP"><div data-reactroot=""><section class="module product-accordion theme-light-apricot  module--product module-curve-top-convex module-curve-bottom-concave       "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div style="position:absolute;width:100%;top:0;bottom:auto;left:0;pointer-events:none"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMin" style="display:block;line-height:0;width:103%;z-index:3;top:0;bottom:auto;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="36db2bcf-2fe7-413f-b420-05eec6d747cf-top-gradbg"><stop offset="0%" stop-color="#f7f7f7"></stop><stop offset="100%" stop-color="#f7f7f7"></stop></linearGradient><mask id="36db2bcf-2fe7-413f-b420-05eec6d747cf-top-mask"><path d="M0,36S294,0,719.5,0,1439,36,1439,36V0H0Z" fill="#ffffff" style="transform:translateY(-0.3px)"></path></mask></defs><rect mask="url(#36db2bcf-2fe7-413f-b420-05eec6d747cf-top-mask)" fill="url(#36db2bcf-2fe7-413f-b420-05eec6d747cf-top-gradbg)" style="transform:translateY(-0.3px)" width="1440" height="35.6"></rect></svg></div><div class="wrapper"><div class="container product-accordion__container"><div class="product-accordion__inner"><div class="head align-center"><h3 class="title product-accordion__title">Annual multi trip travel insurance FAQs</h3></div><div class="product-accordion__main"><div class="accordion accordion--contact "><div class="accordion__item"><button type="button" aria-expanded="false" aria-controls="section1" class="accordion__head"><span class="accordion__head__label">Which countries are in each area of travel insurance cover?</span><span class="accordion__icon"><span class="icon icon--plus"><span></span><span></span></span></span></button><div class="accordion__section" id="section1" aria-hidden="true" style="height:0"><div class="accordion__article"><span>To make sure that you're covered before and during your trip, it's important that you select the right area of cover.<br />
<br />
<strong>Our 'UK' area covers:<br />
</strong><br />
England<br />
Scotland<br />
Wales<br />
Northern Ireland<br />
Isle of Man<br />
Channel Islands<br />
<br />
<strong>Our 'Europe' area covers:</strong><br />
<br />
Looking for comprehensive European travel insurance? Our coverage extends to an extensive list of countries across the continent. When you choose our 'Europe' area coverage, you can explore Albania, Andorra, Austria, the Azores, the Balearic Islands, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, the Canary Islands, the Channel Islands, Croatia, Cyprus, the Czech Republic, Denmark, Egypt, England, Estonia, Finland, the Former Yugoslav Republic of Macedonia, France, Germany, Gibraltar, Greece, the Greek Islands, Hungary, Iceland, Ireland, the Isle of Man, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Malta, Moldova, Monaco, Montenegro, Morocco, the Netherlands, Northern Ireland, Norway, Poland, Portugal, Romania, Russia west of the Ural mountains, San Marino, Scotland, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tunisia, Turkey, Ukraine, Wales, and Vatican City State. Enjoy your travels worry-free with our comprehensive coverage<br />
<br />
<strong>Our 'Worldwide excluding North and Central America, Caribbean and Bahamas' covers anywhere except the following places:</strong><br />
<br />
Anguilla, Antigua, Aruba, Bahamas, Barbados, Barbuda, Belize, Canada, Cayman Islands, Caribbean Islands, Costa Rica, Cuba, Curacao, Dominica, Dominican Republic, El Salvador, Grand Cayman, Grenada, Guadeloupe, Guatemala, Haiti, Hawaii, Honduras, Jamaica, Martinique, Mexico, Montserrat, Netherlands Antilles, Nicaragua, Panama, Puerto Rico, Saint Barth&eacute;lemy, Saint Eustatius, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, United States of America, Virgin Islands (British and United States)<br />
<br />
<strong>Our 'Worldwide' area covers:</strong><br />
<br />
Anywhere in the world</span></div></div></div><div class="accordion__item"><button type="button" aria-expanded="false" aria-controls="section2" class="accordion__head"><span class="accordion__head__label">Can children who are covered on an annual multi-trip insurance policy travel on their own, independent of an insured adult?</span><span class="accordion__icon"><span class="icon icon--plus"><span></span><span></span></span></span></button><div class="accordion__section" id="section2" aria-hidden="true" style="height:0"><div class="accordion__article"><span><p style="color: #3d3d3d; margin-bottom: 1.5rem;">Yes, children are automatically covered to travel as part of an organised school, university or club trip if they are accompanied by a responsible adult. <br />
<br />
If you'd like anyone aged 16 to 22 years of age to be covered to travel independently e.g. on their own, with friends or with another family, you'll need to choose our cover for unaccompanied travellers aged 16 - 21.</p>
<p style="color: #3d3d3d; margin-top: 0px; margin-bottom: 1.5rem;">If anyone under the age of 16 needs to travel independently, please call us on&nbsp;<span><a id="DFC4BD4E41FB41028B5C8946A5EF4B80-A5CAADD516C345068F362D11573D21CC" href="tel:0330 678 6223 " style="color: #04589b; border-bottom: 1px solid rgba(4, 88, 155, 0.1);">0</a></span><a id="DFC4BD4E41FB41028B5C8946A5EF4B80-A5CAADD516C345068F362D11573D21CC-1" href="tel:0330 678 6223 " style="color: #04589b; border-bottom: 1px solid rgba(4, 88, 155, 0.1);">330 678 6223</a>&nbsp;as we may be able to offer cover.</p>
<p style="color: #3d3d3d; margin-top: 0px; margin-bottom: 1.5rem;">Lines are open:</p>
<p style="color: #3d3d3d; margin-top: 0px; margin-bottom: 1.5rem;">8am - 8pm Monday to Friday<br />
9am - 5pm Saturday and Bank Holidays<br />
10am - 4pm Sunday</p>
<p style="color: #3d3d3d; margin-top: 0px; margin-bottom: 1.5rem;">Calls may be recorded. For Text Phone: dial 18001 first.</p>
<p>&nbsp;</p></span></div></div></div><div class="accordion__item"><button type="button" aria-expanded="false" aria-controls="section3" class="accordion__head"><span class="accordion__head__label">What’s the difference between an Essential and Premier Travel policy?</span><span class="accordion__icon"><span class="icon icon--plus"><span></span><span></span></span></span></button><div class="accordion__section" id="section3" aria-hidden="true" style="height:0"><div class="accordion__article"><span><p>We offer two levels of annual travel insurance to suit your needs - <a id="DF72ED00965942C4B17679128A320B0A-A5CAADD516C345068F362D11573D21CC" href="/travel-insurance/cover-levels">Essential and Premier.</a></p>
<p><a id="DF72ED00965942C4B17679128A320B0A-A5CAADD516C345068F362D11573D21CC-1" href="/travel-insurance/cover-levels"></a>Our Essential policy offers up to &pound;10 million emergency medical cover, &pound;5,000 cancellation cover and &pound;25,000 personal accident cover.<br />
<br />
Premier offers everything that Essential does but offers &pound;10,000 cancellation cover plus extra cover for missed or cancelled flights, delays due to bad weather, strikes or other mishaps that may interrupt your travel plans.</p></span></div></div></div><div class="accordion__item"><button type="button" aria-expanded="false" aria-controls="section4" class="accordion__head"><span class="accordion__head__label">Does LV= travel insurance cover pre-existing medical conditions?</span><span class="accordion__icon"><span class="icon icon--plus"><span></span><span></span></span></span></button><div class="accordion__section" id="section4" aria-hidden="true" style="height:0"><div class="accordion__article"><span>Yes, we're able to provide cover for a number of medical conditions. If you require cover, we must be told about all <a id="86BC3BFBFD2B49B780104A96494208DA-A5CAADD516C345068F362D11573D21CC" href="https://www.lv.com/travel-insurance/travelling-with-medical-conditions">pre-existing medical conditions</a> for everyone named on the policy.<br />
<br />
If we're unable to provide cover for anyone's specific conditions you'll be shown this online or told this on the call before you pay for the policy. Once you've taken out a policy, your policy documents will confirm what medical conditions you've told us about and whether cover is provided for them.<br />
<br />
We'll either be able to provide cover for all the pre-existing conditions a person has, or none of them. For this reason it is very important that we're told about all conditions for everyone on the policy. If we're unable to cover a person's pre-existing conditions the premium will reflect that this cover has been removed.<br />
<br />
Unfortunately we can't give you a quote if you're waiting to have tests or investigations (or waiting for the results of any tests or investigations) for symptoms unless those symptoms are known to be directly related to an existing and already diagnosed condition.<br />
<br />
If we can&rsquo;t cover your medical condition or the premium is higher than you expected, help is still available. The Financial Conduct Authority (FCA) have created a Medical Cover Firm Directory. The directory lists all the firms that may be able to provide a policy to cover your medical conditions.<br />
<br />
You can find this directory on the <a id="86BC3BFBFD2B49B780104A96494208DA-A5CAADD516C345068F362D11573D21CC-1" href="https://www.moneyhelper.org.uk/en/everyday-money/insurance/use-our-travel-insurance-directory">Money Helper website</a> or give them a call on <a id="86BC3BFBFD2B49B780104A96494208DA-A5CAADD516C345068F362D11573D21CC-2" href="tel:0800 138 7777">0800 138 7777</a>. Lines open: Mon &ndash; Fri 8am to 6pm.
<br /></span></div></div></div><div class="accordion__item"><button type="button" aria-expanded="false" aria-controls="section5" class="accordion__head"><span class="accordion__head__label">I have an annual travel insurance policy. Do I need to call you each time I go away?</span><span class="accordion__icon"><span class="icon icon--plus"><span></span><span></span></span></span></button><div class="accordion__section" id="section5" aria-hidden="true" style="height:0"><div class="accordion__article"><span><p style="margin-bottom: 1.5rem;">No, our annual multi-trip policy allows you to take as many trips as you'd like throughout the year, as long as no trip exceeds 31 days (on an Essential policy) or 90 days (on a Premier policy). You'll also need to make sure that where you're going is within the area of cover you have selected.<br />
<br />
If anything changes, such as your address, please call us on&nbsp;<a id="675F9A664B2447E49CF56EA994A8917D-A5CAADD516C345068F362D11573D21CC" href="tel:0330 678 6222">0330 678 6222</a>&nbsp;and we can update our records. You only need to tell us about a change to your medical condition(s), or if you have a new medical condition(s), when you renew your policy with us.<br />
<br />
Lines open:<br />
<br />
Mon to Fri 8am - 8pm<br />
<br />
Sat and Bank Holidays 9am - 5pm<br />
<br />
Sun 10am - 4pm<br />
<br />
Calls may be recorded. For Text Phone first dial 18001</p></span></div></div></div><div class="accordion__item"><button type="button" aria-expanded="false" aria-controls="section6" class="accordion__head"><span class="accordion__head__label">Have another question?</span><span class="accordion__icon"><span class="icon icon--plus"><span></span><span></span></span></span></button><div class="accordion__section" id="section6" aria-hidden="true" style="height:0"><div class="accordion__article"><span>If you haven't found what you're looking for, you can <a id="DFF928D785C94DB8AEC405E6617BD045-A5CAADD516C345068F362D11573D21CC" href="/travel-insurance/travel-faqs-hub">read all our travel insurance FAQs in our FAQ hub.</a><br />
&nbsp;</span></div></div></div></div></div></div></div></div><div style="position:absolute;width:100%;top:auto;bottom:0;left:0;pointer-events:none"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMax" style="display:block;line-height:0;width:103%;z-index:3;top:auto;bottom:0;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="36db2bcf-2fe7-413f-b420-05eec6d747cf-bottom-gradbg"><stop offset="0%" stop-color="#FCF9F2"></stop><stop offset="100%" stop-color="#FCF9F2"></stop></linearGradient><mask id="36db2bcf-2fe7-413f-b420-05eec6d747cf-bottom-mask"><path d="M0,36S300.6,0,717,0V36Z" fill="#ffffff"></path><path d="M1440,36S1136.55,0,716,0V36Z" fill="#ffffff"></path></mask></defs><rect mask="url(#36db2bcf-2fe7-413f-b420-05eec6d747cf-bottom-mask)" fill="url(#36db2bcf-2fe7-413f-b420-05eec6d747cf-bottom-gradbg)" width="1440" height="35.6"></rect></svg></div></section></div></div>
<script>hydrateOnLoad.push(function(){ReactDOM.hydrate(React.createElement(Components.AccordionModule, {"id":"36db2bcf-2fe7-413f-b420-05eec6d747cf","theme":{"textColour":null,"subHeadingTextColour":null,"topCurve":{"type":"convex"},"bottomCurve":{"type":"concave"},"themeName":"light-apricot","themeProperties":{"name":"light-apricot","startColour":"#ffe7c9","endColour":"#fdf6e9"},"themeBeforeProperties":{"name":"cool-grey","startColour":"#f7f7f7","endColour":""},"themeBefore":"cool-grey","themeAfterProperties":{"name":"warm-grey","startColour":"#FCF9F2","endColour":""},"themeAfter":"warm-grey","bottomCurveBefore":null,"topCurveAfter":null,"isFirstOnPage":false},"items":[{"heading":"Which countries are in each area of travel insurance cover?","children":"To make sure that you're covered before and during your trip, it's important that you select the right area of cover.<br />\n<br />\n<strong>Our 'UK' area covers:<br />\n</strong><br />\nEngland<br />\nScotland<br />\nWales<br />\nNorthern Ireland<br />\nIsle of Man<br />\nChannel Islands<br />\n<br />\n<strong>Our 'Europe' area covers:</strong><br />\n<br />\nLooking for comprehensive European travel insurance? Our coverage extends to an extensive list of countries across the continent. When you choose our 'Europe' area coverage, you can explore Albania, Andorra, Austria, the Azores, the Balearic Islands, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, the Canary Islands, the Channel Islands, Croatia, Cyprus, the Czech Republic, Denmark, Egypt, England, Estonia, Finland, the Former Yugoslav Republic of Macedonia, France, Germany, Gibraltar, Greece, the Greek Islands, Hungary, Iceland, Ireland, the Isle of Man, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Malta, Moldova, Monaco, Montenegro, Morocco, the Netherlands, Northern Ireland, Norway, Poland, Portugal, Romania, Russia west of the Ural mountains, San Marino, Scotland, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tunisia, Turkey, Ukraine, Wales, and Vatican City State. Enjoy your travels worry-free with our comprehensive coverage<br />\n<br />\n<strong>Our 'Worldwide excluding North and Central America, Caribbean and Bahamas' covers anywhere except the following places:</strong><br />\n<br />\nAnguilla, Antigua, Aruba, Bahamas, Barbados, Barbuda, Belize, Canada, Cayman Islands, Caribbean Islands, Costa Rica, Cuba, Curacao, Dominica, Dominican Republic, El Salvador, Grand Cayman, Grenada, Guadeloupe, Guatemala, Haiti, Hawaii, Honduras, Jamaica, Martinique, Mexico, Montserrat, Netherlands Antilles, Nicaragua, Panama, Puerto Rico, Saint Barth&eacute;lemy, Saint Eustatius, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, United States of America, Virgin Islands (British and United States)<br />\n<br />\n<strong>Our 'Worldwide' area covers:</strong><br />\n<br />\nAnywhere in the world","open":false,"anchorId":"Which-countries-are-in-each-area-of-travel-insurance-cover?"},{"heading":"Can children who are covered on an annual multi-trip insurance policy travel on their own, independent of an insured adult?","children":"<p style=\"color: #3d3d3d; margin-bottom: 1.5rem;\">Yes, children are automatically covered to travel as part of an organised school, university or club trip if they are accompanied by a responsible adult. <br />\n<br />\nIf you'd like anyone aged 16 to 22 years of age to be covered to travel independently e.g. on their own, with friends or with another family, you'll need to choose our cover for unaccompanied travellers aged 16 - 21.</p>\n<p style=\"color: #3d3d3d; margin-top: 0px; margin-bottom: 1.5rem;\">If anyone under the age of 16 needs to travel independently, please call us on&nbsp;<span><a id=\"DFC4BD4E41FB41028B5C8946A5EF4B80-A5CAADD516C345068F362D11573D21CC\" href=\"tel:0330 678 6223 \" style=\"color: #04589b; border-bottom: 1px solid rgba(4, 88, 155, 0.1);\">0</a></span><a id=\"DFC4BD4E41FB41028B5C8946A5EF4B80-A5CAADD516C345068F362D11573D21CC-1\" href=\"tel:0330 678 6223 \" style=\"color: #04589b; border-bottom: 1px solid rgba(4, 88, 155, 0.1);\">330 678 6223</a>&nbsp;as we may be able to offer cover.</p>\n<p style=\"color: #3d3d3d; margin-top: 0px; margin-bottom: 1.5rem;\">Lines are open:</p>\n<p style=\"color: #3d3d3d; margin-top: 0px; margin-bottom: 1.5rem;\">8am - 8pm Monday to Friday<br />\n9am - 5pm Saturday and Bank Holidays<br />\n10am - 4pm Sunday</p>\n<p style=\"color: #3d3d3d; margin-top: 0px; margin-bottom: 1.5rem;\">Calls may be recorded. For Text Phone: dial 18001 first.</p>\n<p>&nbsp;</p>","open":false,"anchorId":"Can-children-who-are-covered-on-an-annual-multi-trip-insurance-policy-travel-on-their-own,-independent-of-an-insured-adult?"},{"heading":"What’s the difference between an Essential and Premier Travel policy?","children":"<p>We offer two levels of annual travel insurance to suit your needs - <a id=\"DF72ED00965942C4B17679128A320B0A-A5CAADD516C345068F362D11573D21CC\" href=\"/travel-insurance/cover-levels\">Essential and Premier.</a></p>\n<p><a id=\"DF72ED00965942C4B17679128A320B0A-A5CAADD516C345068F362D11573D21CC-1\" href=\"/travel-insurance/cover-levels\"></a>Our Essential policy offers up to &pound;10 million emergency medical cover, &pound;5,000 cancellation cover and &pound;25,000 personal accident cover.<br />\n<br />\nPremier offers everything that Essential does but offers &pound;10,000 cancellation cover plus extra cover for missed or cancelled flights, delays due to bad weather, strikes or other mishaps that may interrupt your travel plans.</p>","open":false,"anchorId":"What’s-the-difference-between-an-Essential-and-Premier-Travel-policy?"},{"heading":"Does LV= travel insurance cover pre-existing medical conditions?","children":"Yes, we're able to provide cover for a number of medical conditions. If you require cover, we must be told about all <a id=\"86BC3BFBFD2B49B780104A96494208DA-A5CAADD516C345068F362D11573D21CC\" href=\"https://www.lv.com/travel-insurance/travelling-with-medical-conditions\">pre-existing medical conditions</a> for everyone named on the policy.<br />\n<br />\nIf we're unable to provide cover for anyone's specific conditions you'll be shown this online or told this on the call before you pay for the policy. Once you've taken out a policy, your policy documents will confirm what medical conditions you've told us about and whether cover is provided for them.<br />\n<br />\nWe'll either be able to provide cover for all the pre-existing conditions a person has, or none of them. For this reason it is very important that we're told about all conditions for everyone on the policy. If we're unable to cover a person's pre-existing conditions the premium will reflect that this cover has been removed.<br />\n<br />\nUnfortunately we can't give you a quote if you're waiting to have tests or investigations (or waiting for the results of any tests or investigations) for symptoms unless those symptoms are known to be directly related to an existing and already diagnosed condition.<br />\n<br />\nIf we can&rsquo;t cover your medical condition or the premium is higher than you expected, help is still available. The Financial Conduct Authority (FCA) have created a Medical Cover Firm Directory. The directory lists all the firms that may be able to provide a policy to cover your medical conditions.<br />\n<br />\nYou can find this directory on the <a id=\"86BC3BFBFD2B49B780104A96494208DA-A5CAADD516C345068F362D11573D21CC-1\" href=\"https://www.moneyhelper.org.uk/en/everyday-money/insurance/use-our-travel-insurance-directory\">Money Helper website</a> or give them a call on <a id=\"86BC3BFBFD2B49B780104A96494208DA-A5CAADD516C345068F362D11573D21CC-2\" href=\"tel:0800 138 7777\">0800 138 7777</a>. Lines open: Mon &ndash; Fri 8am to 6pm.\n<br />","open":false,"anchorId":"Does-LV=-travel-insurance-cover-pre-existing-medical-conditions?"},{"heading":"I have an annual travel insurance policy. Do I need to call you each time I go away?","children":"<p style=\"margin-bottom: 1.5rem;\">No, our annual multi-trip policy allows you to take as many trips as you'd like throughout the year, as long as no trip exceeds 31 days (on an Essential policy) or 90 days (on a Premier policy). You'll also need to make sure that where you're going is within the area of cover you have selected.<br />\n<br />\nIf anything changes, such as your address, please call us on&nbsp;<a id=\"675F9A664B2447E49CF56EA994A8917D-A5CAADD516C345068F362D11573D21CC\" href=\"tel:0330 678 6222\">0330 678 6222</a>&nbsp;and we can update our records. You only need to tell us about a change to your medical condition(s), or if you have a new medical condition(s), when you renew your policy with us.<br />\n<br />\nLines open:<br />\n<br />\nMon to Fri 8am - 8pm<br />\n<br />\nSat and Bank Holidays 9am - 5pm<br />\n<br />\nSun 10am - 4pm<br />\n<br />\nCalls may be recorded. For Text Phone first dial 18001</p>","open":false,"anchorId":"I-have-an-annual-travel-insurance-policy.-Do-I-need-to-call-you-each-time-I-go-away?"},{"heading":"Have another question?","children":"If you haven't found what you're looking for, you can <a id=\"DFF928D785C94DB8AEC405E6617BD045-A5CAADD516C345068F362D11573D21CC\" href=\"/travel-insurance/travel-faqs-hub\">read all our travel insurance FAQs in our FAQ hub.</a><br />\n&nbsp;","open":false,"anchorId":"Have-another-question?"}],"heading":"Annual multi trip travel insurance FAQs","modifier":"contact","modalGroup":null}), document.getElementById("react_0HNM2Q3TH75HP"))});</script>
<div id="react_0HNM2Q3TH75HQ"><div data-reactroot=""><section class="module product-features theme-warm-grey  module--product module-noCurveTop module-noCurveBottom module-curve-before-concave     theme--text-green "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div class="wrapper"><div class="container product-features__container"><div class="product-features__flourish"></div><div class="columns@md product-features__main"><div><div class="head   theme-text-core"><div class="head__main"><h2 class="title head__title">What do our customers think of our annual travel insurance?</h2></div></div></div><div><div class="product-features__body bulleted"><img src="/-/insurance/media/flourishes/with-plants-cups-computers/investments-chat-360x240.svg?u=20230316081258" style="height:240px; width:360px;" alt="Icon of mobile phone and piggy bank"  id="DD11717A25F947AB8291AC19C3360942-09D715F4756340D0B099CF432EE49433"/></div><div class="product-features__cta"><span class="cta cta--secondary"><a id="DD11717A25F947AB8291AC19C3360942-03CD42313ECD4C61AFA687EE48CDE47Ehttps://www.feefo.com/en-GB/reviews/lv-general-insurance/products/travel-insurance?displayFeedbackType=PRODUCT&sku=TINSTY"  href="https://www.feefo.com/en-GB/reviews/lv-general-insurance/products/travel-insurance?displayFeedbackType=PRODUCT&sku=TINSTY">See all travel insurance reviews</a></span></div></div></div></div></div></section></div></div>
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<div id="react_0HNM2Q3TH75HR"><div data-reactroot=""><section class="module awards theme-white  module--product module-noCurveTop module-curve-bottom-concave     awards--no-quote  "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div class="wrapper"><div class="container awards__container"><div class=""><div class="head   theme-text-core"><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div class="head__main"><h2 class="label">awards and recognition</h2><p class="title head__title">Travel with us and you&#39;re in safe hands&#160;</p></div></div></div><div class=""><div class="awards__content"><ul><li><div class="awards__copy">Defaqto <strong>5 Star rated P</strong><strong>remier policy&nbsp;</strong></div><div class="awards__logo"><a href="https://www.lv.com/insurance/about-us/awards/defaqto" aria-label="Defaqto"><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div></a></div></li><li><div class="awards__copy">LV= travel insurance rated <strong>4.8 out of 5</strong> based on 1197 customer reviews independently verified by Feefo<br />
<em>Correct as of 23 March 2026.</em></div><div class="awards__logo"><a href="https://www.feefo.com/en-GB/reviews/lv-general-insurance/products/travel-insurance?displayFeedbackType=PRODUCT&amp;timeFrame=YEAR&amp;sku=TINSTY"><div style="padding-top:22.66294227188082%" class="lazyload-placeholder"><div></div></div></a></div></li></ul></div></div></div></div><div style="position:absolute;width:100%;top:auto;bottom:0;left:0;pointer-events:none"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMax" style="display:block;line-height:0;width:103%;z-index:3;top:auto;bottom:0;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="e3e59d17-bafe-4a65-8cd8-30ff61b5009e-bottom-gradbg"><stop offset="0%" stop-color="#FCF9F2"></stop><stop offset="100%" stop-color="#FCF9F2"></stop></linearGradient><mask id="e3e59d17-bafe-4a65-8cd8-30ff61b5009e-bottom-mask"><path d="M0,36S300.6,0,717,0V36Z" fill="#ffffff"></path><path d="M1440,36S1136.55,0,716,0V36Z" fill="#ffffff"></path></mask></defs><rect mask="url(#e3e59d17-bafe-4a65-8cd8-30ff61b5009e-bottom-mask)" fill="url(#e3e59d17-bafe-4a65-8cd8-30ff61b5009e-bottom-gradbg)" width="1440" height="35.6"></rect></svg></div></section></div></div>
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<div id="react_0HNM2Q3TH75HS"><div data-reactroot=""><section class="module product-list theme-warm-grey  module--product module-noCurveTop module-noCurveBottom module-curve-before-concave module-curve-after-convex   product-list--3up  product-list--last theme--text-green "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div class="wrapper"><div class="container product-list__container"><div class="head  align-center theme-text-core"><div class="head__main"><h2 class="title head__title">Now you know what travel insurance you need, it&#39;s time for the fun part... where to go?</h2></div></div><div class="product-list__main"><div class="product-item product-item--noGradient"><div class="product-item__main "><figure class="product-item__image hide-mask"><div class="  has-image"><picture class=""><source media="(min-width: 1025px)" srcSet="/-/insurance/media/gi/articles/travel-articles/gi-article-card-last-min-holidays.jpg?u=20220601193256"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: landscape)" srcSet="/-/insurance/media/gi/articles/travel-articles/gi-article-card-last-min-holidays.jpg?u=20220601193256"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: portrait)" srcSet="/-/insurance/media/gi/articles/travel-articles/gi-article-card-last-min-holidays.jpg?u=20220601193256"/><source media="(min-width: 480px) and (max-width: 768px) and (orientation: landscape)" srcSet="/-/insurance/media/gi/articles/travel-articles/gi-article-card-last-min-holidays.jpg?u=20220601193256"/><div style="padding-top:63.12056737588653%" class="lazyload-placeholder"><div></div></div></picture></div><div class="product-item__info"><p> </p></div></figure><div class="product-item__content "><h3 class="product-item__title"><a id="8DF784D86F534F3FA30EDE0A2A09FC03-A5A76DA76BE9444C88AAC1F083A2EFFC/travel-insurance/articles/last-minute-holidays-pros-and-cons"  href="/travel-insurance/articles/last-minute-holidays-pros-and-cons">Last minute holidays: pros and cons</a></h3><div class="product-item__footer"></div></div></div></div><div class="product-item product-item--noGradient"><div class="product-item__main "><figure class="product-item__image hide-mask"><div class="  has-image"><picture class=""><source media="(min-width: 1025px)" srcSet="/-/insurance/media/gi/articles/travel-articles/gi-article-card-skiing-kids-main.jpg?u=20220601193106"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: landscape)" srcSet="/-/insurance/media/gi/articles/travel-articles/gi-article-card-skiing-kids-main.jpg?u=20220601193106"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: portrait)" srcSet="/-/insurance/media/gi/articles/travel-articles/gi-article-card-skiing-kids-main.jpg?u=20220601193106"/><source media="(min-width: 480px) and (max-width: 768px) and (orientation: landscape)" srcSet="/-/insurance/media/gi/articles/travel-articles/gi-article-card-skiing-kids-main.jpg?u=20220601193106"/><div style="padding-top:63.12056737588653%" class="lazyload-placeholder"><div></div></div></picture></div><div class="product-item__info"><p> </p></div></figure><div class="product-item__content "><h3 class="product-item__title"><a id="29F1A0E90CD143C3BFD15CE4261D0299-A5A76DA76BE9444C88AAC1F083A2EFFC#"  href="#">Kids off on their first parent free holiday? 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d="M0,36S294,0,719.5,0,1439,36,1439,36V0H0Z" fill="#ffffff" style="transform:translateY(-0.3px)"></path></mask></defs><rect mask="url(#7057cb49-d20f-4a77-bbd6-d0ff88565611-top-mask)" fill="url(#7057cb49-d20f-4a77-bbd6-d0ff88565611-top-gradbg)" style="transform:translateY(-0.3px)" width="1440" height="35.6"></rect></svg></div><div class="wrapper"><div class="container start-quote__container"><div class="container start-quote__container"><div class="start-quote__content"><h2 class="h1 start-quote__title">Now sit back, relax and start your annual travel insurance quote</h2></div><div class="start-quote__buttons"><span class="cta cta--primary cta--icon"><span class="icon icon--rightarrow"><svg focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform: rotate(-90deg);"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#fff"></path></svg></span><a id="447E5D7CF098494B91D9263E712C96F3-EA43FAA688EB43C281B29BB867B90375https://lv-travel.co.uk/travel/travel.trav?brand=LV&annual=n&partner=direct&sourcecode=IELO&reqaction=QUOTE"  href="https://lv-travel.co.uk/travel/travel.trav?brand=LV&annual=n&partner=direct&sourcecode=IELO&reqaction=QUOTE" target="_blank" rel="noopener">Get an annual travel insurance quote</a></span><span class="cta cta--secondary"><a id="447E5D7CF098494B91D9263E712C96F3-E3A7F1566C754AB3A3432C6170206C2Fhttps://lv-travel.co.uk/travel/travel.trav?brand=LV&annual=n&partner=direct&sourcecode=IELO&reqaction=RETRIEVE"  href="https://lv-travel.co.uk/travel/travel.trav?brand=LV&annual=n&partner=direct&sourcecode=IELO&reqaction=RETRIEVE" target="_blank" rel="noopener">Your saved travel quote</a></span></div></div></div></div></section></div></div>
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        {"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Which countries are in each area of travel insurance cover?","acceptedAnswer":{"@type":"Answer","text":"To make sure that you're covered before and during your trip, it's important that you select the right area of cover.<br />\n<br />\n<strong>Our 'UK' area covers:<br />\n</strong><br />\nEngland<br />\nScotland<br />\nWales<br />\nNorthern Ireland<br />\nIsle of Man<br />\nChannel Islands<br />\n<br />\n<strong>Our 'Europe' area covers:</strong><br />\n<br />\nLooking for comprehensive European travel insurance? Our coverage extends to an extensive list of countries across the continent. When you choose our 'Europe' area coverage, you can explore Albania, Andorra, Austria, the Azores, the Balearic Islands, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, the Canary Islands, the Channel Islands, Croatia, Cyprus, the Czech Republic, Denmark, Egypt, England, Estonia, Finland, the Former Yugoslav Republic of Macedonia, France, Germany, Gibraltar, Greece, the Greek Islands, Hungary, Iceland, Ireland, the Isle of Man, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Malta, Moldova, Monaco, Montenegro, Morocco, the Netherlands, Northern Ireland, Norway, Poland, Portugal, Romania, Russia west of the Ural mountains, San Marino, Scotland, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tunisia, Turkey, Ukraine, Wales, and Vatican City State. Enjoy your travels worry-free with our comprehensive coverage<br />\n<br />\n<strong>Our 'Worldwide excluding North and Central America, Caribbean and Bahamas' covers anywhere except the following places:</strong><br />\n<br />\nAnguilla, Antigua, Aruba, Bahamas, Barbados, Barbuda, Belize, Canada, Cayman Islands, Caribbean Islands, Costa Rica, Cuba, Curacao, Dominica, Dominican Republic, El Salvador, Grand Cayman, Grenada, Guadeloupe, Guatemala, Haiti, Hawaii, Honduras, Jamaica, Martinique, Mexico, Montserrat, Netherlands Antilles, Nicaragua, Panama, Puerto Rico, Saint Barth&eacute;lemy, Saint Eustatius, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, United States of America, Virgin Islands (British and United States)<br />\n<br />\n<strong>Our 'Worldwide' area covers:</strong><br />\n<br />\nAnywhere in the world"}},{"@type":"Question","name":"Can children who are covered on an annual multi-trip insurance policy travel on their own, independent of an insured adult?","acceptedAnswer":{"@type":"Answer","text":"<p style=\"color: #3d3d3d; margin-bottom: 1.5rem;\">Yes, children are automatically covered to travel as part of an organised school, university or club trip if they are accompanied by a responsible adult. <br />\n<br />\nIf you'd like anyone aged 16 to 22 years of age to be covered to travel independently e.g. on their own, with friends or with another family, you'll need to choose our cover for unaccompanied travellers aged 16 - 21.</p>\n<p style=\"color: #3d3d3d; margin-top: 0px; margin-bottom: 1.5rem;\">If anyone under the age of 16 needs to travel independently, please call us on&nbsp;<span><a id=\"DFC4BD4E41FB41028B5C8946A5EF4B80-A5CAADD516C345068F362D11573D21CC\" href=\"tel:0330 678 6223 \" style=\"color: #04589b; border-bottom: 1px solid rgba(4, 88, 155, 0.1);\">0</a></span><a id=\"DFC4BD4E41FB41028B5C8946A5EF4B80-A5CAADD516C345068F362D11573D21CC-1\" href=\"tel:0330 678 6223 \" style=\"color: #04589b; border-bottom: 1px solid rgba(4, 88, 155, 0.1);\">330 678 6223</a>&nbsp;as we may be able to offer cover.</p>\n<p style=\"color: #3d3d3d; margin-top: 0px; margin-bottom: 1.5rem;\">Lines are open:</p>\n<p style=\"color: #3d3d3d; margin-top: 0px; margin-bottom: 1.5rem;\">8am - 8pm Monday to Friday<br />\n9am - 5pm Saturday and Bank Holidays<br />\n10am - 4pm Sunday</p>\n<p style=\"color: #3d3d3d; margin-top: 0px; margin-bottom: 1.5rem;\">Calls may be recorded. For Text Phone: dial 18001 first.</p>\n<p>&nbsp;</p>"}},{"@type":"Question","name":"What’s the difference between an Essential and Premier Travel policy?","acceptedAnswer":{"@type":"Answer","text":"<p>We offer two levels of annual travel insurance to suit your needs - <a id=\"DF72ED00965942C4B17679128A320B0A-A5CAADD516C345068F362D11573D21CC\" href=\"/travel-insurance/cover-levels\">Essential and Premier.</a></p>\n<p><a id=\"DF72ED00965942C4B17679128A320B0A-A5CAADD516C345068F362D11573D21CC-1\" href=\"/travel-insurance/cover-levels\"></a>Our Essential policy offers up to &pound;10 million emergency medical cover, &pound;5,000 cancellation cover and &pound;25,000 personal accident cover.<br />\n<br />\nPremier offers everything that Essential does but offers &pound;10,000 cancellation cover plus extra cover for missed or cancelled flights, delays due to bad weather, strikes or other mishaps that may interrupt your travel plans.</p>"}},{"@type":"Question","name":"Does LV= travel insurance cover pre-existing medical conditions?","acceptedAnswer":{"@type":"Answer","text":"Yes, we're able to provide cover for a number of medical conditions. If you require cover, we must be told about all <a id=\"86BC3BFBFD2B49B780104A96494208DA-A5CAADD516C345068F362D11573D21CC\" href=\"https://www.lv.com/travel-insurance/travelling-with-medical-conditions\">pre-existing medical conditions</a> for everyone named on the policy.<br />\n<br />\nIf we're unable to provide cover for anyone's specific conditions you'll be shown this online or told this on the call before you pay for the policy. Once you've taken out a policy, your policy documents will confirm what medical conditions you've told us about and whether cover is provided for them.<br />\n<br />\nWe'll either be able to provide cover for all the pre-existing conditions a person has, or none of them. For this reason it is very important that we're told about all conditions for everyone on the policy. If we're unable to cover a person's pre-existing conditions the premium will reflect that this cover has been removed.<br />\n<br />\nUnfortunately we can't give you a quote if you're waiting to have tests or investigations (or waiting for the results of any tests or investigations) for symptoms unless those symptoms are known to be directly related to an existing and already diagnosed condition.<br />\n<br />\nIf we can&rsquo;t cover your medical condition or the premium is higher than you expected, help is still available. The Financial Conduct Authority (FCA) have created a Medical Cover Firm Directory. The directory lists all the firms that may be able to provide a policy to cover your medical conditions.<br />\n<br />\nYou can find this directory on the <a id=\"86BC3BFBFD2B49B780104A96494208DA-A5CAADD516C345068F362D11573D21CC-1\" href=\"https://www.moneyhelper.org.uk/en/everyday-money/insurance/use-our-travel-insurance-directory\">Money Helper website</a> or give them a call on <a id=\"86BC3BFBFD2B49B780104A96494208DA-A5CAADD516C345068F362D11573D21CC-2\" href=\"tel:0800 138 7777\">0800 138 7777</a>. Lines open: Mon &ndash; Fri 8am to 6pm.\n<br />"}},{"@type":"Question","name":"I have an annual travel insurance policy. Do I need to call you each time I go away?","acceptedAnswer":{"@type":"Answer","text":"<p style=\"margin-bottom: 1.5rem;\">No, our annual multi-trip policy allows you to take as many trips as you'd like throughout the year, as long as no trip exceeds 31 days (on an Essential policy) or 90 days (on a Premier policy). You'll also need to make sure that where you're going is within the area of cover you have selected.<br />\n<br />\nIf anything changes, such as your address, please call us on&nbsp;<a id=\"675F9A664B2447E49CF56EA994A8917D-A5CAADD516C345068F362D11573D21CC\" href=\"tel:0330 678 6222\">0330 678 6222</a>&nbsp;and we can update our records. You only need to tell us about a change to your medical condition(s), or if you have a new medical condition(s), when you renew your policy with us.<br />\n<br />\nLines open:<br />\n<br />\nMon to Fri 8am - 8pm<br />\n<br />\nSat and Bank Holidays 9am - 5pm<br />\n<br />\nSun 10am - 4pm<br />\n<br />\nCalls may be recorded. For Text Phone first dial 18001</p>"}},{"@type":"Question","name":"Have another question?","acceptedAnswer":{"@type":"Answer","text":"If you haven't found what you're looking for, you can <a id=\"DFF928D785C94DB8AEC405E6617BD045-A5CAADD516C345068F362D11573D21CC\" href=\"/travel-insurance/travel-faqs-hub\">read all our travel insurance FAQs in our FAQ hub.</a><br />\n&nbsp;"}},{"@type":"Question","name":"What&#39;s not covered?","acceptedAnswer":{"@type":"Answer","text":"<ul>\n    <li>Destinations we&rsquo;ve not agreed to cover</li>\n    <li><a id=\"27A9E6B72D764B36B2019F623BA8F27A-A5CAADD516C345068F362D11573D21CC\" href=\"/travel-insurance/coronavirus/coronavirus-update\">Claims relating to a pandemic (including COVID-19)</a>, except where cover has been expressly stated. </li>\n    <li>Cancellation due to you not wishing to travel<span></span></li>\n    <li><span></span>Cancellation due to not obtaining the correct documents required to travel to your destination, including Passports or evidence of vaccinations.</li>\n    <li>Pre-existing medical conditions unless we&rsquo;ve agreed to cover&nbsp;</li>\n    <li>Delay (<strong>Essential</strong>), or delay under 12 hours (<strong>Premier</strong>)</li>\n    <li>Holiday cancellation due to delays (<strong>Essential</strong>)</li>\n    <li>Refreshment costs for delays under 12 hours (<strong>Essential</strong> and <strong>Premier</strong>)<br />\n    <br />\n    Read our most common examples of what's not covered in our <a id=\"27A9E6B72D764B36B2019F623BA8F27A-A5CAADD516C345068F362D11573D21CC-1\" href=\"/travel-insurance/existing-customers/claim/claim-considerations\">claims considerations</a>&nbsp;guide</li>\n</ul>"}},{"@type":"Question","name":"Policy documents ","acceptedAnswer":{"@type":"Answer","text":"<h3><span style=\"color: #178830;\"><strong>Our policy documents</strong></span></h3>\n<p>\n<span style=\"font-size: 18px; color: #178830;\"><span style=\"color: #178830;\">You can get these and other documents from us in braille, large print or audio by&nbsp;</span><a id=\"9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC\" href=\"https://www.lv.com/insurance/accessibility#email\">sending us an email</a><span style=\"color: #178830;\">.</span></span></p>\n<p><span style=\"font-size: 18px; color: #178830;\"></span></p>\n<p><a id=\"9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-1\" href=\"https://www.lv.com/-/insurance/media/gi/travel-insurance/pdfs/policy-documents/2022/34645-2022-LV-Travel-DOI\"></a><a id=\"9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-2\" href=\"/-/insurance/media/gi/travel-insurance/pdfs/policy-documents/2024/lv-travel-doi_2024.pdf?u=20241016073033\"></a><a id=\"9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-3\" href=\"/-/insurance/media/gi/travel-insurance/pdfs/policy-documents/2022/34645-2022-lv-travel-doi.pdf?u=20230321145207\"></a><a href=\"/-/insurance/media/gi/travel-insurance/pdfs/policy-documents/2024/lv-travel-doi_2024.pdf?u=20241016073033\"><a href=\"/-/insurance/media/gi/travel-insurance/pdfs/policy-documents/2024/lv-travel-doi_2024.pdf?u=20241016073033\">Travel insurance policy document (PDF 606 KB)<br />\n</a><a href=\"/-/insurance/media/gi/travel-insurance/pdfs/product-information/2024/39580-2024-travel-ipid.pdf?u=20240904081545\"><br />\nTravel insurance product information document (PDF 88KB)</a><br />\n<br />\n<a id=\"9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-4\" href=\"https://www.lv.com/insurance/data-protection\">How we use your personal information</a><br />\n<br />\n<a id=\"9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-5\" href=\"/-/insurance/media/gi/travel-insurance/pdfs/activities/2025/0040546-2025-lv-travelessential-standard-activities.pdf?u=20250207155829\">Travel Essential activities document (PDF 55KB)</a><br />\n<br />\n<a id=\"9C043931B0AE47F9B7C184F0B4D1660A-A5CAADD516C345068F362D11573D21CC-6\" href=\"/-/insurance/media/gi/travel-insurance/pdfs/activities/2025/00404012025-lv-travelpremier-activities.pdf?u=20250207155829\">Travel Premier activities document (PDF 65KB)</a></a><a href=\"/-/insurance/media/gi/travel-insurance/pdfs/activities/00317442020-lv-travelpremier-activities.pdf?la=en&amp;u=20200603135158\"><br />\n</a></p>"}},{"@type":"Question","name":"Optional extras","acceptedAnswer":{"@type":"Answer","text":"<h3><span style=\"color: #178830;\"><strong>Check out our range of optional extras</strong></span></h3>\n<p><span style=\"color: #3d3d3d;\"><strong>Baggage</strong></span></p>\n<p><span style=\"color: #3d3d3d;\">We cover your all-important personal items. From baggage to belongings, and even your cash. You&rsquo;ll get&hellip;&nbsp;<br />\n</span></p>\n<ul>\n    <li><span style=\"color: #3d3d3d;\">&pound;3,000 (including a &pound;500 single item limit and total valuables limit) with the <strong>Premier</strong> policy<br />\n    </span></li>\n    <li><span style=\"color: #3d3d3d;\">&pound;2,000 (including a &pound;300 single item limit and total valuables limit) with the <strong>Essential</strong> policy&nbsp;<br />\n    </span></li>\n    <li><span style=\"color: #3d3d3d;\">And finally, &pound;500 for money, including &pound;300 cash (on <strong>Premier</strong> and <strong>Essential</strong> policies)</span></li>\n</ul>\n<p><span style=\"color: #3d3d3d;\"><a id=\"620D389144BA47AFAE87623E370DFC45-A5CAADD516C345068F362D11573D21CC\" href=\"/travel-insurance/optional-extras\">Find out more about our optional extras</a></span></p>\n<p><span style=\"color: #3d3d3d;\"><strong>Winter sports and ski cover</strong></span></p>\n<p><span style=\"color: #3d3d3d;\">Before you take off down a slope, make sure you&rsquo;re well protected if you land with a bump! We&rsquo;ll cover&hellip;&nbsp;<br />\n</span></p>\n<ul>\n    <li><span style=\"color: #3d3d3d;\">Emergency medical expenses<br />\n    </span></li>\n    <li><span style=\"color: #3d3d3d;\">Personal accident<br />\n    </span></li>\n    <li><span style=\"color: #3d3d3d;\">Personal liability</span></li>\n</ul>\n<p><span style=\"color: #3d3d3d;\"><a id=\"620D389144BA47AFAE87623E370DFC45-A5CAADD516C345068F362D11573D21CC-1\" href=\"/travel-insurance/winter-sports-and-ski-insurance\">Find out more about winter sports and ski cover</a></span></p>"}}]}
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