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Critical Illness Cover

Protecting your family in the event of an illness is important. LV= Critical illness cover can help to reduce the financial impact on you and your loved ones.

Get an online quote to see if LV= can help you.

LV= Critical Illness cover could help you if you become critically ill.  It will pay out a lump sum if you are unfortunately diagnosed with one of the wide range of critical illnesses or conditions, specified in our policy documentation and defined within the terms of your plan. After diagnosis you must live for 14 days for your claim to be paid.  However if you stop paying your premiums, you may not be covered when you need it most and this plan has no cash in value at any time.

Why choose an LV= Critical Illness cover?

  • Choose the level of cover you need - decreasing, level or index linked. If you choose level cover, inflation will reduce the buying power of the sum assured.
  • Lump sum payable on diagnosis of a wide range of illnesses and conditions covered by the policy.
  • Could help relieve financial worries when coping with an illness that meets our policy definition. 
  • You could possibly pay off your mortgage, move house, make home adjustments, or simply take a holiday to recuperate.

To apply for an LV= Critical Illness cover:

  • You must be a UK resident (not the Channel Islands or Isle of Man).
  • You must be aged 17 to 59.
  • The policy term must be for at least 5 and no more than 40 years.
  • The policy must end before you reach age 65.
  • The minimum premium is £5 per month.

Next steps


Please note that this information should not be considered as advice to take out this plan, if you have any doubt about whether it is suitable you should contact us.

Advice is provided on the investment, protection and pensions products and services from members of the Liverpool Victoria group of companies only.

We are able to provide literature and communications in the following alternative formats:  Braille, large print, audio tape.  Should you require information on this product or service in any of these formats, please contact us.

Critical Illness Cover

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