50 Plus from LV=

Up to £25,000 life cover for the over 50s to help with things like funeral expenses and unpaid bills when you're no longer around. Cover from just £5 a month.

You don’t need a medical or have to answer health questions.
We guarantee to accept you if you're between 50 and 80 and a UK resident (except Channel Islands and Isle of Man).
Choose a free gift when your plan starts.
Get an extra 10% with our Funeral Benefit option.
We'll pay your family the guaranteed sum, as long as you don't die in the first year of your plan.
This cash lump sum can help with funeral expenses and unpaid bills, or be a gift for your grandchildren.
Get up to £25,000 of cover.
Cover from just £5 a month - see example table.
The amount of cover depends on your age and sex - see example table.
Your spouse or partner can also apply.
You stop paying premiums after your 90th birthday, but you'll still be covered.
We have a simple and efficient claims process (usually only one or two weeks to be paid).

Your cover amount is fixed when your plan starts and doesn't change. This means it won't keep up with inflation and will buy less in the future.
If you were to die in the first 12 months of your plan starting, your family may only get what you've paid in.
If you cancel your plan, you won’t get any refund or return of premiums you’ve paid.
Payment from this plan will normally go to your estate. Inheritance tax could apply to the part of your estate that's currently worth more than £325,000. The amount of tax paid will depend on your personal circumstances.
Depending on how long you live, the amount of premiums paid might be more than the cash sum paid when you die.

All we ask is that: