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Home insurance

Home insurance for the place you love most

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So, what's included with our home insurance?

what's covered?

Whether you choose Home or Home Plus, we'll protect your happy place

  • £1million to help rebuild your home (unlimited for Home Plus)
  • Contents cover  
    Because it isn't just bricks and mortar that makes a house a home
  • Alternative accommodation 
    If repairs to your home following a claim mean you can’t stay there
  • Keys lost or stolen? 
    We’ll replace your locks so you’re safe and sound in a flash
  • What's not covered...

    Gradual wear and tear
    Breakdown of home appliances
    Fences damaged by storm
Cover Options

You can choose between our Home and Home Plus policies. Here's a handy breakdown of how they compare.

Home

  • £1 million cover to rebuild your home
  • £50,000 towards alternative accommodation if repairs to your home following a claim mean you can’t stay there
  • £25k-£100k home contents cover 

Home Plus

  • Unlimited cover to rebuild your home 
  • £100,000 towards alternative accommodation if repairs to your home following a claim mean you can’t stay there
  • Up to £150k contents cover 
  • Full accidental damage cover
  • Personal belongings cover away from home
  • Bicycles cover away from home

Choose between our Home and Home Plus policies

Just select the level of cover when you get your quote – here's how they compare:

What we'll cover Home Home Plus
The cost to rebuild your home £1 million Unlimited
Alternative accommodation if repairs to your home following a claim mean you can't stay there £50,000 £100,000
Trace and access if there's a leak in your property £5,000 £10,000
12-month warranty on all repairs when you use our recommended repairer service Included Included
Accidental damage cover in case fixtures and fittings like your windows, toilets or baths get damaged Included Included
Full accidental damage for buildings Optional Included
Personal belongings away from home Optional Included
Bicycles away from home Optional Included
Locks and keys replacement Included Included
Contents of your home £25k - £100k Up to £150k
Accidental damage cover for your TVs, DVD players, games consoles and computers Included Included
Full accidental damage cover for contents Optional Included
Plants in the garden £1,500 £10,000 
Digital downloads cover if you need to replace your online music, movie and book collection £1,000 £10,000
What we'll cover Home Home Plus
The cost to rebuild your home £1 million Unlimited
Alternative accommodation if repairs to your home following a claim mean you can't stay there £50,000 £100,000
Trace and access if there's a leak in your property £5,000 £10,000
12-month warranty on all repairs when you use our recommended repairer service Included Included
Accidental damage cover in case fixtures and fittings like your windows, toilets or baths get damaged Included Included
Full accidental damage for buildings Optional Included
Personal belongings away from home Optional Included
Bicycles away from home Optional Included
Locks and keys replacement Included Included
Contents of your home £25k - £100k Up to £150k
Accidental damage cover for your TVs, DVD players, games consoles and computers Included Included
Full accidental damage cover for contents Optional Included
Plants in the garden £1,500 £10,000 
Digital downloads cover if you need to replace your online music, movie and book collection £1,000 £10,000
AWARDS AND RECOGNITION

Add our home insurance to your prized possessions

  • Which? Recommend Provider for home insurance
  • Given the prestigious Defaqto 5 Star Rating for our Home and Home Plus insurance
  • Proud to be the UK's most recommended insurer

All set? Great. Let's start your quote.