Car insurance

Car insurance that performs beautifully
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Why choose LV=?

Because there's plenty to smile about from the very start :-)

what's covered?

From theft to write-offs and even lost keys, you'll be covered with us

So here's what you need to know about our comprehensive cover

  • Accidental damage cover
    Scratched or dented your car? We pay for repairs so it’s good as it was before the accident.
  • Uninsured driver promise
    If the other driver is not insured and the accident is not your fault, you keep your no claim discount and there's no excess to pay - as long as you have the details of the other vehicle and driver.
  • Misfuelling cover
    Accidentally filled your car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car’s engine.
  • European cover
    Get the same level of cover as you have in the UK in the EU for up to 180 days a year. Perfecto. You'll need a Green Card when driving abroad. To apply, fill in this application.
  • Vandalism promise
    If your car is vandalised and you have to claim, you'll keep your no claim discount - you'll just need to pay your excess.
  • Replacement child car seats
    We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage
  • New locks and keys
    If your keys are lost or stolen. After all, accidents happen.
  • Motor legal expenses cover
    You might need legal help to take action against a road user, or to defend against a motoring prosecution. This can be expensive so it's reassuring to have £100,000 cover.

Optional extras

Have we left you wanting more? Here's what you can add to your policy

Multi car insurance

Got another set of wheels? Perhaps you need our multi car cover

  • Cover up to 6 cars and 12 drivers with Multi-car
  • Schedule different start dates or add them in later
  • Choose the cover levels and specific optional extras you'd like for each car
  • Our cheapest way to insure more than one car

Classic Car insurance

Looking for something a little more classic?

  • Agreed value upfront; we'll pay what we've agreed your  car is worth if it's written off
  • Uninsured driver promise. If the other driver's not insured and the accident’s not your fault, there's no excess to pay as long as you have the details of the other vehicle and driver.
  • You can add up to six classic cars onto one policy

Our awards and recognition

We're always in top gear when it comes to car cover

  • Given the prestigious Defaqto 5 Star Rating 
  • Which? Recommended Provider for car insurance 

Policy documents

A little extra info never hurt anyone, have a read of our policy documents for new customers

You can get this and other documents from us in Braille, large print or audio by contacting us.

Now sit back, relax and start your quote