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Car insurance

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SO, WHY CHOOSE LV=?

Because there's plenty to smile about from the very start :-)

  • Discount for you when you buy your car insurance online
  • Friendly UK-based call centres - there if you need to make a claim day or night, 24/7
  • 5-year repair guarantee when using our recommended repairer service
what's covered? 

From theft to write-offs and even lost keys, you'll be covered with us

Here's what you'll like about our comprehensive cover

Icon of a car driving along a road
  • Accidental damage cover
    Scratched or dented your car? We pay for repairs so it's as good as it was before the accident 
  • Uninsured driver promise
    If the other driver is not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver
  • Misfuelling cover
    Accidentally filled your car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car's engine
  • European cover
    Get the same level of cover as you have in the UK in the EU for up to 180 days a year. Perfecto!
  • Vandalism promise
    If your car is vandalised and you have to claim, you'll keep your no claim discount – you'll just need to pay your excess
  • Replacement child car seats
    We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage
  • New locks and keys 
    If your keys are lost or stolen. After all, accidents happen

 

What's not covered...

  • Any drivers who aren't named on the policy
  • Damage to a car you're driving that's not the car you're insuring 
  • If the car's stolen when the keys were left in the ignition, the engine was running or it was left unlocked
  • Mechanical or electrical breakdown

 

Read our most common examples of what's not covered in our claims considerations guide

car insurance Optional extras

How about a little more peace of mind? Check out our range of optional extras

Now sit back, relax and start your quote