General insurances are underwritten by Liverpool Victoria Insurance Company Limited (LVIC), registered in England and Wales no: 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number: 202965.
Financial Advice is provided by Liverpool Victoria Financial Advice Services Limited (LVFAS). LVFAS, registered in England No. 3027145, is authorised and regulated by the Financial Conduct Authority, register number 186890. LVFAS is a wholly owned subsidiary of Liverpool Victoria Friendly Society Limited (LVFS).
Read below to understand which products are offered by which LV company.
Tax Free Savings Plan; Flexible Savings Plan; Flexible Guarantee Bond; With Profits Pension Annuity; Pension Annuity; 50 Plus plan; Life Protection; Critical Illness Protection; Income Protection; Flexible Protection Plan; Mortgage & Lifestyle Protection; LV= Life Insurance.
Car Insurance; Home Insurance; Travel Insurance; Pet Insurance; Landlord Insurance; Breakdown Insurance; Classic Car Insurance; Electric Car Insurance; Multi Car Insurance; Motorcycle Insurance; Caravan Insurance.
Lifetime Mortgage; Flexible Lifetime Mortgage.
We’ve been in business since 1843, and take great care to manage our affairs sensibly. If we ever did get into financial trouble and couldn’t honour our commitments, you may be entitled to compensation from the Financial Services Compensation Scheme.
The compensation you could get depends on the type of product you have.
Compulsory Insurance (e.g. 3rd party motor insurance)
100% of the claim, and the maximum compensation is unlimited.
Non-compulsory Insurance (e.g. home and general)
90% of the total claim, and the maximum compensation is unlimited.
Long Term Insurance (e.g. pensions and life assurance)
100% of the total claim. For life assurance, the scheme's first responsibility is to seek continuity of life assurance rather than to pay compensation.
100% of the first £85,000 of each depositor's claim.
100% of the first £50,000. For investments, the scheme’s first responsibility is to seek continuity of investment rather than to pay compensation.
The actual level of compensation you receive will depend upon the basis of your claim.
For more information go to www.fscs.org.uk or call 0800 678 1100 or 0207 741 4100.